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Place dossier plate
SheetTN-FINLEY-TN · Finley, TN 493 pop · income 36th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Finley
Lowest/highest poles plus peers nearest Finley on median household income. Full ladder: /browse and /rankings.
median HH income
Sequatchie · lowest
19,756
Sequatchie · lowest
19,756 median HH income
20.1% of the leader · rank #1
Finley · this city
60,625
Finley · this city
60,625 median HH income
61.7% of the leader · rank #2
Seba Dalkai · near
60,625
Seba Dalkai · near
60,625 median HH income
61.7% of the leader · rank #3
Lead Hill · near
60,625
Lead Hill · near
60,625 median HH income
61.7% of the leader · rank #4
Magalia · near
60,625
Magalia · near
60,625 median HH income
61.7% of the leader · rank #5
Whitmore · near
60,625
Whitmore · near
60,625 median HH income
61.7% of the leader · rank #6
Bethpage · highest
98,180
Bethpage · highest
98,180 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Finley on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 493.
Out of every US city with 1,000+ residents, Finley places in the 36th percentile for household income. Source: Census ACS.
36th
percentile, household income
25th
percentile, home value
34th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Finley, TN
Tennessee's Finley is a small town, with 493 residents per the latest Census Bureau ACS figures. Median household income here is $60,625 per year, below the median for U.S. cities on this measure, with a poverty rate of 0.0%. Home values in Finley run a median of $143,200, and the median resident age is 32.8 years. Educational attainment runs 9.9% of adults with a bachelor's degree or higher. Separately, 76.0% of working-age residents are in the labor force.
The city is served by 1 public schools according to NCES Common Core of Data.
Living costs in Tennessee run below the national norm: BEA Regional Price Parities 2024 puts Tennessee at 91.9 on a 100-equals-national-average scale (Well Below Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,118 per month statewide. Statewide, average monthly utility bills in Tennessee run around $218, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 52.5 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Finley's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Finley, city-specific coverage includes commute-mode shares, matched public-school count.
No matched row is reported here for FBI reported-crime rates, within-city Census tract profiles, local building permits, annual population history; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Finley?
The home-value-to-income reference is relatively compact: the ACS median home value is 2.4 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
Which cities make useful reference points for Finley?
Within Tennessee, the closest population matches are Baileyton (493 residents, $38,958 income); Bethpage (493 residents, $98,180 income); Stanton (494 residents, $58,643 income). Outside the state, the closest population matches in this dataset are Roberts, IL (493 residents); Collins, IA (493 residents); Meadville, MO (493 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the journey to work look like in Finley?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 92.3%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
The NCES join finds 1 public school within the city match. 9.9% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
Below median income · poverty 0.0% (Very low poverty)
Cost of Living Index (state)
91.9 (US=100)
Affordable · BEA RPP 2024, Tennessee average
C
City profile score · Finley, TN
57/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living B+
91.9 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income F
$60,625
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
9.9%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Finley profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 100/100 (A+) · 0.0%
Cost of living: 78/100 (B+) · 91.9 index
Household income: 35/100 (F) · $60,625
Bachelor's+ share: 6/100 (F) · 9.9%
How does Finley compare to other US cities?
Here's how Finley stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income36% higher than other cities
Home value25% pricier than other cities
Median rent34% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Finley against every qualifying US city; each in-state rank narrows that to Tennessee only. Full formula and direction notes: methodology.
Tennessee-relative analysis
Median Gross Rent places Finley near the bottom of Tennessee's cities
Among the 482 Tennessee cities PlainCities tracks with reported median gross rent data, Finley ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Finley only against its own state's cities, not the full US field.
Median Household Income
#192 of 458
58th percentile in Tennessee
Median Gross Rent
#1 of 482
0th percentile in Tennessee
Median Home Value
#319 of 455
30th percentile in Tennessee
Poverty Rate
#427 of 482
0th percentile in Tennessee
Bachelor's Degree or Higher
#382 of 482
21st percentile in Tennessee
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Tennessee only, not a livability score. See the methodology for the source and calculation.
Gauge source note
36th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Finley's home value compares nationally
Median home value vs. every US city (population 1,000+)
$143,200Among the most affordablemore affordable than 75% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Finley's home-value-to-income ratio: 2.4×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#3,293 of 15,516
More affordable than 79% of tracked cities (pop. 1,000+)
Size class
#3,016 of 11,323
Micro cities (under 10,000)
At 2.4×, Finley sits in the affordable band:
national rank #3,293 of 15,516 and #3,016 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$60,625Finley, TN median household income (Census ACS)
Show U.S. national quintile / Lorenz context Finley, TN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Finley, TN.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)9.9%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)76.0%
Census ACS S2301, share of working-age residents in the labor force
Population
493
Median Income
$60,625
Median Home Value
$143,200
Median Age
32.8
Poverty Rate
0.0%
Labor force participation
76.0%
Bachelor's Degree+
9.9%
Schools
Total Schools
1
Public schools in this city
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
92.3%
Carpool
4.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
3.7%
Based on 298 workers 16 and over.
Monthly Utility Costs
Tennessee statewide monthly utility average (EIA 2023): $218
EIA 2023 residential energy data puts average monthly utilities across Tennessee at $218 (electricity about $120 , water and sewer about $40 ).
These are Tennessee statewide averages, not a meter reading for Finley. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Tennessee's BEA cost-of-living index is 91.9 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Finley is $1,118/mo. FEMA's National Risk Index, averaged to Tennessee statewide on PlainCities, rates natural-hazard exposure at 52.5 / 100 (Low).
Cost/risk geography note
Cost of living is a Tennessee statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Finley sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Finley compares to similar-size Tennessee cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.