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Place dossier plate
SheetNY-SADDLE-ROCK-ESTATES-NY · Saddle Rock Estates, NY 351 pop · income 95th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Saddle Rock Estates
Lowest/highest poles plus peers nearest Saddle Rock Estates on median household income. Full ladder: /browse and /rankings.
median HH income
Rushmore · lowest
39,205
Rushmore · lowest
39,205 median HH income
24.6% of the leader · rank #1
Middletown · near
159,342
Middletown · near
159,342 median HH income
99.8% of the leader · rank #2
Waite Hill · near
159,375
Waite Hill · near
159,375 median HH income
99.8% of the leader · rank #3
Hidden Springs · near
159,439
Hidden Springs · near
159,439 median HH income
99.9% of the leader · rank #4
Saddle Rock E… · this city
159,479
Saddle Rock E… · this city
159,479 median HH income
99.9% of the leader · rank #5
St. Davids · near
159,620
St. Davids · near
159,620 median HH income
100.0% of the leader · rank #6
Rogers · highest
159,638
Rogers · highest
159,638 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Saddle Rock Estates on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 351.
Nationally, Saddle Rock Estates sits in the 95th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
95th
percentile, household income
99th
percentile, home value
78th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Saddle Rock Estates, NY
Saddle Rock Estates is a small town in New York, home to 351 residents per U.S. Census Bureau ACS 2023 estimates. Saddle Rock Estates households earn a median of $159,479 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 22.6%. Saddle Rock Estates's housing stock carries a median value of $1,572,900, and the median resident age is 36.3 years. 67.4% of adults here have a bachelor's degree or higher; 59.5% of working-age residents are in the labor force.
New York carries a cost-of-living premium: the state registers 107.9 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,579 per month statewide. EIA 2023 residential energy data puts New York's average monthly utility costs around $285 (state average). FEMA's National Risk Index rates natural-hazard exposure at 69.4 out of 100 (Moderate).
A decision-led reading path
Useful questions to ask of Saddle Rock Estates's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to housing and income to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Saddle Rock Estates, city-specific coverage includes commute-mode shares.
No matched row is reported here for local building permits, annual population history, FBI reported-crime rates, matched public-school count, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the journey to work look like in Saddle Rock Estates?
Driving alone is the largest reported mode at 70.2%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
How far does income reach against housing in Saddle Rock Estates?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 9.9 times median household income. The ACS poverty estimate is 22.6%, which keeps the citywide median from describing every household.
Which cities make useful reference points for Saddle Rock Estates?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within New York, the closest population matches are Hartwick (352 residents, $54,375 income); Rensselaer Falls (350 residents, $80,625 income); Dalton (348 residents, $71,250 income). Outside the state, the closest population matches in this dataset are Bluffton, GA (351 residents); Ute, IA (351 residents); Hunters Hollow, KY (351 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Top-decile income · poverty 22.6% (Highest-decile poverty)
Cost of Living Index (state)
107.9 (US=100)
High cost · BEA RPP 2024, New York average
C-
City profile score · Saddle Rock Estates, NY
54/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A+
$159,479
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share A+
67.4%
Adults with a bachelor's degree or higher; ACS.
Cost of living F
107.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate F
22.6%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Saddle Rock Estates profile (scored ACS/FBI dimensions)Read the chart values
Household income: 99/100 (A+) · $159,479
Bachelor's+ share: 96/100 (A+) · 67.4%
Cost of living: 12/100 (F) · 107.9 index
Poverty rate: 9/100 (F) · 22.6%
How does Saddle Rock Estates compare to other US cities?
Here's how Saddle Rock Estates stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income95% higher than other cities
Home value99% pricier than other cities
Median rent78% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Saddle Rock Estates against every qualifying US city; each in-state rank narrows that to New York only. Full formula and direction notes: methodology.
New York-relative analysis
Median Gross Rent places Saddle Rock Estates near the bottom of New York's cities
Among the 1,256 New York cities PlainCities tracks with reported median gross rent data, Saddle Rock Estates ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Saddle Rock Estates only against its own state's cities, not the full US field.
Median Household Income
#141 of 1,205
88th percentile in New York
Median Gross Rent
#1 of 1,256
0th percentile in New York
Median Home Value
#36 of 1,202
97th percentile in New York
Poverty Rate
#58 of 1,246
95th percentile in New York
Bachelor's Degree or Higher
#122 of 1,254
90th percentile in New York
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New York only, not a livability score. See the methodology for the source and calculation.
Gauge source note
95th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Saddle Rock Estates's home value compares nationally
Median home value vs. every US city (population 1,000+)
$1,572,9001st percentilemore affordable than 1% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Saddle Rock Estates's home-value-to-income ratio: 9.9×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#15,348 of 15,516
More affordable than 1% of tracked cities (pop. 1,000+)
Size class
#11,210 of 11,323
Micro cities (under 10,000)
At 9.9×, Saddle Rock Estates sits in the pressured band:
national rank #15,348 of 15,516 and #11,210 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$159,479Saddle Rock Estates, NY median household income (Census ACS)
Show U.S. national quintile / Lorenz context Saddle Rock Estates, NY median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Saddle Rock Estates, NY.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)67.4%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)22.6%
Census ACS S1701, poverty status
Labor force participation (adults 16+)59.5%
Census ACS S2301, share of working-age residents in the labor force
Population
351
Median Income
$159,479
Median Home Value
$1,572,900
Median Age
36.3
Poverty Rate
22.6%
Labor force participation
59.5%
Bachelor's Degree+
67.4%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
70.2%
Carpool
0.0%
Public Transit
9.2%
Walk
0.0%
Work from Home
20.6%
Based on 131 workers 16 and over.
Monthly Utility Costs
New York statewide monthly utility average (EIA 2023): $285
EIA 2023 residential energy data puts average monthly utilities across New York at $285 (electricity about $130 , water and sewer about $65 ).
These are New York statewide averages, not a meter reading for Saddle Rock Estates. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New York's BEA cost-of-living index is 107.9 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Saddle Rock Estates is $1,579/mo. FEMA's National Risk Index, averaged to New York statewide on PlainCities, rates natural-hazard exposure at 69.4 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New York statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Saddle Rock Estates sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Saddle Rock Estates compares to similar-size New York cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.