City profile · Montana · Census ACS 2023

Swan Lake, MT

Population, income, housing, safety, climate and schools for Swan Lake - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

226
Residents
$78,125
Median income
$492,900
Median home
$1,444
Median rent (state)

Swan Lake - the verdict

Measured against every US city with at least 1,000 residents, Swan Lake lands in the 60th percentile for household income. Source: Census ACS.

60th
percentile, household income
84th
percentile, home value
57th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Swan Lake, MT

226 people live in Swan Lake, Montana - a small town by U.S. Census Bureau ACS 2023 estimates. Swan Lake households earn a median of $78,125 annually, above the median for U.S. cities on this measure, with a poverty rate of 10.7%. Swan Lake's housing stock carries a median value of $492,900, and the median resident age is 43.6 years. Educational attainment runs 30.1% of adults with a bachelor's degree or higher. Separately, 49.7% of working-age residents are in the labor force.

NOAA puts Swan Lake's yearly average temperature at 43.5°F.

Living costs in Montana run below the national norm: the state registers 94.6 on a 100-equals-national-average index (Below Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,444 monthly. Monthly utility costs average around $175 across Montana, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 67.7 out of 100 for natural-hazard exposure (Moderate).

Population

226 residents

Census ACS 2023 - Montana

Median Household Income

$78,125 /yr

Poverty 10.7%

Cost of Living Index (state)

94.6 (US=100)

Below Average - BEA RPP 2024, Montana average

How does Swan Lake compare to other US cities?

Here's how Swan Lake stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 60% higher than other cities
Home value 84% pricier than other cities
Median rent 57% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Swan Lake's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Montana, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

60thIncome percentile

60th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Swan Lake's home value compares nationally

Median home value vs. every US city (population 1,000+)

$492,900 16th percentile more affordable than 16% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). This entry sits in this band. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Swan Lake $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Swan Lake, MT Swan Lake, MT's reported median household income shown against the U.S. national quintile-share pattern (not Swan Lake, MT-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Swan Lake, MT median $78,125/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Swan Lake, MT's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Swan Lake, MT. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 30.1%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 10.7%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 49.7%

Census ACS S2301, share of working-age residents in the labor force

Population
226
Median Income
$78,125
Median Home Value
$492,900
Median Age
43.6
Poverty Rate
10.7%
Labor force participation
49.7%
Bachelor's Degree+
30.1%

Climate

Avg Temperature
43.5°F
Annual Precipitation
N/A
Annual Snowfall
N/A

Schools

Total Schools
1
Public schools in this city

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
67.7%
Carpool
5.2%
Public Transit
0.0%
Walk
0.0%
Work from Home
22.9%
Other
4.2%

Based on 96 workers 16 and over.

Monthly Utility Costs

State-average estimates for Montana - EIA 2023 residential energy data

Electricity
$80
avg/month
Natural Gas
$55
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$175
estimated/month

Estimates reflect Montana state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Montana state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Swan Lake sits in

Cost of Living Index
94.6
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,444/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
67.7 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Montana

McAllister
226 people
Starr School
227 people
Augusta
222 people
Jette
221 people
Wilsall
221 people
Fort Peck
219 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Swan Lake's 226 residents (Census ACS 5-Year 2023).

Winkelman, AZ
226 people
Peetz, CO
226 people
Bardolph, IL
226 people
Bath, IL
226 people
Iuka, KS
226 people
Rush Center, KS
226 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Swan Lake's $78,125 (Census ACS 5-Year 2023, table B19013).

King Cove, AK
$78,125 median income
Picacho, AZ
$78,125 median income
Cherry Valley, CA
$78,125 median income
Genesee, ID
$78,125 median income
Carlock, IL
$78,125 median income
Spillertown, IL
$78,125 median income

Race & Ethnicity Composition

Race and ethnicity - Swan Lake, MT Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Swan Lake, MT - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 98.2% ETHNICITY, Hispanic or Latino (any race) 0.0% White 98.2% Black or African American 0.0% Asian 0.9% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 0.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Swan Lake compares to nearby Montana cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Swan Lake (this city) 226 $78,125
McAllister 226 $46,594
Starr School 227 N/A
Augusta 222 $43,333
Census ACS 5-year FIPS MT NOAA Normals NCES CCD OMB Bulletin 23-01

What do people ask about Swan Lake, MT?

What is the population of Swan Lake, MT? +

226 people live in Swan Lake, MT according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Swan Lake, MT? +

Median annual household income in Swan Lake runs $78,125, based on Census ACS 2023 data.

What is the cost of living in Swan Lake? +

BEA does not publish a city-level cost-of-living figure for Swan Lake; the closest available measure is the Montana state average, a cost of living index of 94.6 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Montana vary by metro area.

What is the median home value in Swan Lake, MT? +

A typical home in Swan Lake is worth $492,900, according to Census ACS 2023 estimates.

What is the climate like in Swan Lake? +

Climate normals put Swan Lake's yearly average temperature at 43.5°F. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.