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Place dossier plate
SheetFL-CLOUD-LAKE-FL · Cloud Lake, FL 213 pop · income 49th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Cloud Lake
Lowest/highest poles plus peers nearest Cloud Lake on median household income. Full ladder: /browse and /rankings.
median HH income
Boligee · lowest
25,076
Boligee · lowest
25,076 median HH income
24.4% of the leader · rank #1
Thorntown · near
69,875
Thorntown · near
69,875 median HH income
68.1% of the leader · rank #2
Buffalo · near
69,875
Buffalo · near
69,875 median HH income
68.1% of the leader · rank #3
Basye · near
69,881
Basye · near
69,881 median HH income
68.1% of the leader · rank #4
Cloud Lake · this city
69,886
Cloud Lake · this city
69,886 median HH income
68.1% of the leader · rank #5
Fox Lake · near
69,896
Fox Lake · near
69,896 median HH income
68.1% of the leader · rank #6
Wayton · highest
102,596
Wayton · highest
102,596 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Cloud Lake on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 213.
Out of every US city with 1,000+ residents, Cloud Lake places in the 49th percentile for household income. Source: Census ACS.
49th
percentile, household income
51st
percentile, home value
73rd
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Cloud Lake, FL
Census ACS 2023 estimates count 213 residents in Cloud Lake, a small town within Florida. The typical household in Cloud Lake brings in $69,886 a year, below the median for U.S. cities on this measure, with a poverty rate of 0.0%. Cloud Lake's housing stock carries a median value of $232,100, and the median resident age is 33.0 years. 8.6% of adults here have a bachelor's degree or higher; 67.5% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 0 residential units were authorized in 2024 (No Permits), down 100% from five years earlier.
Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,526 per month statewide. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. Natural-hazard exposure scores 75.7 out of 100 on FEMA's National Risk Index (High).
A decision-led reading path
Useful questions to ask of Cloud Lake's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to housing and income to comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Cloud Lake, city-specific coverage includes local building permits, commute-mode shares, annual population history.
No matched row is reported here for matched public-school count, FBI reported-crime rates, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Population change
Is Cloud Lake growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +4 residents from 2020 to 2025, a +2.9% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
How far does income reach against housing in Cloud Lake?
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.3 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Which cities make useful reference points for Cloud Lake?
Within Florida, the closest population matches are Sorrento (211 residents, $90,192 income); Everglades (208 residents, $75,163 income); Berrydale (205 residents, $74,327 income). Outside the state, the closest population matches in this dataset are Boligee, AL (213 residents); Chunchula, AL (213 residents); Cibola, AZ (213 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the journey to work look like in Cloud Lake?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.
Driving alone is the largest reported mode at 86.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Below median income · poverty 0.0% (Very low poverty)
Cost of Living Index (state)
103.4 (US=100)
Above-average cost · BEA RPP 2024, Florida average
D
City profile score · Cloud Lake, FL
47/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Household income D
$69,886
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Bachelor's+ share F
8.6%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Cloud Lake profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 100/100 (A+) · 0.0%
Household income: 49/100 (D) · $69,886
Cost of living: 25/100 (F) · 103.4 index
Bachelor's+ share: 3/100 (F) · 8.6%
How does Cloud Lake compare to other US cities?
Here's how Cloud Lake stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income49% higher than other cities
Home value51% pricier than other cities
Median rent73% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Cloud Lake against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places Cloud Lake near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Cloud Lake ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cloud Lake only against its own state's cities, not the full US field.
Median Household Income
#426 of 903
53rd percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#619 of 894
31st percentile in Florida
Poverty Rate
#855 of 930
0th percentile in Florida
Bachelor's Degree or Higher
#850 of 930
8th percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
49th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Cloud Lake's home value compares nationally
Median home value vs. every US city (population 1,000+)
$232,10049th percentilemore affordable than 49% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Cloud Lake's home-value-to-income ratio: 3.3×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#8,214 of 15,516
More affordable than 47% of tracked cities (pop. 1,000+)
Size class
#6,709 of 11,323
Micro cities (under 10,000)
At 3.3×, Cloud Lake sits in the moderate band:
national rank #8,214 of 15,516 and #6,709 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$69,886Cloud Lake, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Cloud Lake, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Cloud Lake, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)8.6%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)67.5%
Census ACS S2301, share of working-age residents in the labor force
Population
213
Median Income
$69,886
Median Home Value
$232,100
Median Age
33.0
Poverty Rate
0.0%
Labor force participation
67.5%
Bachelor's Degree+
8.6%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Cloud Lake's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
137 residents
2021
136 residents
2022
138 residents
2023
143 residents
2024
142 residents
2025
141 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
1
1
0
$0.3M
2020
0
0
0
-
2021
0
0
0
-
2022
2
2
0
$0.5M
2023
0
0
0
-
2024
0
0
0
-
Permit volume decreased 100% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
86.8%
Carpool
6.6%
Public Transit
0.0%
Walk
2.8%
Work from Home
3.8%
Based on 106 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for Cloud Lake. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Cloud Lake is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Cloud Lake sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Cloud Lake compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.