City profile · New York · Census ACS 2023

Prospect, NY

Population, income, housing, safety, climate and schools for Prospect - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

337
Residents
$46,413
Median income
$104,400
Median home
$1,172
Median rent (state)

Prospect - the verdict

Prospect ranks in the 14th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

14th
percentile, household income
11th
percentile, home value
34th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Prospect, NY

Prospect is a small town in New York, home to 337 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Prospect brings in $46,413 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 0.0%. Home values in Prospect run a median of $104,400, and the median resident age is 44.8 years. Educational attainment runs 12.8% of adults with a bachelor's degree or higher. Separately, 77.7% of working-age residents are in the labor force.

New York carries a cost-of-living premium: BEA Regional Price Parities 2024 puts New York at 107.9 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,172 per month. EIA 2023 residential energy data puts New York's average monthly utility costs around $285 (state average). Natural-hazard exposure scores 86.3 out of 100 on FEMA's National Risk Index (Very High).

Population

337 residents

Census ACS 2023 - New York

Median Household Income

$46,413 /yr

Poverty 0.0%

Cost of Living Index (state)

107.9 (US=100)

Above Average - BEA RPP 2024, New York average

How does Prospect compare to other US cities?

Where Prospect sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 14% higher than other cities
Home value 11% pricier than other cities
Median rent 34% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Prospect's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in New York, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

14thIncome percentile

14th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Prospect's home value compares nationally

Median home value vs. every US city (population 1,000+)

$104,400 Among the most affordable more affordable than 89% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). This entry sits in this band. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Prospect $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Prospect, NY Prospect, NY's reported median household income shown against the U.S. national quintile-share pattern (not Prospect, NY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Prospect, NY median $46,413/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Prospect, NY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Prospect, NY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 12.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 77.7%

Census ACS S2301, share of working-age residents in the labor force

Population
337
Median Income
$46,413
Median Home Value
$104,400
Median Age
44.8
Poverty Rate
0.0%
Labor force participation
77.7%
Bachelor's Degree+
12.8%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
77.0%
Carpool
9.0%
Public Transit
0.0%
Walk
14.0%
Work from Home
0.0%

Based on 178 workers 16 and over.

Monthly Utility Costs

State-average estimates for New York - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$65
avg/month
Total Utilities
$285
estimated/month

Estimates reflect New York state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New York state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Prospect sits in

Cost of Living Index
107.9
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,172/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
86.3 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in New York

Gilbertsville
337 people
Pine Hill
339 people
Chautauqua
340 people
Millport
340 people
Ellicottville
342 people
Redwood
342 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Prospect's 337 residents (Census ACS 5-Year 2023).

Viola, AR
337 people
Caspar, CA
337 people
Laurel Hill, FL
337 people
Ludlow, IL
337 people
Moro, IL
337 people
Johnson, IN
337 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Prospect's $46,413 (Census ACS 5-Year 2023, table B19013).

Belfield, ND
$46,417 median income
Bogue, KS
$46,406 median income
Kirkville, MS
$46,405 median income
Sawyerville, IL
$46,429 median income
Mohawk, MI
$46,397 median income
Green Acres, ND
$46,429 median income

Race & Ethnicity Composition

Race and ethnicity - Prospect, NY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Prospect, NY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 76.8% 18.1% ETHNICITY, Hispanic or Latino (any race) 0.0% White 76.8% Black or African American 18.1% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 5.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Prospect compares to nearby New York cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Prospect (this city) 337 $46,413
Gilbertsville 337 $71,500
Pine Hill 339 $84,531
Chautauqua 340 N/A
Census ACS 5-year FIPS NY OMB Bulletin 23-01

What do people ask about Prospect, NY?

What is the population of Prospect, NY? +

337 people live in Prospect, NY according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Prospect, NY? +

Prospect households earn a median of $46,413 annually, based on Census ACS 2023 data.

What is the cost of living in Prospect? +

BEA does not publish a city-level cost-of-living figure for Prospect; the closest available measure is the New York state average, a cost of living index of 107.9 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within New York vary by metro area.

What is the median home value in Prospect, NY? +

A typical home in Prospect is worth $104,400, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.