Largest observed gap
Household income
$63,786 tract average vs. $47,994 citywide (+33%)
The listed tracts average 33% above the citywide median, the page's strongest warning that one municipal figure can hide a sharply different tract picture.
Spencer, IN › Neighborhoods
Neighborhoods
Neighborhoods in Spencer
Among 6 census tracts, Tract 9557.01 leads at $79,317 median income - about 2× Tract 9556 at $48,125.
6 census tracts · Indiana · Census ACS 2023
Avg. Tract Income
$63,786
median household
Income Range
$48,125 – $79,317
lowest to highest tract
Avg. Tract Rent
$888/mo
median gross rent
Census Tracts
6
in Spencer
Where the tract view differs from the citywide view
How these gaps are calculated
These comparisons use the average of the tract medians listed on this page and the ACS citywide median. They are two different geographic summaries, so the gap is a reading aid rather than an estimate of a typical household.
Comparison 2
Monthly rent
$888 tract average vs. $1,096 citywide (-19%)
A 19% discount to the citywide median is a material local contrast. Read the individual tract values before treating that gap as typical across the city.
Comparison 3
Home value
$155,350 tract average vs. $146,300 citywide (+6%)
The tract average runs 6% above the citywide median, a modest separation worth checking against the individual rows before drawing a local conclusion.
What counts as a neighborhood here?
PlainCities uses U.S. Census tracts as neighborhood units, small, stable areas of a few thousand residents each. The table below lists this city's tracts, sorted by median household income.
Census Tracts by Income
Showing 6 of 6 tracts, sorted by median household income - Tract 9557.01 highest at $79,317 ; Tract 9556 lowest at $48,125.
| Tract | Population | |
|---|---|---|
|
Tract 9559 Owen Co. | 4,819 | View › |
|
Tract 9558 Owen Co. | 4,251 | View › |
|
Tract 9555 Owen Co. | 3,928 | View › |
|
Tract 9556 Owen Co. | 3,486 | View › |
|
Tract 9557.01 Owen Co. | 3,204 | View › |
|
Tract 9557.02 Owen Co. | 1,746 | View › |
Source and tract definition
Source: U.S. Census Bureau ACS 5-Year Estimates 2023. Census tracts are small, stable geographic units used for statistical analysis. Each tract typically contains 1,200–8,000 people. Last updated: 2026