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Place dossier plate
SheetAL-POINT-CLEAR-AL · Point Clear, AL 1,858 pop · income 14th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Point Clear
Lowest/highest poles plus peers nearest Point Clear on median household income. Full ladder: /browse and /rankings.
median HH income
Linden · lowest
30,313
Linden · lowest
30,313 median HH income
33.4% of the leader · rank #1
Derby Acres · near
45,893
Derby Acres · near
45,893 median HH income
50.5% of the leader · rank #2
Point Clear · this city
45,898
Point Clear · this city
45,898 median HH income
50.6% of the leader · rank #3
Miami · near
45,900
Miami · near
45,900 median HH income
50.6% of the leader · rank #4
New Philadelp… · near
45,903
New Philadelp… · near
45,903 median HH income
50.6% of the leader · rank #5
Von Ormy · near
45,909
Von Ormy · near
45,909 median HH income
50.6% of the leader · rank #6
Brice Prairie · highest
90,795
Brice Prairie · highest
90,795 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Point Clear on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,858.
Point Clear ranks in the 14th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.
14th
percentile, household income
96th
percentile, home value
1st
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Point Clear, AL
Census ACS 2023 estimates count 1,858 residents in Point Clear, a small town within Alabama. The typical household in Point Clear brings in $45,898 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 0.0%. Point Clear's housing stock carries a median value of $888,700, and the median resident age is 59.7 years. Educational attainment runs 56.2% of adults with a bachelor's degree or higher. Separately, 18.1% of working-age residents are in the labor force.
Living costs in Alabama run below the national norm: the state registers 88.8 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $936 per month statewide. EIA 2023 residential energy data puts Alabama's average monthly utility costs around $245 (state average). Workers in Point Clear report an average commute of 16.3 minutes, with 94.5% driving alone and 5.5% working from home. FEMA's National Risk Index rates natural-hazard exposure at 61.5 out of 100 (Moderate).
A decision-led reading path
Useful questions to ask of Point Clear's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Point Clear, city-specific coverage includes commute-mode shares.
No matched row is reported here for matched public-school count, within-city Census tract profiles, FBI reported-crime rates, local building permits, annual population history; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Point Clear?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 19.4 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Which cities make useful reference points for Point Clear?
Within Alabama, the closest population matches are Vincent (1,870 residents, $42,632 income); Florala (1,841 residents, $34,857 income); Concord (1,878 residents, $62,431 income). Outside the state, the closest population matches in this dataset are Lepanto, AR (1,858 residents); Weedsport, NY (1,858 residents); Brice Prairie, WI (1,858 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the journey to work look like in Point Clear?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 94.5%. The reported mean trip to work is 16.3 minutes.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living A+
88.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Bachelor's+ share A
56.2%
Adults with a bachelor's degree or higher; ACS.
Household income F
$45,898
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Point Clear profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 100/100 (A+) · 0.0%
Cost of living: 90/100 (A+) · 88.8 index
Bachelor's+ share: 89/100 (A) · 56.2%
Household income: 15/100 (F) · $45,898
How does Point Clear compare to other US cities?
Where Point Clear sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income14% higher than other cities
Home value96% pricier than other cities
Median rent1% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Point Clear against every qualifying US city; each in-state rank narrows that to Alabama only. Full formula and direction notes: methodology.
Alabama-relative analysis
Median Gross Rent places Point Clear near the bottom of Alabama's cities
Among the 556 Alabama cities PlainCities tracks with reported median gross rent data, Point Clear ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Point Clear only against its own state's cities, not the full US field.
Median Household Income
#347 of 530
35th percentile in Alabama
Median Gross Rent
#1 of 556
0th percentile in Alabama
Median Home Value
#2 of 517
100th percentile in Alabama
Poverty Rate
#511 of 556
0th percentile in Alabama
Bachelor's Degree or Higher
#17 of 556
97th percentile in Alabama
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Alabama only, not a livability score. See the methodology for the source and calculation.
Gauge source note
14th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Point Clear's home value compares nationally
Median home value vs. every US city (population 1,000+)
$888,7004th percentilemore affordable than 4% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Point Clear's home-value-to-income ratio: 19.4×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#15,507 of 15,516
More affordable than 0% of tracked cities (pop. 1,000+)
Size class
#11,316 of 11,323
Micro cities (under 10,000)
At 19.4×, Point Clear sits in the pressured band:
national rank #15,507 of 15,516 and #11,316 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$45,898Point Clear, AL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Point Clear, AL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Point Clear, AL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)56.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)18.1%
Census ACS S2301, share of working-age residents in the labor force
Population
1,858
Median Income
$45,898
Median Home Value
$888,700
Median Age
59.7
Poverty Rate
0.0%
Labor force participation
18.1%
Bachelor's Degree+
56.2%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Average Commute Time
16.3 minutes
Drive Alone
94.5%
Carpool
0.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
5.5%
Based on 311 workers 16 and over.
Monthly Utility Costs
Alabama statewide monthly utility average (EIA 2023): $245
EIA 2023 residential energy data puts average monthly utilities across Alabama at $245 (electricity about $138 , water and sewer about $45 ).
These are Alabama statewide averages, not a meter reading for Point Clear. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Alabama's BEA cost-of-living index is 88.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Point Clear is $936/mo. FEMA's National Risk Index, averaged to Alabama statewide on PlainCities, rates natural-hazard exposure at 61.5 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Alabama statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Point Clear sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Point Clear compares to similar-size Alabama cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.