City profile · Maryland · Census ACS 2023

Chance, MD

Population, income, housing, safety, climate and schools for Chance - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

218
Residents
$63,500
Median income
$229,800
Median home
$1,167
Median rent (state)

Chance - the verdict

Measured against every US city with at least 1,000 residents, Chance lands in the 41st percentile for household income. Source: Census ACS.

41st
percentile, household income
51st
percentile, home value
34th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Chance, MD

Census ACS 2023 estimates count 218 residents in Chance, a small town within Maryland. Chance households earn a median of $63,500 annually, below the median for U.S. cities on this measure, with a poverty rate of 0.0%. Chance's housing stock carries a median value of $229,800, and the median resident age is 62.1 years. Educational attainment runs 4.5% of adults with a bachelor's degree or higher. Separately, 45.6% of working-age residents are in the labor force.

Maryland carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Maryland at 105.0 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,167 per month. EIA 2023 residential energy data puts Maryland's average monthly utility costs around $255 (state average). On FEMA's National Risk Index, this area rates 59.6 out of 100 for natural-hazard exposure (Moderate).

Population

218 residents

Census ACS 2023 - Maryland

Median Household Income

$63,500 /yr

Poverty 0.0%

Cost of Living Index (state)

105.0 (US=100)

Above Average - BEA RPP 2024, Maryland average

How does Chance compare to other US cities?

Here's how Chance stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 41% higher than other cities
Home value 51% pricier than other cities
Median rent 34% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Chance's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Maryland, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

41stIncome percentile

41st percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Chance's home value compares nationally

Median home value vs. every US city (population 1,000+)

$229,800 49th percentile more affordable than 49% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). This entry sits in this band. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Chance $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Chance, MD Chance, MD's reported median household income shown against the U.S. national quintile-share pattern (not Chance, MD-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Chance, MD median $63,500/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Chance, MD's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Chance, MD. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 4.5%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 45.6%

Census ACS S2301, share of working-age residents in the labor force

Population
218
Median Income
$63,500
Median Home Value
$229,800
Median Age
62.1
Poverty Rate
0.0%
Labor force participation
45.6%
Bachelor's Degree+
4.5%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
61.3%
Carpool
22.6%
Public Transit
0.0%
Walk
3.2%
Work from Home
12.9%

Based on 93 workers 16 and over.

Monthly Utility Costs

State-average estimates for Maryland - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$255
estimated/month

Estimates reflect Maryland state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Maryland state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Chance sits in

Cost of Living Index
105.0
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,167/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
59.6 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Maryland

Powellville
213 people
Bagtown
226 people
Barnesville
207 people
Dames Quarter
207 people
Barclay
203 people
Kennedyville
203 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Chance's 218 residents (Census ACS 5-Year 2023).

Loachapoka, AL
218 people
Houston, AR
218 people
Jackson Lake, CO
218 people
Farmington, DE
218 people
Cedar Point, IL
218 people
Ridgefield, IL
218 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Chance's $63,500 (Census ACS 5-Year 2023, table B19013).

Harvel, IL
$63,500 median income
Pearl City, IL
$63,500 median income
La Crosse, IN
$63,500 median income
Wilkinson, IN
$63,500 median income
Morning Sun, IA
$63,500 median income
Dollar Bay, MI
$63,500 median income

Race & Ethnicity Composition

Race and ethnicity - Chance, MD Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Chance, MD - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 72.5% 12.4% 15.1% ETHNICITY, Hispanic or Latino (any race) 15.1% White 72.5% Black or African American 12.4% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 15.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Chance compares to nearby Maryland cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Chance (this city) 218 $63,500
Powellville 213 $98,281
Bagtown 226 $89,688
Barnesville 207 $223,750
Census ACS 5-year FIPS MD OMB Bulletin 23-01

What do people ask about Chance, MD?

What is the population of Chance, MD? +

Chance, MD has a population of 218 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Chance, MD? +

Median annual household income in Chance runs $63,500, based on Census ACS 2023 data.

What is the cost of living in Chance? +

BEA does not publish a city-level cost-of-living figure for Chance; the closest available measure is the Maryland state average, a cost of living index of 105.0 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Maryland vary by metro area.

What is the median home value in Chance, MD? +

Chance's median home value sits at $229,800, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.