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Place dossier plate
SheetAZ-FORT-THOMAS-AZ · Fort Thomas, AZ 319 pop · income 78th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Fort Thomas
Lowest/highest poles plus peers nearest Fort Thomas on median household income. Full ladder: /browse and /rankings.
median HH income
Greasewood · lowest
23,125
Greasewood · lowest
23,125 median HH income
9.2% of the leader · rank #1
Washingtonvil… · near
101,080
Washingtonvil… · near
101,080 median HH income
40.4% of the leader · rank #2
Lyman · near
101,080
Lyman · near
101,080 median HH income
40.4% of the leader · rank #3
Fort Thomas · this city
101,083
Fort Thomas · this city
101,083 median HH income
40.4% of the leader · rank #4
Crestwood · near
101,086
Crestwood · near
101,086 median HH income
40.4% of the leader · rank #5
North Muskegon · near
101,087
North Muskegon · near
101,087 median HH income
40.4% of the leader · rank #6
Loma Mar · highest
250,001
Loma Mar · highest
250,001 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Fort Thomas on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 319.
Measured against every US city with at least 1,000 residents, Fort Thomas lands in the 78th percentile for household income. Source: Census ACS.
78th
percentile, household income
28th
percentile, home value
64th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Fort Thomas, AZ
Arizona's Fort Thomas is a small town, with 319 residents per the latest Census Bureau ACS figures. The typical household in Fort Thomas brings in $101,083 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.0%. Fort Thomas's housing stock carries a median value of $152,500, and the median resident age is 38.6 years. About 18.4% of adults hold a bachelor's degree or higher, while 42.5% of working-age residents are in the labor force.
NOAA puts Fort Thomas's yearly average temperature at 64.5°F with 10.2 inches of precipitation per year.
Arizona tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Arizona scores 100.7 (Near Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,419 per month statewide. Monthly utility costs average around $215 across Arizona, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 84.5 out of 100 (High).
A decision-led reading path
Useful questions to ask of Fort Thomas's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from climate and hazard context to schools and households to work and mobility to comparison shortlist to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Fort Thomas, city-specific coverage includes matched public-school count, commute-mode shares.
No matched row is reported here for within-city Census tract profiles, annual population history, local building permits, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What physical conditions frame life in Fort Thomas?
NOAA normals put the annual mean temperature at 64.5°F, with 10.2 inches of precipitation. FEMA's state-averaged National Risk Index score for Arizona is 84.5 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
What does the education layer cover for Fort Thomas?
The NCES join finds 2 public schools within the city match. 18.4% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
What does the journey to work look like in Fort Thomas?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 95.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Which cities make useful reference points for Fort Thomas?
Within Arizona, the closest population matches are Picacho (320 residents, $78,125 income); Oak Creek Canyon (321 residents, $37,330 income); Nelson (316 residents, $54,115 income). Outside the state, the closest population matches in this dataset are Loma Mar, CA (319 residents); Glen Ridge, FL (319 residents); Wainiha, HI (319 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Housing and income
How far does income reach against housing in Fort Thomas?
The home-value-to-income reference is relatively compact: the ACS median home value is 1.5 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
Household income
$101,083
Home value
$152,500
Value / income
1.5×
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Above-average cost · BEA RPP 2024, Arizona average
C+
City profile score · Fort Thomas, AZ
64/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Household income B+
$101,083
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living F
100.7 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Bachelor's+ share F
18.4%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Fort Thomas profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 100/100 (A+) · 0.0%
Household income: 77/100 (B+) · $101,083
Cost of living: 37/100 (F) · 100.7 index
Bachelor's+ share: 30/100 (F) · 18.4%
How does Fort Thomas compare to other US cities?
Here's how Fort Thomas stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income78% higher than other cities
Home value28% pricier than other cities
Median rent64% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Fort Thomas against every qualifying US city; each in-state rank narrows that to Arizona only. Full formula and direction notes: methodology.
Arizona-relative analysis
Median Gross Rent places Fort Thomas near the bottom of Arizona's cities
Among the 394 Arizona cities PlainCities tracks with reported median gross rent data, Fort Thomas ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Fort Thomas only against its own state's cities, not the full US field.
Median Household Income
#33 of 333
90th percentile in Arizona
Median Gross Rent
#1 of 394
0th percentile in Arizona
Median Home Value
#200 of 327
39th percentile in Arizona
Poverty Rate
#310 of 393
0th percentile in Arizona
Bachelor's Degree or Higher
#167 of 394
57th percentile in Arizona
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Arizona only, not a livability score. See the methodology for the source and calculation.
Gauge source note
78th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Fort Thomas's home value compares nationally
Median home value vs. every US city (population 1,000+)
$152,500Among the most affordablemore affordable than 72% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Fort Thomas's home-value-to-income ratio: 1.5×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#408 of 15,516
More affordable than 97% of tracked cities (pop. 1,000+)
Size class
#401 of 11,323
Micro cities (under 10,000)
At 1.5×, Fort Thomas sits in the affordable band:
national rank #408 of 15,516 and #401 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$101,083Fort Thomas, AZ median household income (Census ACS)
Show U.S. national quintile / Lorenz context Fort Thomas, AZ median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Fort Thomas, AZ.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)18.4%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)42.5%
Census ACS S2301, share of working-age residents in the labor force
Population
319
Median Income
$101,083
Median Home Value
$152,500
Median Age
38.6
Poverty Rate
0.0%
Labor force participation
42.5%
Bachelor's Degree+
18.4%
Climate
Avg Temperature
64.5°F
Annual Precipitation
10.2"
Annual Snowfall
N/A
Schools
Total Schools
2
Public schools in this city
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
95.9%
Carpool
0.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
0.0%
Other
4.1%
Based on 97 workers 16 and over.
Monthly Utility Costs
Arizona statewide monthly utility average (EIA 2023): $215
EIA 2023 residential energy data puts average monthly utilities across Arizona at $215 (electricity about $131 , water and sewer about $50 ).
These are Arizona statewide averages, not a meter reading for Fort Thomas. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Arizona's BEA cost-of-living index is 100.7 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Fort Thomas is $1,419/mo. FEMA's National Risk Index, averaged to Arizona statewide on PlainCities, rates natural-hazard exposure at 84.5 / 100 (High).
Cost/risk geography note
Cost of living is a Arizona statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Fort Thomas sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Fort Thomas compares to similar-size Arizona cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.