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Place dossier plate
SheetMD-SPENCERVILLE-MD · Spencerville, MD 1,433 pop
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Spencerville on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,433.
1,433 people call Spencerville, Maryland home. Source: Census ACS.
90th
percentile, home value
84th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Spencerville, MD
Spencerville is a small town in Maryland, home to 1,433 residents per U.S. Census Bureau ACS 2023 estimates. Home values in Spencerville run a median of $626,100, and the median resident age is 42.4 years. About 43.2% of adults hold a bachelor's degree or higher, while 63.7% of working-age residents are in the labor force.
Maryland carries a cost-of-living premium: the state registers 105.0 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,657 per month statewide. EIA 2023 residential energy data puts Maryland's average monthly utility costs around $255 (state average). On FEMA's National Risk Index, this area rates 60.2 out of 100 for natural-hazard exposure (Moderate).
A decision-led reading path
Useful questions to ask of Spencerville's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Spencerville, city-specific coverage includes commute-mode shares.
No matched row is reported here for within-city Census tract profiles, matched public-school count, FBI reported-crime rates, local building permits, annual population history; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Spencerville?
Within Maryland, the closest population matches are Fairmount Heights (1,429 residents, $92,321 income); Charlotte Hall (1,448 residents, $108,936 income); Woodsboro (1,394 residents, $115,583 income). Outside the state, the closest population matches in this dataset are Trafalgar, IN (1,433 residents); Atkinson, NE (1,433 residents); Minetto, NY (1,433 residents). These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the journey to work look like in Spencerville?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 62.7%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share B+
43.2%
Adults with a bachelor's degree or higher; ACS.
Poverty rate F
14.3%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
105.0 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income N/A
N/A
No ACS median household income on file for this place.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Spencerville profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 78/100 (B+) · 43.2%
Poverty rate: 24/100 (F) · 14.3%
Cost of living: 21/100 (F) · 105.0 index
How does Spencerville compare to other US cities?
Where Spencerville sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Home value90% pricier than other cities
Median rent84% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Spencerville against every qualifying US city; each in-state rank narrows that to Maryland only. Full formula and direction notes: methodology.
Maryland-relative analysis
Median Gross Rent places Spencerville near the bottom of Maryland's cities
Among the 479 Maryland cities PlainCities tracks with reported median gross rent data, Spencerville ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Spencerville only against its own state's cities, not the full US field.
Median Gross Rent
#1 of 479
0th percentile in Maryland
Median Home Value
#49 of 450
89th percentile in Maryland
Poverty Rate
#67 of 479
86th percentile in Maryland
Bachelor's Degree or Higher
#156 of 479
67th percentile in Maryland
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Maryland only, not a livability score. See the methodology for the source and calculation.
How Spencerville's home value compares nationally
Median home value vs. every US city (population 1,000+)
$626,10010th percentilemore affordable than 10% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Income distribution context
Median household income is not available for Spencerville in the current Census ACS release (common for very small places).
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)43.2%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)14.3%
Census ACS S1701, poverty status
Labor force participation (adults 16+)63.7%
Census ACS S2301, share of working-age residents in the labor force
Population
1,433
Median Income
N/A
Median Home Value
$626,100
Median Age
42.4
Poverty Rate
14.3%
Labor force participation
63.7%
Bachelor's Degree+
43.2%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
62.7%
Carpool
1.9%
Public Transit
0.7%
Walk
0.0%
Work from Home
34.8%
Based on 742 workers 16 and over.
Monthly Utility Costs
Maryland statewide monthly utility average (EIA 2023): $255
EIA 2023 residential energy data puts average monthly utilities across Maryland at $255 (electricity about $120 , water and sewer about $55 ).
These are Maryland statewide averages, not a meter reading for Spencerville. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Maryland's BEA cost-of-living index is 105.0 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Spencerville is $1,657/mo. FEMA's National Risk Index, averaged to Maryland statewide on PlainCities, rates natural-hazard exposure at 60.2 / 100 (Moderate).
Cost/risk geography note
Cost of living is a Maryland statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Spencerville sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Spencerville compares to similar-size Maryland cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.