City profile · Massachusetts · Census ACS 2023

Lowell, MA

Population, income, housing, safety, climate and schools for Lowell — drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

114,799
Residents
$76,205
Median income
$395,100
Median home
$2,261
Median rent

Data Snapshot: Lowell, MA

Lowell is a city in Massachusetts with a population of 114,799 residents based on U.S. Census Bureau ACS 2023 estimates. Median household income here reaches $76,205 per year, while the poverty rate sits at 11.1%. Typical homes in Lowell are valued around $395,100, and the median resident age is 35.5 years. About 29.9% of adults hold a bachelor's degree or higher, while 63.7% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 112 residential units were authorized in 2024 (Construction Slowdown), down 69% from five years earlier. FBI UCR reporting places total crime at 2195.4 incidents per 1,000 residents, above the national average, indicating elevated public-safety concerns. NOAA climate normals record an annual average temperature of 49.0°F with 48.5 inches of precipitation per year.

On a cost-of-living index where 100 equals the national average, Massachusetts registers 105.8 (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $2,261 per month. Average monthly utility bills run around $330 based on EIA 2023 residential energy data. Workers in Lowell report an average commute of 24.8 minutes, with 73.0% driving alone and 10.0% working from home. FEMA's National Risk Index rates natural-hazard exposure at 78.8 out of 100 (High).

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) 5-year estimates, PlainCities renders standardized city-level demographic, income, education, employment, and housing indicators across more than 19,000 incorporated places nationwide. Population counts and median household income figures are sourced directly from Census Table B01003 and B19013 respectively, with poverty rates from B17001 and cost-of-living adjustments from the Bureau of Economic Analysis (BEA) Regional Price Parities (RPP) 2024 release. Every value displayed in this snapshot links back to the official upstream tables and is refreshed on the ACS annual release cadence (typically December of the survey year + 1).

Methodology: city boundaries follow the Census Bureau's place-level geography (incorporated places, census-designated places, and consolidated city-county governments), with FIPS codes ensuring consistent identifiers across decennial and annual surveys. Cost-of-living comparisons use BEA's Regional Price Parities (RPP) indexed to the national average (100), enabling cross-city purchasing-power comparisons. See our methodology page for full source attribution, refresh cadence, and known data quality limitations including margin-of-error disclosure and sample-size thresholds.

Population

114,799 residents

Census ACS 2023 — Massachusetts

Median Household Income

$76,205 /yr

Poverty 11.1%

Cost of Living Index

105.8 (US=100)

Near Average — BEA RPP 2024

How does Lowell compare to other US cities?

Where Lowell sits among all US cities (population 1,000+) on each measure — computed live from Census and FBI data.

Household income 57% higher than other cities
Home value 77% pricier than other cities
Median rent 98% pricier than other cities
Safety 28% safer than other cities

Percentiles compare Lowell against every US city with at least 1,000 residents. "Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Income distribution context

Household income distribution — Lowell, MA Quintile shares of aggregate household income for Lowell, MA. The Lorenz curve traces cumulative income share against cumulative population share — perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Lowell, MA — median $76,205/yr — Census ACS quintile shares QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Household income distribution for Lowell, MA — Census ACS 5-year estimates. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 29.9%

Census ACS S1501 — educational attainment

Poverty rate (households below FPL) 11.1%

Census ACS S1701 — poverty status

Labor force participation (adults 16+) 63.7%

Census ACS S2301 — share of working-age residents in the labor force

Population
114,799
Median Income
$76,205
Median Home Value
$395,100
Median Age
35.5
Poverty Rate
11.1%
Labor force participation
63.7%
Bachelor's Degree+
29.9%

Safety & Crime

Total Crime Rate
2195.4
per 1,000 residents
Violent Crime
532.5
per 1,000 residents
Property Crime
1662.9
per 1,000 residents

Climate

Avg Temperature
49.0°F
Annual Precipitation
48.5"
Annual Snowfall
N/A

Schools

Total Schools
29
Public schools in this city

Housing Supply

Census Bureau Building Permits Survey (BPS) — annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
112
housing units authorized
Single-Family
38
detached homes
Multifamily
74
apartments & condos
Supply Intensity
1
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 362
2020 189
2021 37
2022 47
2023 116
2024 112

Permit volume decreased 69% from 2019 to 2024.

Commute Patterns

How workers travel to work — Census ACS 2023

Average Commute Time
24.8 minutes
Drive Alone
73.0%
Carpool
8.6%
Public Transit
2.0%
Walk
3.9%
Work from Home
10.0%
Other
2.5%

Based on 57,492 workers 16 and over.

Monthly Utility Costs

State-average estimates for Massachusetts — EIA 2023 residential energy data

Electricity
$160
avg/month
Natural Gas
$110
avg/month
Water & Sewer
$60
avg/month
Total Utilities
$330
estimated/month

Estimates reflect Massachusetts state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Massachusetts state-level data from PlainCost, PlainRent, and PlainHazard

Cost of Living Index
105.8
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,261/mo
HUD Fair Market Rent
State-level FMR estimate
Natural Hazard Risk
78.8 / 100
High
FEMA NRI composite score

Race & Ethnicity Composition

Race and ethnicity — Lowell, MA Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Lowell, MA — Census ACS, OMB race + ethnicity categories RACE — sums to 100% 59.5% 12.1% 6.1% 10.6% 10.3% ETHNICITY — Hispanic or Latino (any race) 18.7% White 59.5% Black or African American 12.1% Asian 6.1% American Indian 1.2% Native Hawaiian 0.2% Some other race 10.6% Two or more races 10.3% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

National-average reference values shown when city-level race/ethnicity table is not loaded. Source: Census ACS 5-year, OMB Directive 15 race-and-ethnicity categories.

How Lowell compares to nearby Massachusetts cities

Census ACS 2023 — population and median income benchmarks

Side-by-side population + income comparison anchored on the current city (Lowell) plus the nearest peer cities in Massachusetts, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).
Selected

MA

Lowell

76.20% top marginal rate
Structure
Progressive
Burden @ $100K
$76,205
Brackets
115
Selected

MA

Cambridge

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$11,780
Brackets
118
Selected

MA

Brockton

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$10,510
Brackets
105
Selected

MA

Quincy

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$10,140
Brackets
101
Census ACS 5-year FIPS MA FBI UCR NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Lowell, MA?

What is the population of Lowell, MA? +

Lowell, MA has a population of 114,799 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Lowell, MA? +

The median household income in Lowell is $76,205 per year, based on Census ACS 2023 data.

What is the cost of living in Lowell? +

Lowell has a cost of living index of 105.8 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data.

Is Lowell, MA safe? +

Lowell has a total crime rate of 2195.4 per 1,000 residents, which is above the national average. Source: FBI UCR data.

What is the median home value in Lowell, MA? +

The median home value in Lowell is $395,100, according to Census ACS 2023 estimates.

What is the climate like in Lowell? +

Lowell has an average annual temperature of 49.0°F, 48.5 inches of precipitation. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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