City profile · Washington · Census ACS 2023

Banks Lake South, WA

Banks Lake South's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

216
Residents
$42,917
Median income
$252,400
Median home
$1,472
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Banks Lake South.

Place dossier plate

Sheet WA-BANKS-LAKE-SOUTH-WA · Banks Lake South, WA 216 pop · income 11th pct

POP-VILLAGE · INC-LOW · COL-ABOVE · SAFE-UNK · RANK-BOTTOM · PHOTO-FINISH · HOME-MID · BOOK-UNK

  • POP-VILLAGE 216
  • INC-LOW $42,917
  • COL-ABOVE 107.0
  • SAFE-UNK Safety pending
  • RANK-BOTTOM 11th
  • PHOTO-FINISH ≈ Alpaugh
  • HOME-MID $252,400
  • BOOK-UNK Tracts pending

Nearest income peer: Alpaugh, CA (+ $0 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Banks Lake South

Lowest/highest poles plus peers nearest Banks Lake South on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Banks Lake South on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 216.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $42,917. Population peers are excluded.

4 peers

Banks Lake South - the verdict

Out of every US city with 1,000+ residents, Banks Lake South places in the 11th percentile for household income. Source: Census ACS.

11th
percentile, household income
56th
percentile, home value
70th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Banks Lake South, WA

Census ACS 2023 estimates count 216 residents in Banks Lake South, a small town within Washington. Median household income here is $42,917 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 22.4%. Typical homes in Banks Lake South are valued around $252,400, and the median resident age is 48.6 years. About 12.8% of adults hold a bachelor's degree or higher, while 46.5% of working-age residents are in the labor force.

Washington carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Washington scores 107.0 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,472 per month statewide. EIA 2023 residential energy data puts Washington's average monthly utility costs around $188 (state average). Commute times here average 21.3 minutes, with 80.5% driving alone and 19.5% working from home, per Census ACS commuting data. On FEMA's National Risk Index, this area rates 70.0 out of 100 for natural-hazard exposure (High).

A decision-led reading path

Useful questions to ask of Banks Lake South's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Banks Lake South, city-specific coverage includes commute-mode shares. No matched row is reported here for within-city Census tract profiles, matched public-school count, local building permits, FBI reported-crime rates, annual population history; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

How far does income reach against housing in Banks Lake South?

The home-value-to-income reference is comparatively stretched: the ACS median home value is 5.9 times median household income. The ACS poverty estimate is 22.4%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.

Compare the housing trade-off →

Question 2

Which cities make useful reference points for Banks Lake South?

Within Washington, the closest population matches are Hartline (217 residents, $88,036 income); Washtucna (217 residents, $75,833 income); Bay Center (218 residents, $68,819 income). Outside the state, the closest population matches in this dataset are Pulaski, GA (216 residents); Smarr, GA (216 residents); Wyatt, IN (216 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

3. Work and mobility

What does the journey to work look like in Banks Lake South?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.

Driving alone is the largest reported mode at 80.5%. The reported mean trip to work is 21.3 minutes.

Compare commute patterns →

Population

216 residents

Micro place (under 10k)

Median Household Income

$42,917 /yr

Low income · poverty 22.4% (Highest-decile poverty)

Cost of Living Index (state)

107.0 (US=100)

High cost · BEA RPP 2024, Washington average

City profile score · Banks Lake South, WA

12/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Cost of living F
107.0 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Bachelor's+ share F
12.8%

Adults with a bachelor's degree or higher; ACS.

Household income F
$42,917

Median household income vs U.S. cities (pop ≥1,000); ACS.

Poverty rate F
22.4%

Share of residents below the poverty line; lower scores better on this axis.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Banks Lake South profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Cost of living, Bachelor's+ share, Household income, Poverty rate. Cost of livingBachelor's+ shareHousehold incomePoverty rate 12 F
Banks Lake South profile (scored ACS/FBI dimensions)
Read the chart values
  • Cost of living: 15/100 (F) · 107.0 index
  • Bachelor's+ share: 14/100 (F) · 12.8%
  • Household income: 11/100 (F) · $42,917
  • Poverty rate: 9/100 (F) · 22.4%

How does Banks Lake South compare to other US cities?

Here's how Banks Lake South stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 11% higher than other cities
Home value 56% pricier than other cities
Median rent 70% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Banks Lake South against every qualifying US city; each in-state rank narrows that to Washington only. Full formula and direction notes: methodology.

Washington-relative analysis

Median Gross Rent places Banks Lake South near the bottom of Washington's cities

Among the 599 Washington cities PlainCities tracks with reported median gross rent data, Banks Lake South ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Banks Lake South only against its own state's cities, not the full US field.

Median Household Income
#540 of 565
4th percentile in Washington
Median Gross Rent
#1 of 599
0th percentile in Washington
Median Home Value
#449 of 565
21st percentile in Washington
Poverty Rate
#35 of 598
94th percentile in Washington
Bachelor's Degree or Higher
#506 of 599
16th percentile in Washington
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Washington only, not a livability score. See the methodology for the source and calculation.

11thIncome percentile
Gauge source note

11th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Banks Lake South's home value compares nationally

Median home value vs. every US city (population 1,000+)

$252,400 44th percentile more affordable than 44% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). This entry sits in this band. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Banks Lake South $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Banks Lake South's home-value-to-income ratio: 5.9×

ACS median home value divided by median household income.

Band
pressured
> 5.0×
National rank
#14,008 of 15,516
More affordable than 10% of tracked cities (pop. 1,000+)
Size class
#10,409 of 11,323
Micro cities (under 10,000)

At 5.9×, Banks Lake South sits in the pressured band: national rank #14,008 of 15,516 and #10,409 of 11,323micro cities (under 10,000). Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$42,917 Banks Lake South, WA median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Banks Lake South, WA Banks Lake South, WA's median household income ($42,917) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Banks Lake South, WA-specific shares. $ Household Income Distribution Banks Lake South, WA median $42,917/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Banks Lake South, WA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Banks Lake South, WA.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 12.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 22.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 46.5%

Census ACS S2301, share of working-age residents in the labor force

Population
216
Median Income
$42,917
Median Home Value
$252,400
Median Age
48.6
Poverty Rate
22.4%
Labor force participation
46.5%
Bachelor's Degree+
12.8%

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Average Commute Time
21.3 minutes
Drive Alone
80.5%
Carpool
0.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
19.5%

Based on 87 workers 16 and over.

Monthly Utility Costs

Washington statewide monthly utility average (EIA 2023): $188

EIA 2023 residential energy data puts average monthly utilities across Washington at $188 (electricity about $85 , water and sewer about $55 ).

These are Washington statewide averages, not a meter reading for Banks Lake South. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Washington's BEA cost-of-living index is 107.0 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Banks Lake South is $1,472/mo. FEMA's National Risk Index, averaged to Washington statewide on PlainCities, rates natural-hazard exposure at 70.0 / 100 (High).

Cost/risk geography note

Cost of living is a Washington statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Banks Lake South sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Banks Lake South compares to similar-size Washington cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Banks Lake South (this city) 216 $42,917
Hartline 217 $88,036
Washtucna 217 $75,833
Bay Center 218 $68,819
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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