City profile · New York · Census ACS 2023

Ruby, NY

Population, income, housing, safety, climate and schools for Ruby - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,147
Residents
$101,588
Median income
$280,600
Median home
$1,818
Median rent (state)

Ruby - the verdict

Nationally, Ruby sits in the 79th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

79th
percentile, household income
62nd
percentile, home value
76th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Ruby, NY

Census ACS 2023 estimates count 1,147 residents in Ruby, a small town within New York. Ruby households earn a median of $101,588 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.2%. Ruby's housing stock carries a median value of $280,600, and the median resident age is 38.1 years. 15.4% of adults here have a bachelor's degree or higher; 72.6% of working-age residents are in the labor force.

New York carries a cost-of-living premium: BEA Regional Price Parities 2024 puts New York at 107.9 on a 100-equals-national-average scale (Above Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,818 monthly. Statewide, average monthly utility bills in New York run around $285, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 87.7 out of 100 for natural-hazard exposure (Very High).

Population

1,147 residents

Census ACS 2023 - New York

Median Household Income

$101,588 /yr

Poverty 4.2%

Cost of Living Index (state)

107.9 (US=100)

Above Average - BEA RPP 2024, New York average

How does Ruby compare to other US cities?

Here's how Ruby stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 79% higher than other cities
Home value 62% pricier than other cities
Median rent 76% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Ruby against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.

New York-relative analysis

Bachelor's Degree or Higher places Ruby near the bottom of New York's cities

Among the 1,254 New York cities PlainCities tracks with reported bachelor's degree or higher data, Ruby ranks #1,131 - the 10th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Ruby only against its own state's cities, not the full US field.

Median Household Income
#429 of 1,205
64th percentile in New York
Median Gross Rent
#475 of 1,256
60th percentile in New York
Median Home Value
#520 of 1,202
57th percentile in New York
Poverty Rate
#652 of 1,246
47th percentile in New York
Bachelor's Degree or Higher
#1,131 of 1,254
10th percentile in New York

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.

79thIncome percentile

79th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Ruby's home value compares nationally

Median home value vs. every US city (population 1,000+)

$280,600 38th percentile more affordable than 38% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). This entry sits in this band. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Ruby $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Ruby, NY Ruby, NY's reported median household income shown against the U.S. national quintile-share pattern (not Ruby, NY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Ruby, NY median $101,588/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Ruby, NY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Ruby, NY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 15.4%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.2%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 72.6%

Census ACS S2301, share of working-age residents in the labor force

Population
1,147
Median Income
$101,588
Median Home Value
$280,600
Median Age
38.1
Poverty Rate
4.2%
Labor force participation
72.6%
Bachelor's Degree+
15.4%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
88.2%
Carpool
8.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
2.5%
Other
1.3%

Based on 637 workers 16 and over.

Monthly Utility Costs

State-average estimates for New York - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$90
avg/month
Water & Sewer
$65
avg/month
Total Utilities
$285
estimated/month

Estimates reflect New York state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New York state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Ruby sits in

Cost of Living Index
107.9
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,818/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
87.7 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in New York

Holland
1,146 people
Newark Valley
1,149 people
Hadley
1,151 people
Orient
1,152 people
Cattaraugus
1,153 people
Unadilla
1,140 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Ruby's 1,147 residents (Census ACS 5-Year 2023).

Hotchkiss, CO
1,147 people
New Sharon, IA
1,147 people
Americus, KS
1,147 people
Coleman, MI
1,147 people
Elgin, MN
1,147 people
Columbus, NM
1,147 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Ruby's $101,588 (Census ACS 5-Year 2023, table B19013).

Pleasant View, TN
$101,591 median income
Sandy Springs, GA
$101,593 median income
Spanish Fort, AL
$101,574 median income
Pickett, OK
$101,571 median income
Lazy Y U, AZ
$101,563 median income
Clear Lake, IN
$101,563 median income

Race & Ethnicity Composition

Race and ethnicity - Ruby, NY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Ruby, NY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 71.0% 6.4% 10.1% 11.9% ETHNICITY, Hispanic or Latino (any race) 13.9% White 71.0% Black or African American 6.4% Asian 0.6% American Indian 0.0% Native Hawaiian 0.0% Some other race 10.1% Two or more races 11.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Ruby compares to nearby New York cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Ruby (this city) 1,147 $101,588
Holland 1,146 $41,250
Newark Valley 1,149 $68,229
Hadley 1,151 $79,554
Census ACS 5-year FIPS NY OMB Bulletin 23-01

What do people ask about Ruby, NY?

What is the population of Ruby, NY? +

The population of Ruby, NY stands at 1,147 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Ruby, NY? +

The median household income in Ruby is $101,588 per year, based on Census ACS 2023 data.

What is the cost of living in Ruby? +

BEA does not publish a city-level cost-of-living figure for Ruby; the closest available measure is the New York state average, a cost of living index of 107.9 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within New York vary by metro area.

What is the median home value in Ruby, NY? +

A typical home in Ruby is worth $280,600, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.