City profile · New Jersey · Census ACS 2023

Silver Ridge, NJ

Population, income, housing, safety, climate and schools for Silver Ridge - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,176
Residents
$35,056
Median income
$213,100
Median home
$2,328
Median rent (state)

Silver Ridge - the verdict

Out of every US city with 1,000+ residents, Silver Ridge places in the 4th percentile for household income. Source: Census ACS.

4th
percentile, household income
46th
percentile, home value
90th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Silver Ridge, NJ

1,176 people live in Silver Ridge, New Jersey - a small town by U.S. Census Bureau ACS 2023 estimates. Silver Ridge households earn a median of $35,056 annually, in the lower quartile of U.S. cities for household income, with a poverty rate of 7.4%. Silver Ridge's housing stock carries a median value of $213,100, and the median resident age is 74.1 years. About 11.2% of adults hold a bachelor's degree or higher, while 23.1% of working-age residents are in the labor force.

New Jersey carries a cost-of-living premium: the state registers 108.8 on a 100-equals-national-average index (Well Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $2,328 per month statewide. Statewide, average monthly utility bills in New Jersey run around $275, per EIA 2023 residential energy data. Workers in Silver Ridge report an average commute of 32.8 minutes, with 94.9% driving alone and 5.1% working from home. Natural-hazard exposure scores 96.2 out of 100 on FEMA's National Risk Index (Very High).

Population

1,176 residents

Census ACS 2023 - New Jersey

Median Household Income

$35,056 /yr

Poverty 7.4%

Cost of Living Index (state)

108.8 (US=100)

Well Above Average - BEA RPP 2024, New Jersey average

How does Silver Ridge compare to other US cities?

Where Silver Ridge sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 4% higher than other cities
Home value 46% pricier than other cities
Median rent 90% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Silver Ridge's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in New Jersey, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

4thIncome percentile

4th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Silver Ridge's home value compares nationally

Median home value vs. every US city (population 1,000+)

$213,100 Among the most affordable more affordable than 54% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). This entry sits in this band. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Silver Ridge $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Silver Ridge, NJ Silver Ridge, NJ's reported median household income shown against the U.S. national quintile-share pattern (not Silver Ridge, NJ-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Silver Ridge, NJ median $35,056/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Silver Ridge, NJ's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Silver Ridge, NJ. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 11.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 7.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 23.1%

Census ACS S2301, share of working-age residents in the labor force

Population
1,176
Median Income
$35,056
Median Home Value
$213,100
Median Age
74.1
Poverty Rate
7.4%
Labor force participation
23.1%
Bachelor's Degree+
11.2%

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
32.8 minutes
Drive Alone
94.9%
Carpool
0.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
5.1%

Based on 272 workers 16 and over.

Monthly Utility Costs

State-average estimates for New Jersey - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$95
avg/month
Water & Sewer
$60
avg/month
Total Utilities
$275
estimated/month

Estimates reflect New Jersey state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New Jersey state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Silver Ridge sits in

Cost of Living Index
108.8
Well Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,328/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
96.2 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in New Jersey

Deans
1,166 people
Elmer
1,152 people
Bay Head
1,201 people
Auburn
1,209 people
Port Morris
1,141 people
Oxford
1,140 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Silver Ridge's 1,176 residents (Census ACS 5-Year 2023).

Naco, AZ
1,176 people
Bolinas, CA
1,176 people
Alma, NE
1,176 people
Berryville, TX
1,176 people
Clear Lake CDP (Skagit County), WA
1,176 people
Aetna Estates, CO
1,177 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Silver Ridge's $35,056 (Census ACS 5-Year 2023, table B19013).

West Point, MS
$35,055 median income
Branch, AR
$35,060 median income
Warren, AR
$35,064 median income
Eckerty, IN
$35,074 median income
Marks, MS
$35,074 median income
La Belle, MO
$35,074 median income

Race & Ethnicity Composition

Race and ethnicity - Silver Ridge, NJ Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Silver Ridge, NJ - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 93.5% ETHNICITY, Hispanic or Latino (any race) 2.4% White 93.5% Black or African American 0.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 2.4% Two or more races 4.2% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Silver Ridge compares to nearby New Jersey cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Silver Ridge (this city) 1,176 $35,056
Deans 1,166 $225,750
Elmer 1,152 $92,757
Bay Head 1,201 $145,417
Census ACS 5-year FIPS NJ OMB Bulletin 23-01

What do people ask about Silver Ridge, NJ?

What is the population of Silver Ridge, NJ? +

1,176 people live in Silver Ridge, NJ according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Silver Ridge, NJ? +

In Silver Ridge, the typical household earns $35,056 per year, based on Census ACS 2023 data.

What is the cost of living in Silver Ridge? +

BEA does not publish a city-level cost-of-living figure for Silver Ridge; the closest available measure is the New Jersey state average, a cost of living index of 108.8 (U.S. average = 100), rated "Well Above Average" based on BEA Regional Price Parities 2024 data. Costs within New Jersey vary by metro area.

What is the median home value in Silver Ridge, NJ? +

A typical home in Silver Ridge is worth $213,100, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.