City profile · Tennessee · Census ACS 2023

Finley, TN

Population, income, housing, safety, climate and schools for Finley - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

493
Residents
$60,625
Median income
$143,200
Median home
$925
Median rent (state)

Finley - the verdict

Out of every US city with 1,000+ residents, Finley places in the 36th percentile for household income. Source: Census ACS.

36th
percentile, household income
25th
percentile, home value
7th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Finley, TN

Tennessee's Finley is a small town, with 493 residents per the latest Census Bureau ACS figures. The typical household in Finley brings in $60,625 a year, below the median for U.S. cities on this measure, with a poverty rate of 0.0%. Home values in Finley run a median of $143,200, and the median resident age is 32.8 years. Educational attainment runs 9.9% of adults with a bachelor's degree or higher. Separately, 76.0% of working-age residents are in the labor force.

The city is served by 1 public schools according to NCES Common Core of Data.

Living costs in Tennessee run below the national norm: BEA Regional Price Parities 2024 puts Tennessee at 91.9 on a 100-equals-national-average scale (Well Below Average). A typical two-bedroom carries a HUD Fair Market Rent of $925 per month statewide. Statewide, average monthly utility bills in Tennessee run around $218, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 86.6 out of 100 (Very High).

Population

493 residents

Census ACS 2023 - Tennessee

Median Household Income

$60,625 /yr

Poverty 0.0%

Cost of Living Index (state)

91.9 (US=100)

Well Below Average - BEA RPP 2024, Tennessee average

How does Finley compare to other US cities?

Here's how Finley stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 36% higher than other cities
Home value 25% pricier than other cities
Median rent 7% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Finley's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Tennessee, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

36thIncome percentile

36th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Finley's home value compares nationally

Median home value vs. every US city (population 1,000+)

$143,200 Among the most affordable more affordable than 75% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). This entry sits in this band. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Finley $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Finley, TN Finley, TN's reported median household income shown against the U.S. national quintile-share pattern (not Finley, TN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Finley, TN median $60,625/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Finley, TN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Finley, TN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 9.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 76.0%

Census ACS S2301, share of working-age residents in the labor force

Population
493
Median Income
$60,625
Median Home Value
$143,200
Median Age
32.8
Poverty Rate
0.0%
Labor force participation
76.0%
Bachelor's Degree+
9.9%

Schools

Total Schools
1
Public schools in this city

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
92.3%
Carpool
4.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
3.7%

Based on 298 workers 16 and over.

Monthly Utility Costs

State-average estimates for Tennessee - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$58
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$218
estimated/month

Estimates reflect Tennessee state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Tennessee state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Finley sits in

Cost of Living Index
91.9
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$925/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
86.6 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Tennessee

Baileyton
493 people
Bethpage
493 people
Stanton
494 people
Sequatchie
496 people
Williston
490 people
Ooltewah
489 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Finley's 493 residents (Census ACS 5-Year 2023).

Roberts, IL
493 people
Collins, IA
493 people
Meadville, MO
493 people
Westphalia, MO
493 people
Hampton, NE
493 people
Burdett, NY
493 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Finley's $60,625 (Census ACS 5-Year 2023, table B19013).

Seba Dalkai, AZ
$60,625 median income
Lead Hill, AR
$60,625 median income
Magalia, CA
$60,625 median income
Whitmore, CA
$60,625 median income
Penney Farms, FL
$60,625 median income
Clark Fork, ID
$60,625 median income

Race & Ethnicity Composition

Race and ethnicity - Finley, TN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Finley, TN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 93.3% 6.7% ETHNICITY, Hispanic or Latino (any race) 6.7% White 93.3% Black or African American 0.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 6.7% Two or more races 0.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Finley compares to nearby Tennessee cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Finley (this city) 493 $60,625
Baileyton 493 $38,958
Bethpage 493 $98,180
Stanton 494 $58,643
Census ACS 5-year FIPS TN NCES CCD OMB Bulletin 23-01

What do people ask about Finley, TN?

What is the population of Finley, TN? +

Finley, TN has a population of 493 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Finley, TN? +

The median household income in Finley is $60,625 per year, based on Census ACS 2023 data.

What is the cost of living in Finley? +

BEA does not publish a city-level cost-of-living figure for Finley; the closest available measure is the Tennessee state average, a cost of living index of 91.9 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Tennessee vary by metro area.

What is the median home value in Finley, TN? +

The median home value in Finley is $143,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.