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Place dossier plate
SheetNY-CHESTERTOWN-NY · Chestertown, NY 529 pop · income 42nd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Chestertown
Lowest/highest poles plus peers nearest Chestertown on median household income. Full ladder: /browse and /rankings.
median HH income
Erin · lowest
40,761
Erin · lowest
40,761 median HH income
29.2% of the leader · rank #1
Fertile · near
64,432
Fertile · near
64,432 median HH income
46.2% of the leader · rank #2
Havelock · near
64,433
Havelock · near
64,433 median HH income
46.2% of the leader · rank #3
Chestertown · this city
64,438
Chestertown · this city
64,438 median HH income
46.2% of the leader · rank #4
Darrington · near
64,438
Darrington · near
64,438 median HH income
46.2% of the leader · rank #5
Clearwater · near
64,440
Clearwater · near
64,440 median HH income
46.2% of the leader · rank #6
River Bluff · highest
139,375
River Bluff · highest
139,375 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Chestertown on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 529.
Measured against every US city with at least 1,000 residents, Chestertown lands in the 42nd percentile for household income. Source: Census ACS.
42nd
percentile, household income
43rd
percentile, home value
78th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Chestertown, NY
Chestertown is a small town in New York, home to 529 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $64,438 per year, below the median for U.S. cities on this measure, with a poverty rate of 0.0%. Chestertown's housing stock carries a median value of $200,000, and the median resident age is 39.8 years. Educational attainment runs 27.7% of adults with a bachelor's degree or higher. Separately, 53.9% of working-age residents are in the labor force.
The city is served by 1 public schools according to NCES Common Core of Data.
New York carries a cost-of-living premium: the state registers 107.9 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,579 monthly. Statewide, average monthly utility bills in New York run around $285, per EIA 2023 residential energy data. Workers in Chestertown report an average commute of 20.2 minutes, with 60.0% driving alone and 27.5% working from home. Natural-hazard exposure scores 69.4 out of 100 on FEMA's National Risk Index (Moderate).
A decision-led reading path
Useful questions to ask of Chestertown's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to work and mobility to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Chestertown, city-specific coverage includes commute-mode shares, matched public-school count.
No matched row is reported here for local building permits, FBI reported-crime rates, within-city Census tract profiles, annual population history; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Chestertown?
Within New York, the closest population matches are Erin (529 residents, $40,761 income); North Granville (530 residents, $84,076 income); Cape Vincent (531 residents, $58,229 income). Outside the state, the closest population matches in this dataset are Nuiqsut, AK (529 residents); J-Six Ranchettes, AZ (529 residents); Wyoming, IA (529 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
How far does income reach against housing in Chestertown?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.1 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
What does the journey to work look like in Chestertown?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 60.0%. The reported mean trip to work is 20.2 minutes.
What does the education layer cover for Chestertown?
The NCES join finds 1 public school within the city match. 27.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
Below median income · poverty 0.0% (Very low poverty)
Cost of Living Index (state)
107.9 (US=100)
High cost · BEA RPP 2024, New York average
C-
City profile score · Chestertown, NY
51/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share C-
27.7%
Adults with a bachelor's degree or higher; ACS.
Household income D
$64,438
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living F
107.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Chestertown profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 100/100 (A+) · 0.0%
Bachelor's+ share: 54/100 (C-) · 27.7%
Household income: 41/100 (D) · $64,438
Cost of living: 12/100 (F) · 107.9 index
How does Chestertown compare to other US cities?
Where Chestertown sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income42% higher than other cities
Home value43% pricier than other cities
Median rent78% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Chestertown against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.
New York-relative analysis
Median Gross Rent places Chestertown near the bottom of New York's cities
Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Chestertown ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Chestertown only against its own state's cities, not the full US field.
Median Household Income
#851 of 1,205
29th percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#669 of 1,202
44th percentile in New York
Poverty Rate
#1,032 of 1,246
0th percentile in New York
Bachelor's Degree or Higher
#752 of 1,254
40th percentile in New York
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.
Gauge source note
42nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Chestertown's home value compares nationally
Median home value vs. every US city (population 1,000+)
$200,000Among the most affordablemore affordable than 57% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Chestertown's home-value-to-income ratio: 3.1×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#7,208 of 15,516
More affordable than 54% of tracked cities (pop. 1,000+)
Size class
#6,011 of 11,323
Micro cities (under 10,000)
At 3.1×, Chestertown sits in the moderate band:
national rank #7,208 of 15,516 and #6,011 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$64,438Chestertown, NY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Chestertown, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Chestertown, NY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)27.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)53.9%
Census ACS S2301, share of working-age residents in the labor force
Population
529
Median Income
$64,438
Median Home Value
$200,000
Median Age
39.8
Poverty Rate
0.0%
Labor force participation
53.9%
Bachelor's Degree+
27.7%
Schools
Total Schools
1
Public schools in this city
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
20.2 minutes
Drive Alone
60.0%
Carpool
0.0%
Public Transit
0.0%
Walk
12.5%
Work from Home
27.5%
Based on 265 workers 16 and over.
Monthly Utility Costs
New York statewide monthly utility average (EIA 2023): $285
EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).
These are New York statewide averages, not a meter reading for Chestertown. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Chestertown is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Chestertown sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Chestertown compares to similar-size New York cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.