City profile · Montana · Census ACS 2023

Trout Creek, MT

Trout Creek's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

340
Residents
$62,162
Median income
$226,400
Median home
$1,336
Median rent (state)
View my watchlist

Compare or rank this city

Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.

Compare with another city

Starting with Trout Creek, MT - add up to three more cities on the compare page.

See how it ranks

State rank, size-class rank, and four peer cities for Trout Creek.

Place dossier plate

Sheet MT-TROUT-CREEK-MT · Trout Creek, MT 340 pop · income 39th pct

POP-VILLAGE · INC-MID · COL-BELOW · SAFE-UNK · RANK-LOWER · PHOTO-FINISH · HOME-MID · BOOK-UNK

  • POP-VILLAGE 340
  • INC-MID $62,162
  • COL-BELOW 94.6
  • SAFE-UNK Safety pending
  • RANK-LOWER 39th
  • PHOTO-FINISH ≈ Fort Myers
  • HOME-MID $226,400
  • BOOK-UNK Tracts pending

Nearest income peer: Fort Myers, FL ( $2 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Trout Creek

Lowest/highest poles plus peers nearest Trout Creek on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Trout Creek on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 340.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $62,162. Population peers are excluded.

4 peers

Trout Creek - the verdict

Trout Creek ranks in the 39th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

39th
percentile, household income
50th
percentile, home value
61st
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Trout Creek, MT

Census ACS 2023 estimates count 340 residents in Trout Creek, a small town within Montana. The typical household in Trout Creek brings in $62,162 a year, below the median for U.S. cities on this measure, with a poverty rate of 0.0%. Typical homes in Trout Creek are valued around $226,400, and the median resident age is 50.8 years. Educational attainment runs 40.3% of adults with a bachelor's degree or higher. Separately, 50.7% of working-age residents are in the labor force.

The city is served by 2 public schools according to NCES Common Core of Data.

Living costs in Montana run below the national norm: BEA Regional Price Parities 2024 puts Montana at 94.6 on a 100-equals-national-average scale (Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,336 monthly. Statewide, average monthly utility bills in Montana run around $175, per EIA 2023 residential energy data. The average commute for Trout Creek workers runs 28.8 minutes, with 81.0% driving alone and 9.5% working from home. FEMA's National Risk Index rates natural-hazard exposure at 33.3 out of 100 (Very Low).

A decision-led reading path

Useful questions to ask of Trout Creek's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to comparison shortlist to housing and income to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Trout Creek, city-specific coverage includes commute-mode shares, matched public-school count. No matched row is reported here for local building permits, within-city Census tract profiles, annual population history, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.

1. Schools and households

What does the education layer cover for Trout Creek?

The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.

The NCES join finds 2 public schools within the city match. 40.3% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

See how the family ranking is built →

2. Comparison shortlist

Which cities make useful reference points for Trout Creek?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within Montana, the closest population matches are Charlo (344 residents, $39,107 income); St. Regis (344 residents, $50,833 income); Frazer (346 residents, $33,750 income). Outside the state, the closest population matches in this dataset are Xenia, IL (340 residents); Marshall, IN (340 residents); Fort Atkinson, IA (340 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

3. Housing and income

How far does income reach against housing in Trout Creek?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.

The home-value-to-income reference sits in a middle range: the ACS median home value is 3.6 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.

Compare the housing trade-off →

Question 4

What does the journey to work look like in Trout Creek?

Driving alone is the largest reported mode at 81.0%. The reported mean trip to work is 28.8 minutes.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.

Compare commute patterns →

Population

340 residents

Micro place (under 10k)

Median Household Income

$62,162 /yr

Below median income · poverty 0.0% (Very low poverty)

Cost of Living Index (state)

94.6 (US=100)

Near national cost · BEA RPP 2024, Montana average

City profile score · Trout Creek, MT

67/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Poverty rate A+
0.0%

Share of residents below the poverty line; lower scores better on this axis.

Bachelor's+ share B+
40.3%

Adults with a bachelor's degree or higher; ACS.

Cost of living B-
94.6 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Household income F
$62,162

Median household income vs U.S. cities (pop ≥1,000); ACS.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Trout Creek profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Poverty rate, Bachelor's+ share, Cost of living, Household income. Poverty rateBachelor's+ shareCost of livingHousehold income 67 B-
Trout Creek profile (scored ACS/FBI dimensions)
Read the chart values
  • Poverty rate: 100/100 (A+) · 0.0%
  • Bachelor's+ share: 75/100 (B+) · 40.3%
  • Cost of living: 66/100 (B-) · 94.6 index
  • Household income: 38/100 (F) · $62,162

How does Trout Creek compare to other US cities?

Trout Creek measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 39% higher than other cities
Home value 50% pricier than other cities
Median rent 61% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Trout Creek against every qualifying US city; each in-state rank narrows that to Montana only. Full formula and direction notes: methodology.

Montana-relative analysis

Median Gross Rent places Trout Creek near the bottom of Montana's cities

Among the 317 Montana cities PlainCities tracks with reported median gross rent data, Trout Creek ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Trout Creek only against its own state's cities, not the full US field.

Median Household Income
#135 of 282
52nd percentile in Montana
Median Gross Rent
#1 of 317
0th percentile in Montana
Median Home Value
#142 of 279
49th percentile in Montana
Poverty Rate
#230 of 315
0th percentile in Montana
Bachelor's Degree or Higher
#47 of 317
85th percentile in Montana
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Montana only, not a livability score. See the methodology for the source and calculation.

39thIncome percentile
Gauge source note

39th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Trout Creek's home value compares nationally

Median home value vs. every US city (population 1,000+)

$226,400 Among the most affordable more affordable than 50% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). This entry sits in this band. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Trout Creek $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Trout Creek's home-value-to-income ratio: 3.6×

ACS median home value divided by median household income.

Band
moderate
3.0–5.0×
National rank
#9,516 of 15,516
More affordable than 39% of tracked cities (pop. 1,000+)
Size class
#7,602 of 11,323
Micro cities (under 10,000)

At 3.6×, Trout Creek sits in the moderate band: national rank #9,516 of 15,516 and #7,602 of 11,323micro cities (under 10,000). Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$62,162 Trout Creek, MT median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Trout Creek, MT Trout Creek, MT's median household income ($62,162) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Trout Creek, MT-specific shares. $ Household Income Distribution Trout Creek, MT median $62,162/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Trout Creek, MT median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Trout Creek, MT.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 40.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 50.7%

Census ACS S2301, share of working-age residents in the labor force

Population
340
Median Income
$62,162
Median Home Value
$226,400
Median Age
50.8
Poverty Rate
0.0%
Labor force participation
50.7%
Bachelor's Degree+
40.3%

Schools

Total Schools
2
Public schools in this city

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Average Commute Time
28.8 minutes
Drive Alone
81.0%
Carpool
9.5%
Public Transit
0.0%
Walk
0.0%
Work from Home
9.5%

Based on 147 workers 16 and over.

Monthly Utility Costs

Montana statewide monthly utility average (EIA 2023): $175

EIA 2023 residential energy data puts average monthly utilities across Montana at $175 (electricity about $80 , water and sewer about $40 ).

These are Montana statewide averages, not a meter reading for Trout Creek. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Montana's BEA cost-of-living index is 94.6 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Trout Creek is $1,336/mo. FEMA's National Risk Index, averaged to Montana statewide on PlainCities, rates natural-hazard exposure at 33.3 / 100 (Very Low).

Cost/risk geography note

Cost of living is a Montana statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Trout Creek sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Trout Creek compares to similar-size Montana cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Trout Creek (this city) 340 $62,162
Charlo 344 $39,107
St. Regis 344 $50,833
Frazer 346 $33,750
NCES CCD
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

Browse all city profiles → · Explore city rankings →

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →

Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Share or download this profile