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Place dossier plate
SheetMT-TROUT-CREEK-MT · Trout Creek, MT 340 pop · income 39th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Trout Creek
Lowest/highest poles plus peers nearest Trout Creek on median household income. Full ladder: /browse and /rankings.
median HH income
Frazer · lowest
33,750
Frazer · lowest
33,750 median HH income
35.2% of the leader · rank #1
Searsport · near
62,159
Searsport · near
62,159 median HH income
64.8% of the leader · rank #2
Keystone · near
62,159
Keystone · near
62,159 median HH income
64.8% of the leader · rank #3
Fort Myers · near
62,160
Fort Myers · near
62,160 median HH income
64.8% of the leader · rank #4
Trout Creek · this city
62,162
Trout Creek · this city
62,162 median HH income
64.8% of the leader · rank #5
Elk Mound · near
62,167
Elk Mound · near
62,167 median HH income
64.8% of the leader · rank #6
Simms · highest
95,938
Simms · highest
95,938 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Trout Creek on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 340.
Trout Creek ranks in the 39th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.
39th
percentile, household income
50th
percentile, home value
61st
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Trout Creek, MT
Census ACS 2023 estimates count 340 residents in Trout Creek, a small town within Montana. The typical household in Trout Creek brings in $62,162 a year, below the median for U.S. cities on this measure, with a poverty rate of 0.0%. Typical homes in Trout Creek are valued around $226,400, and the median resident age is 50.8 years. Educational attainment runs 40.3% of adults with a bachelor's degree or higher. Separately, 50.7% of working-age residents are in the labor force.
The city is served by 2 public schools according to NCES Common Core of Data.
Living costs in Montana run below the national norm: BEA Regional Price Parities 2024 puts Montana at 94.6 on a 100-equals-national-average scale (Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,336 monthly. Statewide, average monthly utility bills in Montana run around $175, per EIA 2023 residential energy data. The average commute for Trout Creek workers runs 28.8 minutes, with 81.0% driving alone and 9.5% working from home. FEMA's National Risk Index rates natural-hazard exposure at 33.3 out of 100 (Very Low).
A decision-led reading path
Useful questions to ask of Trout Creek's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to comparison shortlist to housing and income to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Trout Creek, city-specific coverage includes commute-mode shares, matched public-school count.
No matched row is reported here for local building permits, within-city Census tract profiles, annual population history, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
1. Schools and households
What does the education layer cover for Trout Creek?
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
The NCES join finds 2 public schools within the city match. 40.3% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Which cities make useful reference points for Trout Creek?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Montana, the closest population matches are Charlo (344 residents, $39,107 income); St. Regis (344 residents, $50,833 income); Frazer (346 residents, $33,750 income). Outside the state, the closest population matches in this dataset are Xenia, IL (340 residents); Marshall, IN (340 residents); Fort Atkinson, IA (340 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
How far does income reach against housing in Trout Creek?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.6 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
What does the journey to work look like in Trout Creek?
Driving alone is the largest reported mode at 81.0%. The reported mean trip to work is 28.8 minutes.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Below median income · poverty 0.0% (Very low poverty)
Cost of Living Index (state)
94.6 (US=100)
Near national cost · BEA RPP 2024, Montana average
B-
City profile score · Trout Creek, MT
67/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share B+
40.3%
Adults with a bachelor's degree or higher; ACS.
Cost of living B-
94.6 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income F
$62,162
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Trout Creek profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 100/100 (A+) · 0.0%
Bachelor's+ share: 75/100 (B+) · 40.3%
Cost of living: 66/100 (B-) · 94.6 index
Household income: 38/100 (F) · $62,162
How does Trout Creek compare to other US cities?
Trout Creek measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income39% higher than other cities
Home value50% pricier than other cities
Median rent61% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Trout Creek against every qualifying US city; each in-state rank narrows that to Montana only. Full formula and direction notes: methodology.
Montana-relative analysis
Median Gross Rent places Trout Creek near the bottom of Montana's cities
Among the 317 Montana cities PlainCities tracks with reported median gross rent data, Trout Creek ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Trout Creek only against its own state's cities, not the full US field.
Median Household Income
#135 of 282
52nd percentile in Montana
Median Gross Rent
#1 of 317
0th percentile in Montana
Median Home Value
#142 of 279
49th percentile in Montana
Poverty Rate
#230 of 315
0th percentile in Montana
Bachelor's Degree or Higher
#47 of 317
85th percentile in Montana
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Montana only, not a livability score. See the methodology for the source and calculation.
Gauge source note
39th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Trout Creek's home value compares nationally
Median home value vs. every US city (population 1,000+)
$226,400Among the most affordablemore affordable than 50% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Trout Creek's home-value-to-income ratio: 3.6×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#9,516 of 15,516
More affordable than 39% of tracked cities (pop. 1,000+)
Size class
#7,602 of 11,323
Micro cities (under 10,000)
At 3.6×, Trout Creek sits in the moderate band:
national rank #9,516 of 15,516 and #7,602 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$62,162Trout Creek, MT median household income (Census ACS)
Show U.S. national quintile / Lorenz context Trout Creek, MT median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Trout Creek, MT.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)40.3%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)50.7%
Census ACS S2301, share of working-age residents in the labor force
Population
340
Median Income
$62,162
Median Home Value
$226,400
Median Age
50.8
Poverty Rate
0.0%
Labor force participation
50.7%
Bachelor's Degree+
40.3%
Schools
Total Schools
2
Public schools in this city
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
28.8 minutes
Drive Alone
81.0%
Carpool
9.5%
Public Transit
0.0%
Walk
0.0%
Work from Home
9.5%
Based on 147 workers 16 and over.
Monthly Utility Costs
Montana statewide monthly utility average (EIA 2023): $175
EIA 2023 residential energy data puts average monthly utilities across Montana at $175 (electricity about $80 , water and sewer about $40 ).
These are Montana statewide averages, not a meter reading for Trout Creek. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Montana's BEA cost-of-living index is 94.6 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Trout Creek is $1,336/mo. FEMA's National Risk Index, averaged to Montana statewide on PlainCities, rates natural-hazard exposure at 33.3 / 100 (Very Low).
Cost/risk geography note
Cost of living is a Montana statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Trout Creek sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Trout Creek compares to similar-size Montana cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.