City profile · Minnesota · Census ACS 2023

Finland, MN

Population, income, housing, safety, climate and schools for Finland - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

220
Residents
$51,875
Median income
$122,600
Median home
$1,277
Median rent (state)

Finland - the verdict

Out of every US city with 1,000+ residents, Finland places in the 22nd percentile for household income. Source: Census ACS.

22nd
percentile, household income
18th
percentile, home value
44th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Finland, MN

Finland is a small town in Minnesota, home to 220 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $51,875 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 0.0%. Home values in Finland run a median of $122,600, and the median resident age is 54.9 years. 10.7% of adults here have a bachelor's degree or higher; 38.3% of working-age residents are in the labor force.

Minnesota tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Minnesota at 98.6 on a 100-equals-national-average scale (Near Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,277 per month. Statewide, average monthly utility bills in Minnesota run around $225, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 33.9 out of 100 (Very Low).

Population

220 residents

Census ACS 2023 - Minnesota

Median Household Income

$51,875 /yr

Poverty 0.0%

Cost of Living Index (state)

98.6 (US=100)

Near Average - BEA RPP 2024, Minnesota average

How does Finland compare to other US cities?

Finland measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 22% higher than other cities
Home value 18% pricier than other cities
Median rent 44% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Finland against every qualifying US city; each in-state rank narrows that to Minnesota only. Full formula and direction notes: methodology.

Minnesota-relative analysis

Poverty Rate places Finland near the bottom of Minnesota's cities

Among the 785 Minnesota cities PlainCities tracks with reported poverty rate data, Finland ranks #693 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Finland only against its own state's cities, not the full US field.

Median Household Income
#643 of 775
17th percentile in Minnesota
Median Gross Rent
#198 of 785
74th percentile in Minnesota
Median Home Value
#556 of 774
28th percentile in Minnesota
Poverty Rate
#693 of 785
0th percentile in Minnesota
Bachelor's Degree or Higher
#668 of 784
15th percentile in Minnesota

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Minnesota only, not a livability score. See the methodology for the source and calculation.

22ndIncome percentile

22nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Finland's home value compares nationally

Median home value vs. every US city (population 1,000+)

$122,600 Among the most affordable more affordable than 82% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). This entry sits in this band. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Finland $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Finland, MN Finland, MN's reported median household income shown against the U.S. national quintile-share pattern (not Finland, MN-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Finland, MN median $51,875/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Finland, MN's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Finland, MN. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 10.7%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 38.3%

Census ACS S2301, share of working-age residents in the labor force

Population
220
Median Income
$51,875
Median Home Value
$122,600
Median Age
54.9
Poverty Rate
0.0%
Labor force participation
38.3%
Bachelor's Degree+
10.7%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
84.8%
Carpool
5.1%
Public Transit
0.0%
Walk
0.0%
Work from Home
10.1%

Based on 79 workers 16 and over.

Monthly Utility Costs

State-average estimates for Minnesota - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$85
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Minnesota state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Minnesota state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Finland sits in

Cost of Living Index
98.6
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,277/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
33.9 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in Minnesota

Calumet
219 people
Greenwald
221 people
Hayward
219 people
Heidelberg
221 people
Williams
219 people
Chickamaw Beach
218 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Finland's 220 residents (Census ACS 5-Year 2023).

Talladega Springs, AL
220 people
St. Michael, AK
220 people
Dateland, AZ
220 people
St. Francis, AR
220 people
Summertown, GA
220 people
Lerna, IL
220 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Finland's $51,875 (Census ACS 5-Year 2023, table B19013).

Savoonga, AK
$51,875 median income
Hector, AR
$51,875 median income
Fleming, CO
$51,875 median income
Chestnut, IL
$51,875 median income
Henderson, IL
$51,875 median income
Lomax, IL
$51,875 median income

Race & Ethnicity Composition

Race and ethnicity - Finland, MN Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Finland, MN - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 96.4% ETHNICITY, Hispanic or Latino (any race) 0.0% White 96.4% Black or African American 0.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 3.6% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Finland compares to nearby Minnesota cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Finland (this city) 220 $51,875
Calumet 219 $40,833
Greenwald 221 $67,083
Hayward 219 $53,750
Census ACS 5-year FIPS MN OMB Bulletin 23-01

What do people ask about Finland, MN?

What is the population of Finland, MN? +

Finland, MN counts 220 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Finland, MN? +

In Finland, the typical household earns $51,875 per year, based on Census ACS 2023 data.

What is the cost of living in Finland? +

BEA does not publish a city-level cost-of-living figure for Finland; the closest available measure is the Minnesota state average, a cost of living index of 98.6 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Minnesota vary by metro area.

What is the median home value in Finland, MN? +

A typical home in Finland is worth $122,600, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.