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Place dossier plate
SheetNJ-VICTORY-LAKES-NJ · Victory Lakes, NJ 1,403 pop · income 76th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Victory Lakes
Lowest/highest poles plus peers nearest Victory Lakes on median household income. Full ladder: /browse and /rankings.
median HH income
Port Henry · lowest
42,895
Port Henry · lowest
42,895 median HH income
25.3% of the leader · rank #1
Miami Lakes · near
97,255
Miami Lakes · near
97,255 median HH income
57.5% of the leader · rank #2
Woodridge · near
97,263
Woodridge · near
97,263 median HH income
57.5% of the leader · rank #3
Victory Lakes · this city
97,273
Victory Lakes · this city
97,273 median HH income
57.5% of the leader · rank #4
Pettisville · near
97,273
Pettisville · near
97,273 median HH income
57.5% of the leader · rank #5
Central Park · near
97,273
Central Park · near
97,273 median HH income
57.5% of the leader · rank #6
Chadds Ford · highest
169,250
Chadds Ford · highest
169,250 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Victory Lakes on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,403.
Measured against every US city with at least 1,000 residents, Victory Lakes lands in the 76th percentile for household income. Source: Census ACS.
76th
percentile, household income
50th
percentile, home value
94th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Victory Lakes, NJ
New Jersey's Victory Lakes is a small town, with 1,403 residents per the latest Census Bureau ACS figures. Households in Victory Lakes report a median income of $97,273 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 7.1%. Home values in Victory Lakes run a median of $228,000, and the median resident age is 45.5 years. 27.9% of adults here have a bachelor's degree or higher; 62.0% of working-age residents are in the labor force.
New Jersey carries a cost-of-living premium: BEA Regional Price Parities 2024 puts New Jersey at 108.8 on a 100-equals-national-average scale (Well Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $2,132 per month. EIA 2023 residential energy data puts New Jersey's average monthly utility costs around $275 (state average). On FEMA's National Risk Index, this area rates 90.8 out of 100 for natural-hazard exposure (Very High).
A decision-led reading path
Useful questions to ask of Victory Lakes's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Victory Lakes, city-specific coverage includes commute-mode shares.
No matched row is reported here for local building permits, annual population history, within-city Census tract profiles, FBI reported-crime rates, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Victory Lakes?
Within New Jersey, the closest population matches are Farmingdale (1,399 residents, $97,574 income); Rainbow Lakes (1,376 residents, $109,083 income); Pemberton (1,373 residents, $88,333 income). Outside the state, the closest population matches in this dataset are Kenwood Estates, FL (1,403 residents); Coon Rapids, IA (1,403 residents); Bridgeport, NE (1,403 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
How far does income reach against housing in Victory Lakes?
The home-value-to-income reference is relatively compact: the ACS median home value is 2.3 times median household income. The ACS poverty estimate is 7.1%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
What does the journey to work look like in Victory Lakes?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 85.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income B+
$97,273
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share C-
27.9%
Adults with a bachelor's degree or higher; ACS.
Poverty rate C-
7.1%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
108.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Victory Lakes profile (scored ACS/FBI dimensions)Read the chart values
Household income: 76/100 (B+) · $97,273
Bachelor's+ share: 54/100 (C-) · 27.9%
Poverty rate: 52/100 (C-) · 7.1%
Cost of living: 10/100 (F) · 108.8 index
How does Victory Lakes compare to other US cities?
Here's how Victory Lakes stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income76% higher than other cities
Home value50% pricier than other cities
Median rent94% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Victory Lakes against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.
New Jersey-relative analysis
Median Gross Rent places Victory Lakes near the bottom of New Jersey's cities
Among the 686 New Jersey cities PlainCities tracks with reported median gross rent data, Victory Lakes ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Victory Lakes only against its own state's cities, not the full US field.
Median Household Income
#402 of 659
39th percentile in New Jersey
Median Gross Rent
#1 of 686
0th percentile in New Jersey
Median Home Value
#583 of 672
13th percentile in New Jersey
Poverty Rate
#161 of 680
76th percentile in New Jersey
Bachelor's Degree or Higher
#508 of 686
26th percentile in New Jersey
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.
Gauge source note
76th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Victory Lakes's home value compares nationally
Median home value vs. every US city (population 1,000+)
$228,000Among the most affordablemore affordable than 50% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Victory Lakes's home-value-to-income ratio: 2.3×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#3,189 of 15,516
More affordable than 79% of tracked cities (pop. 1,000+)
Size class
#2,932 of 11,323
Micro cities (under 10,000)
At 2.3×, Victory Lakes sits in the affordable band:
national rank #3,189 of 15,516 and #2,932 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$97,273Victory Lakes, NJ median household income (Census ACS)
Show U.S. national quintile / Lorenz context Victory Lakes, NJ median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Victory Lakes, NJ.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)27.9%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)7.1%
Census ACS S1701, poverty status
Labor force participation (adults 16+)62.0%
Census ACS S2301, share of working-age residents in the labor force
Population
1,403
Median Income
$97,273
Median Home Value
$228,000
Median Age
45.5
Poverty Rate
7.1%
Labor force participation
62.0%
Bachelor's Degree+
27.9%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
85.0%
Carpool
11.7%
Public Transit
0.0%
Walk
0.0%
Work from Home
1.8%
Other
1.5%
Based on 718 workers 16 and over.
Monthly Utility Costs
New Jersey statewide monthly utility average (EIA 2023): $275
EIA 2023 residential energy data puts average monthly utilities across New Jersey at $275 (electricity about $120 , water and sewer about $60 ).
These are New Jersey statewide averages, not a meter reading for Victory Lakes. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New Jersey's BEA cost-of-living index is 108.8 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Victory Lakes is $2,132/mo. FEMA's National Risk Index, averaged to New Jersey statewide on PlainCities, rates natural-hazard exposure at 90.8 / 100 (Very High).
Cost/risk geography note
Cost of living is a New Jersey statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Victory Lakes sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Victory Lakes compares to similar-size New Jersey cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.