City profile · Minnesota · Census ACS 2023

Lutsen, MN

Lutsen's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

234
Residents
$78,750
Median income
$347,500
Median home
$1,125
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Lutsen.

Place dossier plate

Sheet MN-LUTSEN-MN · Lutsen, MN 234 pop · income 60th pct

POP-VILLAGE · INC-HIGH · COL-PAR · SAFE-UNK · RANK-UPPER · PHOTO-FINISH · HOME-MID · BOOK-UNK

  • POP-VILLAGE 234
  • INC-HIGH $78,750
  • COL-PAR 98.6
  • SAFE-UNK Safety pending
  • RANK-UPPER 60th
  • PHOTO-FINISH ≈ Phoenix Lake
  • HOME-MID $347,500
  • BOOK-UNK Tracts pending

Nearest income peer: Phoenix Lake, CA (+ $0 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Lutsen

Lowest/highest poles plus peers nearest Lutsen on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Lutsen on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 234.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $78,750. Population peers are excluded.

4 peers

Lutsen - the verdict

Measured against every US city with at least 1,000 residents, Lutsen lands in the 60th percentile for household income. Source: Census ACS.

60th
percentile, household income
72nd
percentile, home value
36th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Lutsen, MN

Minnesota's Lutsen is a small town, with 234 residents per the latest Census Bureau ACS figures. Median household income here is $78,750 per year, above the median for U.S. cities on this measure, with a poverty rate of 0.0%. Home values in Lutsen run a median of $347,500, and the median resident age is 52.1 years. 64.8% of adults here have a bachelor's degree or higher; 66.7% of working-age residents are in the labor force.

The annual average temperature per NOAA climate normals runs 36.7°F.

Minnesota tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Minnesota at 98.6 on a 100-equals-national-average scale (Near Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,125 per month. EIA 2023 residential energy data puts Minnesota's average monthly utility costs around $225 (state average). On FEMA's National Risk Index, this area rates 42.4 out of 100 for natural-hazard exposure (Low).

A decision-led reading path

Useful questions to ask of Lutsen's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to climate and hazard context to comparison shortlist to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Lutsen, city-specific coverage includes commute-mode shares. No matched row is reported here for FBI reported-crime rates, matched public-school count, local building permits, within-city Census tract profiles, annual population history; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

What does the journey to work look like in Lutsen?

Driving alone is the largest reported mode at 74.4%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.

Compare commute patterns →

2. Climate and hazard context

What physical conditions frame life in Lutsen?

The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.

NOAA normals put the annual mean temperature at 36.7°F. FEMA's state-averaged National Risk Index score for Minnesota is 42.4 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.

Read the source boundaries →

3. Comparison shortlist

Which cities make useful reference points for Lutsen?

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Within Minnesota, the closest population matches are Bellechester (234 residents, $59,375 income); Ogema (233 residents, $51,875 income); Dent (232 residents, $46,250 income). Outside the state, the closest population matches in this dataset are Lower Kalskag, AK (234 residents); Garner, AR (234 residents); Manchester, CA (234 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Open a side-by-side comparison →

4. Housing and income

How far does income reach against housing in Lutsen?

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.

The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.4 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.

Compare the housing trade-off →

Population

234 residents

Micro place (under 10k)

Median Household Income

$78,750 /yr

Above median income · poverty 0.0% (Very low poverty)

Cost of Living Index (state)

98.6 (US=100)

Above-average cost · BEA RPP 2024, Minnesota average

City profile score · Lutsen, MN

72/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Poverty rate A+
0.0%

Share of residents below the poverty line; lower scores better on this axis.

Bachelor's+ share A+
64.8%

Adults with a bachelor's degree or higher; ACS.

Household income C
$78,750

Median household income vs U.S. cities (pop ≥1,000); ACS.

Cost of living D
98.6 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Lutsen profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Poverty rate, Bachelor's+ share, Household income, Cost of living. Poverty rateBachelor's+ shareHousehold incomeCost of living 72 B
Lutsen profile (scored ACS/FBI dimensions)
Read the chart values
  • Poverty rate: 100/100 (A+) · 0.0%
  • Bachelor's+ share: 94/100 (A+) · 64.8%
  • Household income: 58/100 (C) · $78,750
  • Cost of living: 46/100 (D) · 98.6 index

How does Lutsen compare to other US cities?

Lutsen measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 60% higher than other cities
Home value 72% pricier than other cities
Median rent 36% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Lutsen against every qualifying US city; each in-state rank narrows that to Minnesota only. Full formula and direction notes: methodology.

Minnesota-relative analysis

Median Gross Rent places Lutsen near the bottom of Minnesota's cities

Among the 785 Minnesota cities PlainCities tracks with reported median gross rent data, Lutsen ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Lutsen only against its own state's cities, not the full US field.

Median Household Income
#270 of 775
65th percentile in Minnesota
Median Gross Rent
#1 of 785
0th percentile in Minnesota
Median Home Value
#96 of 774
87th percentile in Minnesota
Poverty Rate
#693 of 785
0th percentile in Minnesota
Bachelor's Degree or Higher
#21 of 784
97th percentile in Minnesota
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Minnesota only, not a livability score. See the methodology for the source and calculation.

60thIncome percentile
Gauge source note

60th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Lutsen's home value compares nationally

Median home value vs. every US city (population 1,000+)

$347,500 28th percentile more affordable than 28% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). This entry sits in this band. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Lutsen $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Lutsen's home-value-to-income ratio: 4.4×

ACS median home value divided by median household income.

Band
moderate
3.0–5.0×
National rank
#11,801 of 15,516
More affordable than 24% of tracked cities (pop. 1,000+)
Size class
#9,064 of 11,323
Micro cities (under 10,000)

At 4.4×, Lutsen sits in the moderate band: national rank #11,801 of 15,516 and #9,064 of 11,323micro cities (under 10,000). Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$78,750 Lutsen, MN median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Lutsen, MN Lutsen, MN's median household income ($78,750) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Lutsen, MN-specific shares. $ Household Income Distribution Lutsen, MN median $78,750/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Lutsen, MN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Lutsen, MN.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 64.8%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 66.7%

Census ACS S2301, share of working-age residents in the labor force

Population
234
Median Income
$78,750
Median Home Value
$347,500
Median Age
52.1
Poverty Rate
0.0%
Labor force participation
66.7%
Bachelor's Degree+
64.8%

Climate

Avg Temperature
36.7°F
Annual Precipitation
N/A
Annual Snowfall
N/A

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
74.4%
Carpool
3.2%
Public Transit
0.0%
Walk
0.0%
Work from Home
22.4%

Based on 156 workers 16 and over.

Monthly Utility Costs

Minnesota statewide monthly utility average (EIA 2023): $225

EIA 2023 residential energy data puts average monthly utilities across Minnesota at $225 (electricity about $95 , water and sewer about $45 ).

These are Minnesota statewide averages, not a meter reading for Lutsen. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Minnesota's BEA cost-of-living index is 98.6 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Lutsen is $1,125/mo. FEMA's National Risk Index, averaged to Minnesota statewide on PlainCities, rates natural-hazard exposure at 42.4 / 100 (Low).

Cost/risk geography note

Cost of living is a Minnesota statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Lutsen sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Lutsen compares to similar-size Minnesota cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Lutsen (this city) 234 $78,750
Bellechester 234 $59,375
Ogema 233 $51,875
Dent 232 $46,250
NOAA Normals
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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