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Place dossier plate
SheetCA-SHAVER-LAKE-CA · Shaver Lake, CA 355 pop · income 91st pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Shaver Lake
Lowest/highest poles plus peers nearest Shaver Lake on median household income. Full ladder: /browse and /rankings.
median HH income
McHenry · lowest
39,583
McHenry · lowest
39,583 median HH income
25.9% of the leader · rank #1
Loudonville · near
131,806
Loudonville · near
131,806 median HH income
86.1% of the leader · rank #2
North Haledon · near
131,810
North Haledon · near
131,810 median HH income
86.1% of the leader · rank #3
Country Knolls · near
131,813
Country Knolls · near
131,813 median HH income
86.1% of the leader · rank #4
Shaver Lake · this city
131,875
Shaver Lake · this city
131,875 median HH income
86.1% of the leader · rank #5
Port Washingt… · near
131,875
Port Washingt… · near
131,875 median HH income
86.1% of the leader · rank #6
Del Dios · highest
153,083
Del Dios · highest
153,083 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Shaver Lake on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 355.
Measured against every US city with at least 1,000 residents, Shaver Lake lands in the 91st percentile for household income. Source: Census ACS.
91st
percentile, household income
88th
percentile, home value
88th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Shaver Lake, CA
California's Shaver Lake is a small town, with 355 residents per the latest Census Bureau ACS figures. Households in Shaver Lake report a median income of $131,875 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 2.0%. Shaver Lake's housing stock carries a median value of $582,800, and the median resident age is 68.6 years. 51.2% of adults here have a bachelor's degree or higher; 25.8% of working-age residents are in the labor force.
California carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, California scores 110.7 (Well Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $2,053 per month statewide. EIA 2023 residential energy data puts California's average monthly utility costs around $275 (state average). Natural-hazard exposure scores 88.7 out of 100 on FEMA's National Risk Index (Very High).
A decision-led reading path
Useful questions to ask of Shaver Lake's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Shaver Lake, city-specific coverage includes commute-mode shares.
No matched row is reported here for within-city Census tract profiles, matched public-school count, FBI reported-crime rates, local building permits, annual population history; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Shaver Lake?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.4 times median household income. The ACS poverty estimate is 2.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
What does the journey to work look like in Shaver Lake?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 57.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Which cities make useful reference points for Shaver Lake?
Within California, the closest population matches are Ridgecrest Heights (355 residents, $55,000 income); Del Dios (357 residents, $153,083 income); Terminous (357 residents, $72,838 income). Outside the state, the closest population matches in this dataset are Eldorado Springs, CO (355 residents); Twelve Mile, IN (355 residents); Menlo, IA (355 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Highest-decile cost · BEA RPP 2024, California average
B-
City profile score · Shaver Lake, CA
67/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A+
$131,875
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate A
2.0%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share A
51.2%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
110.7 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Shaver Lake profile (scored ACS/FBI dimensions)Read the chart values
Household income: 91/100 (A+) · $131,875
Poverty rate: 86/100 (A) · 2.0%
Bachelor's+ share: 85/100 (A) · 51.2%
Cost of living: 6/100 (F) · 110.7 index
How does Shaver Lake compare to other US cities?
Where Shaver Lake sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income91% higher than other cities
Home value88% pricier than other cities
Median rent88% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Shaver Lake against every qualifying US city; each in-state rank narrows that to California only. Full formula and direction notes: methodology.
California-relative analysis
Median Gross Rent places Shaver Lake near the bottom of California's cities
Among the 1,458 California cities PlainCities tracks with reported median gross rent data, Shaver Lake ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Shaver Lake only against its own state's cities, not the full US field.
Median Household Income
#255 of 1,338
81st percentile in California
Median Gross Rent
#1 of 1,458
0th percentile in California
Median Home Value
#604 of 1,343
55th percentile in California
Poverty Rate
#1,116 of 1,450
23rd percentile in California
Bachelor's Degree or Higher
#261 of 1,458
82nd percentile in California
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within California only, not a livability score. See the methodology for the source and calculation.
Gauge source note
91st percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Shaver Lake's home value compares nationally
Median home value vs. every US city (population 1,000+)
$582,80012th percentilemore affordable than 12% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Shaver Lake's home-value-to-income ratio: 4.4×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#11,817 of 15,516
More affordable than 24% of tracked cities (pop. 1,000+)
Size class
#9,074 of 11,323
Micro cities (under 10,000)
At 4.4×, Shaver Lake sits in the moderate band:
national rank #11,817 of 15,516 and #9,074 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$131,875Shaver Lake, CA median household income (Census ACS)
Show U.S. national quintile / Lorenz context Shaver Lake, CA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Shaver Lake, CA.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)51.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)2.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)25.8%
Census ACS S2301, share of working-age residents in the labor force
Population
355
Median Income
$131,875
Median Home Value
$582,800
Median Age
68.6
Poverty Rate
2.0%
Labor force participation
25.8%
Bachelor's Degree+
51.2%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
57.8%
Carpool
5.6%
Public Transit
0.0%
Walk
0.0%
Work from Home
8.9%
Other
27.7%
Based on 90 workers 16 and over.
Monthly Utility Costs
California statewide monthly utility average (EIA 2023): $275
EIA 2023 residential energy data puts average monthly utilities across California at $275 (electricity about $150 , water and sewer about $70 ).
These are California statewide averages, not a meter reading for Shaver Lake. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
California's BEA cost-of-living index is 110.7 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Shaver Lake is $2,053/mo. FEMA's National Risk Index, averaged to California statewide on PlainCities, rates natural-hazard exposure at 88.7 / 100 (Very High).
Cost/risk geography note
Cost of living is a California statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Shaver Lake sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Shaver Lake compares to similar-size California cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.