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Place dossier plate
SheetNY-PROSPECT-NY · Prospect, NY 337 pop · income 14th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Prospect
Lowest/highest poles plus peers nearest Prospect on median household income. Full ladder: /browse and /rankings.
median HH income
Viola · lowest
32,500
Viola · lowest
32,500 median HH income
26.2% of the leader · rank #1
Kirkville · near
46,405
Kirkville · near
46,405 median HH income
37.4% of the leader · rank #2
Bogue · near
46,406
Bogue · near
46,406 median HH income
37.4% of the leader · rank #3
Prospect · this city
46,413
Prospect · this city
46,413 median HH income
37.4% of the leader · rank #4
Belfield · near
46,417
Belfield · near
46,417 median HH income
37.4% of the leader · rank #5
Sawyerville · near
46,429
Sawyerville · near
46,429 median HH income
37.4% of the leader · rank #6
Redwood · highest
124,125
Redwood · highest
124,125 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Prospect on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 337.
Prospect ranks in the 14th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.
14th
percentile, household income
11th
percentile, home value
78th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Prospect, NY
Prospect is a small town in New York, home to 337 residents per U.S. Census Bureau ACS 2023 estimates. Prospect households earn a median of $46,413 annually, in the lower quartile of U.S. cities for household income, with a poverty rate of 0.0%. Home values in Prospect run a median of $104,400, and the median resident age is 44.8 years. Educational attainment runs 12.8% of adults with a bachelor's degree or higher. Separately, 77.7% of working-age residents are in the labor force.
New York carries a cost-of-living premium: BEA Regional Price Parities 2024 puts New York at 107.9 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,579 per month. EIA 2023 residential energy data puts New York's average monthly utility costs around $285 (state average). Natural-hazard exposure scores 69.4 out of 100 on FEMA's National Risk Index (Moderate).
A decision-led reading path
Useful questions to ask of Prospect's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to housing and income to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Prospect, city-specific coverage includes commute-mode shares.
No matched row is reported here for annual population history, FBI reported-crime rates, within-city Census tract profiles, local building permits, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
1. Work and mobility
What does the journey to work look like in Prospect?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 77.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
How far does income reach against housing in Prospect?
The home-value-to-income reference is relatively compact: the ACS median home value is 2.2 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
Which cities make useful reference points for Prospect?
Within New York, the closest population matches are Gilbertsville (337 residents, $71,500 income); Pine Hill (339 residents, $84,531 income); Chautauqua (340 residents). Outside the state, the closest population matches in this dataset are Viola, AR (337 residents); Caspar, CA (337 residents); Laurel Hill, FL (337 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$46,413
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
12.8%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
107.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Prospect profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 100/100 (A+) · 0.0%
Household income: 15/100 (F) · $46,413
Bachelor's+ share: 14/100 (F) · 12.8%
Cost of living: 12/100 (F) · 107.9 index
How does Prospect compare to other US cities?
Where Prospect sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income14% higher than other cities
Home value11% pricier than other cities
Median rent78% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Prospect against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.
New York-relative analysis
Median Gross Rent places Prospect near the bottom of New York's cities
Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Prospect ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Prospect only against its own state's cities, not the full US field.
Median Household Income
#1,136 of 1,205
6th percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#1,089 of 1,202
9th percentile in New York
Poverty Rate
#1,032 of 1,246
0th percentile in New York
Bachelor's Degree or Higher
#1,173 of 1,254
6th percentile in New York
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.
Gauge source note
14th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Prospect's home value compares nationally
Median home value vs. every US city (population 1,000+)
$104,400Among the most affordablemore affordable than 89% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Prospect's home-value-to-income ratio: 2.2×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#2,705 of 15,516
More affordable than 83% of tracked cities (pop. 1,000+)
Size class
#2,515 of 11,323
Micro cities (under 10,000)
At 2.2×, Prospect sits in the affordable band:
national rank #2,705 of 15,516 and #2,515 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$46,413Prospect, NY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Prospect, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Prospect, NY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)12.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)77.7%
Census ACS S2301, share of working-age residents in the labor force
Population
337
Median Income
$46,413
Median Home Value
$104,400
Median Age
44.8
Poverty Rate
0.0%
Labor force participation
77.7%
Bachelor's Degree+
12.8%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
77.0%
Carpool
9.0%
Public Transit
0.0%
Walk
14.0%
Work from Home
0.0%
Based on 178 workers 16 and over.
Monthly Utility Costs
New York statewide monthly utility average (EIA 2023): $285
EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).
These are New York statewide averages, not a meter reading for Prospect. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Prospect is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Prospect sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Prospect compares to similar-size New York cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.