City profile · Florida · Census ACS 2023

Gardner, FL

Population, income, housing, safety, climate and schools for Gardner - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

502
Residents
$40,739
Median income
$132,100
Median home
$1,248
Median rent (state)

Gardner - the verdict

Gardner ranks in the 8th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

8th
percentile, household income
21st
percentile, home value
41st
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Gardner, FL

502 people live in Gardner, Florida - a small town by U.S. Census Bureau ACS 2023 estimates. Gardner households earn a median of $40,739 annually, in the lower quartile of U.S. cities for household income, with a poverty rate of 38.0%. Typical homes in Gardner are valued around $132,100, and the median resident age is 64.5 years. About 12.9% of adults hold a bachelor's degree or higher, while 22.5% of working-age residents are in the labor force.

Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,248 per month statewide. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). On FEMA's National Risk Index, this area rates 69.2 out of 100 for natural-hazard exposure (Moderate).

Population

502 residents

Census ACS 2023 - Florida

Median Household Income

$40,739 /yr

Poverty 38.0%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Gardner compare to other US cities?

Where Gardner sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 8% higher than other cities
Home value 21% pricier than other cities
Median rent 41% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Gardner against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Poverty Rate is Gardner's strongest outlier among Florida cities

Among the 930 Florida cities PlainCities tracks with reported poverty rate data, Gardner ranks #14 - the 98th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Gardner only against its own state's cities, not the full US field.

Median Household Income
#847 of 903
6th percentile in Florida
Median Gross Rent
#835 of 930
10th percentile in Florida
Median Home Value
#803 of 894
10th percentile in Florida
Poverty Rate
#14 of 930
98th percentile in Florida
Bachelor's Degree or Higher
#772 of 930
17th percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

8thIncome percentile

8th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Gardner's home value compares nationally

Median home value vs. every US city (population 1,000+)

$132,100 Among the most affordable more affordable than 79% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). This entry sits in this band. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Gardner $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Gardner, FL Gardner, FL's reported median household income shown against the U.S. national quintile-share pattern (not Gardner, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Gardner, FL median $40,739/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Gardner, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Gardner, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 12.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 38.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 22.5%

Census ACS S2301, share of working-age residents in the labor force

Population
502
Median Income
$40,739
Median Home Value
$132,100
Median Age
64.5
Poverty Rate
38.0%
Labor force participation
22.5%
Bachelor's Degree+
12.9%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
11.5%
Carpool
0.0%
Public Transit
0.0%
Walk
14.6%
Work from Home
64.6%
Other
9.3%

Based on 96 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Gardner sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,248/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
69.2 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Florida

Schall Circle
501 people
Bell
507 people
Jupiter Inlet Colony
486 people
Key Colony Beach
525 people
Sopchoppy
476 people
Wiscon
535 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Gardner's 502 residents (Census ACS 5-Year 2023).

Nazlini, AZ
502 people
Boulevard, CA
502 people
El Portal, CA
502 people
Swink, CO
502 people
Reo, IN
502 people
Patten, ME
502 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Gardner's $40,739 (Census ACS 5-Year 2023, table B19013).

Greenville, AL
$40,744 median income
Nogales, AZ
$40,745 median income
Tacna, AZ
$40,733 median income
Aberdeen, MS
$40,732 median income
Arkansas City, AR
$40,729 median income
Caldwell, KS
$40,729 median income

Race & Ethnicity Composition

Race and ethnicity - Gardner, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Gardner, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 65.1% 7.4% 24.1% ETHNICITY, Hispanic or Latino (any race) 27.5% White 65.1% Black or African American 0.0% Asian 7.4% American Indian 0.0% Native Hawaiian 0.0% Some other race 24.1% Two or more races 3.4% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Gardner compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Gardner (this city) 502 $40,739
Schall Circle 501 $45,489
Bell 507 $68,929
Jupiter Inlet Colony 486 $168,750
Census ACS 5-year FIPS FL OMB Bulletin 23-01

What do people ask about Gardner, FL?

What is the population of Gardner, FL? +

The population of Gardner, FL stands at 502 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Gardner, FL? +

The median household income in Gardner is $40,739 per year, based on Census ACS 2023 data.

What is the cost of living in Gardner? +

BEA does not publish a city-level cost-of-living figure for Gardner; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Gardner, FL? +

Gardner's median home value sits at $132,100, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.