City profile · New York · Census ACS 2023

Otter Lake, NY

Population, income, housing, safety, climate and schools for Otter Lake - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

109
Residents
$83,750
Median income
$262,500
Median home
$1,172
Median rent (state)

Otter Lake - the verdict

Out of every US city with 1,000+ residents, Otter Lake places in the 65th percentile for household income. Source: Census ACS.

65th
percentile, household income
58th
percentile, home value
34th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Otter Lake, NY

109 people live in Otter Lake, New York - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $83,750 per year, above the median for U.S. cities on this measure, with a poverty rate of 0.0%. Home values in Otter Lake run a median of $262,500, and the median resident age is 62.1 years. Educational attainment runs 48.4% of adults with a bachelor's degree or higher. Separately, 57.0% of working-age residents are in the labor force.

New York carries a cost-of-living premium: the state registers 107.9 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,172 monthly. Statewide, average monthly utility bills in New York run around $285, per EIA 2023 residential energy data. Workers in Otter Lake report an average commute of 29.6 minutes, with 91.3% driving alone and 8.7% working from home. Natural-hazard exposure scores 60.0 out of 100 on FEMA's National Risk Index (Moderate).

Population

109 residents

Census ACS 2023 - New York

Median Household Income

$83,750 /yr

Poverty 0.0%

Cost of Living Index (state)

107.9 (US=100)

Above Average - BEA RPP 2024, New York average

How does Otter Lake compare to other US cities?

Otter Lake measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 65% higher than other cities
Home value 58% pricier than other cities
Median rent 34% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Otter Lake against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.

New York-relative analysis

Poverty Rate places Otter Lake near the bottom of New York's cities

Among the 1,246 New York cities PlainCities tracks with reported poverty rate data, Otter Lake ranks #1,032 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Otter Lake only against its own state's cities, not the full US field.

Median Household Income
#575 of 1,205
52nd percentile in New York
Median Gross Rent
#985 of 1,256
19th percentile in New York
Median Home Value
#557 of 1,202
54th percentile in New York
Poverty Rate
#1,032 of 1,246
0th percentile in New York
Bachelor's Degree or Higher
#348 of 1,254
72nd percentile in New York

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.

65thIncome percentile

65th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Otter Lake's home value compares nationally

Median home value vs. every US city (population 1,000+)

$262,500 42nd percentile more affordable than 42% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). This entry sits in this band. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Otter Lake $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Otter Lake, NY Otter Lake, NY's reported median household income shown against the U.S. national quintile-share pattern (not Otter Lake, NY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Otter Lake, NY median $83,750/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Otter Lake, NY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Otter Lake, NY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 48.4%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 57.0%

Census ACS S2301, share of working-age residents in the labor force

Population
109
Median Income
$83,750
Median Home Value
$262,500
Median Age
62.1
Poverty Rate
0.0%
Labor force participation
57.0%
Bachelor's Degree+
48.4%

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
29.6 minutes
Drive Alone
91.3%
Carpool
0.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
8.7%

Based on 46 workers 16 and over.

Monthly Utility Costs

State-average estimates for New York - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$65
avg/month
Total Utilities
$285
estimated/month

Estimates reflect New York state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New York state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Otter Lake sits in

Cost of Living Index
107.9
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,172/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
60.0 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in New York

Oxbow
109 people
Oak Beach
106 people
Scottsburg
106 people
Portlandville
113 people
Websters Crossing
103 people
Greigsville
117 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Otter Lake's 109 residents (Census ACS 5-Year 2023).

Movico, AL
109 people
Aleknagik, AK
109 people
Tucker, AR
109 people
Weldon, AR
109 people
Igo, CA
109 people
Papineau, IL
109 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Otter Lake's $83,750 (Census ACS 5-Year 2023, table B19013).

Denali Park, AK
$83,750 median income
Euharlee, GA
$83,750 median income
Iona, ID
$83,750 median income
Elsah, IL
$83,750 median income
Glasford, IL
$83,750 median income
New Minden, IL
$83,750 median income

Race & Ethnicity Composition

Race and ethnicity - Otter Lake, NY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Otter Lake, NY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 94.5% ETHNICITY, Hispanic or Latino (any race) 0.0% White 94.5% Black or African American 3.7% Asian 0.0% American Indian 0.9% Native Hawaiian 0.0% Some other race 0.0% Two or more races 0.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Otter Lake compares to nearby New York cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Otter Lake (this city) 109 $83,750
Oxbow 109 $75,875
Oak Beach 106 N/A
Scottsburg 106 $92,083
Census ACS 5-year FIPS NY OMB Bulletin 23-01

What do people ask about Otter Lake, NY?

What is the population of Otter Lake, NY? +

109 people live in Otter Lake, NY according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Otter Lake, NY? +

Median annual household income in Otter Lake runs $83,750, based on Census ACS 2023 data.

What is the cost of living in Otter Lake? +

BEA does not publish a city-level cost-of-living figure for Otter Lake; the closest available measure is the New York state average, a cost of living index of 107.9 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within New York vary by metro area.

What is the median home value in Otter Lake, NY? +

Otter Lake's median home value sits at $262,500, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.