City profile · Maryland · Census ACS 2023

Spencerville, MD

Population, income, housing, safety, climate and schools for Spencerville - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,433
Residents
$626,100
Median home
$1,857
Median rent (state)

Spencerville - the verdict

1,433 people call Spencerville, Maryland home. Source: Census ACS.

90th
percentile, home value
78th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Spencerville, MD

Spencerville is a small town in Maryland, home to 1,433 residents per U.S. Census Bureau ACS 2023 estimates. Home values in Spencerville run a median of $626,100, and the median resident age is 42.4 years. About 43.2% of adults hold a bachelor's degree or higher, while 63.7% of working-age residents are in the labor force.

Maryland carries a cost-of-living premium: the state registers 105.0 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,857 per month statewide. EIA 2023 residential energy data puts Maryland's average monthly utility costs around $255 (state average). On FEMA's National Risk Index, this area rates 72.4 out of 100 for natural-hazard exposure (High).

Population

1,433 residents

Census ACS 2023 - Maryland

Median Household Income

N/A /yr

Poverty 14.3%

Cost of Living Index (state)

105.0 (US=100)

Above Average - BEA RPP 2024, Maryland average

How does Spencerville compare to other US cities?

Where Spencerville sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Home value 90% pricier than other cities
Median rent 78% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Spencerville against every qualifying US city; each in-state rank narrows that to Maryland only. Full formula and direction notes: methodology.

Maryland-relative analysis

Median Home Value places Spencerville toward the top of Maryland's cities

Among the 450 Maryland cities PlainCities tracks with reported median home value data, Spencerville ranks #49 - the 89th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Spencerville only against its own state's cities, not the full US field.

Median Gross Rent
#180 of 479
38th percentile in Maryland
Median Home Value
#49 of 450
89th percentile in Maryland
Poverty Rate
#67 of 479
86th percentile in Maryland
Bachelor's Degree or Higher
#156 of 479
67th percentile in Maryland

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Maryland only, not a livability score. See the methodology for the source and calculation.

How Spencerville's home value compares nationally

Median home value vs. every US city (population 1,000+)

$626,100 10th percentile more affordable than 10% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). This entry sits in this band. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Spencerville $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Median household income is not available for Spencerville in the current Census ACS release (common for very small places).

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 43.2%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 14.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 63.7%

Census ACS S2301, share of working-age residents in the labor force

Population
1,433
Median Income
N/A
Median Home Value
$626,100
Median Age
42.4
Poverty Rate
14.3%
Labor force participation
63.7%
Bachelor's Degree+
43.2%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
62.7%
Carpool
1.9%
Public Transit
0.7%
Walk
0.0%
Work from Home
34.8%

Based on 742 workers 16 and over.

Monthly Utility Costs

State-average estimates for Maryland - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$80
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$255
estimated/month

Estimates reflect Maryland state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Maryland state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Spencerville sits in

Cost of Living Index
105.0
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,857/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
72.4 / 100
High
FEMA NRI composite score (county)

Similar Cities in Maryland

Fairmount Heights
1,429 people
Charlotte Hall
1,448 people
Woodsboro
1,394 people
St. Michaels
1,381 people
Queen Anne
1,374 people
Libertytown
1,368 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Spencerville's 1,433 residents (Census ACS 5-Year 2023).

Trafalgar, IN
1,433 people
Atkinson, NE
1,433 people
Minetto, NY
1,433 people
Bratenahl, OH
1,433 people
Wayne, WV
1,433 people
Georgiana, AL
1,432 people

Race & Ethnicity Composition

Race and ethnicity - Spencerville, MD Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Spencerville, MD - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 62.2% 8.1% 16.1% 9.0% ETHNICITY, Hispanic or Latino (any race) 25.6% White 62.2% Black or African American 8.1% Asian 16.1% American Indian 0.0% Native Hawaiian 0.0% Some other race 4.7% Two or more races 9.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Spencerville compares to nearby Maryland cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Spencerville (this city) 1,433 N/A
Fairmount Heights 1,429 $92,321
Charlotte Hall 1,448 $108,936
Woodsboro 1,394 $115,583
Census ACS 5-year FIPS MD OMB Bulletin 23-01

What do people ask about Spencerville, MD?

What is the population of Spencerville, MD? +

1,433 people live in Spencerville, MD according to U.S. Census Bureau ACS 2023 estimates.

What is the cost of living in Spencerville? +

BEA does not publish a city-level cost-of-living figure for Spencerville; the closest available measure is the Maryland state average, a cost of living index of 105.0 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Maryland vary by metro area.

What is the median home value in Spencerville, MD? +

The median home value in Spencerville is $626,100, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.