City profile · Montana · Census ACS 2023

Muddy, MT

Population, income, housing, safety, climate and schools for Muddy - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

641
Residents
$48,409
Median income
$120,200
Median home
$1,186
Median rent (state)

Muddy - the verdict

Out of every US city with 1,000+ residents, Muddy places in the 17th percentile for household income. Source: Census ACS.

17th
percentile, household income
17th
percentile, home value
35th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Muddy, MT

641 people live in Muddy, Montana - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in Muddy brings in $48,409 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 32.9%. Typical homes in Muddy are valued around $120,200, and the median resident age is 17.4 years. About 4.6% of adults hold a bachelor's degree or higher, while 54.1% of working-age residents are in the labor force.

Living costs in Montana run below the national norm: the state registers 94.6 on a 100-equals-national-average index (Below Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,186 per month. EIA 2023 residential energy data puts Montana's average monthly utility costs around $175 (state average). On FEMA's National Risk Index, this area rates 49.7 out of 100 for natural-hazard exposure (Low).

Population

641 residents

Census ACS 2023 - Montana

Median Household Income

$48,409 /yr

Poverty 32.9%

Cost of Living Index (state)

94.6 (US=100)

Below Average - BEA RPP 2024, Montana average

How does Muddy compare to other US cities?

Muddy measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 17% higher than other cities
Home value 17% pricier than other cities
Median rent 35% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Muddy against every qualifying US city; each in-state rank narrows that to Montana only. Full formula and direction notes: methodology.

Montana-relative analysis

Bachelor's Degree or Higher places Muddy near the bottom of Montana's cities

Among the 317 Montana cities PlainCities tracks with reported bachelor's degree or higher data, Muddy ranks #295 - the 7th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Muddy only against its own state's cities, not the full US field.

Median Household Income
#210 of 282
26th percentile in Montana
Median Gross Rent
#256 of 317
18th percentile in Montana
Median Home Value
#238 of 279
15th percentile in Montana
Poverty Rate
#31 of 315
90th percentile in Montana
Bachelor's Degree or Higher
#295 of 317
7th percentile in Montana

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Montana only, not a livability score. See the methodology for the source and calculation.

17thIncome percentile

17th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Muddy's home value compares nationally

Median home value vs. every US city (population 1,000+)

$120,200 Among the most affordable more affordable than 83% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). This entry sits in this band. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Muddy $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Muddy, MT Muddy, MT's reported median household income shown against the U.S. national quintile-share pattern (not Muddy, MT-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Muddy, MT median $48,409/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Muddy, MT's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Muddy, MT. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 4.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 32.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 54.1%

Census ACS S2301, share of working-age residents in the labor force

Population
641
Median Income
$48,409
Median Home Value
$120,200
Median Age
17.4
Poverty Rate
32.9%
Labor force participation
54.1%
Bachelor's Degree+
4.6%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
78.0%
Carpool
5.4%
Public Transit
0.0%
Walk
1.6%
Work from Home
15.1%

Based on 186 workers 16 and over.

Monthly Utility Costs

State-average estimates for Montana - EIA 2023 residential energy data

Electricity
$80
avg/month
Natural Gas
$55
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$175
estimated/month

Estimates reflect Montana state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Montana state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Muddy sits in

Cost of Living Index
94.6
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,186/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
49.7 / 100
Low
FEMA NRI composite score (county)

Similar Cities in Montana

Pryor
639 people
South Hills
634 people
Arlee
651 people
Black Eagle
654 people
Cascade
654 people
Poplar
655 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Muddy's 641 residents (Census ACS 5-Year 2023).

Lakeville, CT
641 people
Morris, IN
641 people
Wall Lake, IA
641 people
Udall, KS
641 people
Boyle, MS
641 people
Scio, NY
641 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Muddy's $48,409 (Census ACS 5-Year 2023, table B19013).

King City, MO
$48,409 median income
Wakefield, MI
$48,413 median income
Ellerbe, NC
$48,404 median income
Newark, NJ
$48,416 median income
Clear Creek, CA
$48,417 median income
Oak Ridge town (Cooke County), TX
$48,417 median income

Race & Ethnicity Composition

Race and ethnicity - Muddy, MT Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Muddy, MT - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 7.2% 92.8% ETHNICITY, Hispanic or Latino (any race) 0.0% White 7.2% Black or African American 0.0% Asian 0.0% American Indian 92.8% Native Hawaiian 0.0% Some other race 0.0% Two or more races 0.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Muddy compares to nearby Montana cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Muddy (this city) 641 $48,409
Pryor 639 $50,547
South Hills 634 $160,417
Arlee 651 $53,000
Census ACS 5-year FIPS MT OMB Bulletin 23-01

What do people ask about Muddy, MT?

What is the population of Muddy, MT? +

641 people live in Muddy, MT according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Muddy, MT? +

The median household income in Muddy is $48,409 per year, based on Census ACS 2023 data.

What is the cost of living in Muddy? +

BEA does not publish a city-level cost-of-living figure for Muddy; the closest available measure is the Montana state average, a cost of living index of 94.6 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Montana vary by metro area.

What is the median home value in Muddy, MT? +

A typical home in Muddy is worth $120,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.