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Place dossier plate
SheetMN-MINNETONKA-BEACH-MN · Minnetonka Beach, MN 410 pop · income 99th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Minnetonka Beach
Lowest/highest poles plus peers nearest Minnetonka Beach on median household income. Full ladder: /browse and /rankings.
median HH income
Dozier · lowest
45,882
Dozier · lowest
45,882 median HH income
18.4% of the leader · rank #1
Minnetonka Be… · this city
250,001
Minnetonka Be… · this city
250,001 median HH income
100.0% of the leader · rank #2
Castle Hill · highest
250,001
Castle Hill · highest
250,001 median HH income
100.0% of the leader · rank #3
Alamo · near
250,001
Alamo · near
250,001 median HH income
100.0% of the leader · rank #4
Atherton · near
250,001
Atherton · near
250,001 median HH income
100.0% of the leader · rank #5
Bell Canyon · near
250,001
Bell Canyon · near
250,001 median HH income
100.0% of the leader · rank #6
Belvedere · near
250,001
Belvedere · near
250,001 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Minnetonka Beach on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 410.
Minnetonka Beach ranks in the 99th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.
99th
percentile, household income
99th
percentile, home value
36th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Minnetonka Beach, MN
Minnesota's Minnetonka Beach is a small town, with 410 residents per the latest Census Bureau ACS figures. Median household income in Minnetonka Beach is reported as $250,000+ under the Census ACS top-code, meaning $250,000 or more rather than an exact figure, with a poverty rate of 0.0%. Home values in Minnetonka Beach sit on the ACS top-code of $2,000,000+; the true median is at least that high and is not published exactly, and the median resident age is 49.1 years. About 74.8% of adults hold a bachelor's degree or higher, while 62.1% of working-age residents are in the labor force.
In 2024, 1 residential building permits were authorized in Minnetonka Beach (Construction Slowdown), down 75% from five years earlier, per Census BPS data.
Minnesota tracks close to the national cost-of-living baseline: the state registers 98.6 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $1,125 per month. EIA 2023 residential energy data puts Minnesota's average monthly utility costs around $225 (state average). On FEMA's National Risk Index, this area rates 42.4 out of 100 for natural-hazard exposure (Low).
A decision-led reading path
Useful questions to ask of Minnetonka Beach's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to comparison shortlist; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Minnetonka Beach, city-specific coverage includes local building permits, commute-mode shares.
No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates, annual population history, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Minnetonka Beach?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 8.0 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
What does the journey to work look like in Minnetonka Beach?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 59.1%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Which cities make useful reference points for Minnetonka Beach?
Within Minnesota, the closest population matches are Ashby (411 residents, $55,250 income); Canton (409 residents, $50,556 income); Pine Springs (412 residents, $167,750 income). Outside the state, the closest population matches in this dataset are Dozier, AL (410 residents); Lazy Y U, AZ (410 residents); Bellflower, IL (410 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Top-coded income · poverty 0.0% (Very low poverty)
Cost of Living Index (state)
98.6 (US=100)
Above-average cost · BEA RPP 2024, Minnesota average
Note: Census ACS censors the tails of median household income ($250,000+ / under $2,500) and median home value ($2,000,000+ / under $10,000).
Minnetonka Beach's income is shown as $250,000+ - a bound shared with other high-income places, not an exact annual figure. Home value is shown as $2,000,000+ for the same reason.
A
City profile score · Minnetonka Beach, MN
87/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Household income A+
$250,000+
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share A+
74.8%
Adults with a bachelor's degree or higher; ACS.
Cost of living D
98.6 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Minnetonka Beach profile (scored ACS/FBI dimensions)Read the chart values
Household income: 100/100 (A+) · $250,000+
Poverty rate: 100/100 (A+) · 0.0%
Bachelor's+ share: 100/100 (A+) · 74.8%
Cost of living: 46/100 (D) · 98.6 index
How does Minnetonka Beach compare to other US cities?
Here's how Minnetonka Beach stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income99% higher than other cities
Home value99% pricier than other cities
Median rent36% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Minnetonka Beach against every qualifying US city; each in-state rank narrows that to Minnesota only. Full formula and direction notes: methodology.
Minnesota-relative analysis
Median Gross Rent places Minnetonka Beach near the bottom of Minnesota's cities
Among the 785 Minnesota cities PlainCities tracks with reported median gross rent data, Minnetonka Beach ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Minnetonka Beach only against its own state's cities, not the full US field.
Median Household Income
#1 of 775
100th percentile in Minnesota
Median Gross Rent
#1 of 785
0th percentile in Minnesota
Median Home Value
#1 of 774
100th percentile in Minnesota
Poverty Rate
#693 of 785
0th percentile in Minnesota
Bachelor's Degree or Higher
#6 of 784
99th percentile in Minnesota
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Minnesota only, not a livability score. See the methodology for the source and calculation.
Gauge source note
99th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Minnetonka Beach's home value compares nationally
Median home value vs. every US city (population 1,000+)
$2,000,000+1st percentilemore affordable than 1% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#15,011 of 15,516
More affordable than 3% of tracked cities (pop. 1,000+)
Size class
#11,013 of 11,323
Micro cities (under 10,000)
At 8.0×, Minnetonka Beach sits in the pressured band:
national rank #15,011 of 15,516 and #11,013 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$250,000+Minnetonka Beach, MN median household income (Census ACS)
Show U.S. national quintile / Lorenz context Minnetonka Beach, MN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Minnetonka Beach, MN.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)74.8%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)62.1%
Census ACS S2301, share of working-age residents in the labor force
Population
410
Median Income
$250,000+
Median Home Value
$2,000,000+
Median Age
49.1
Poverty Rate
0.0%
Labor force participation
62.1%
Bachelor's Degree+
74.8%
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
1
housing units authorized
Single-Family
1
detached homes
Multifamily
0
apartments & condos
Supply Intensity
2.4
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
4
4
0
$5.9M
2020
3
3
0
$4.3M
2021
3
3
0
$2.2M
2022
4
4
0
$8.4M
2023
1
1
0
$1.8M
Permit volume decreased 75% from 2019 to 2023.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
59.1%
Carpool
9.8%
Public Transit
0.0%
Walk
1.0%
Work from Home
30.1%
Based on 193 workers 16 and over.
Monthly Utility Costs
Minnesota statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Minnesota at $225 (electricity about $95 , water and sewer about $45 ).
These are Minnesota statewide averages, not a meter reading for Minnetonka Beach. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Minnesota's BEA cost-of-living index is 98.6 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Minnetonka Beach is $1,125/mo. FEMA's National Risk Index, averaged to Minnesota statewide on PlainCities, rates natural-hazard exposure at 42.4 / 100 (Low).
Cost/risk geography note
Cost of living is a Minnesota statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Minnetonka Beach sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Minnetonka Beach compares to similar-size Minnesota cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.