City profile · Minnesota · Census ACS 2023

Silver Creek, MN

Silver Creek's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

156
Residents
$66,500
Median income
$400,000
Median home
$1,125
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for Silver Creek.

Place dossier plate

Sheet MN-SILVER-CREEK-MN · Silver Creek, MN 156 pop · income 45th pct

POP-VILLAGE · INC-MID · COL-PAR · SAFE-UNK · RANK-MID · PHOTO-FINISH · HOME-HIGH · BOOK-UNK

  • POP-VILLAGE 156
  • INC-MID $66,500
  • COL-PAR 98.6
  • SAFE-UNK Safety pending
  • RANK-MID 45th
  • PHOTO-FINISH ≈ Fontanelle
  • HOME-HIGH $400,000
  • BOOK-UNK Tracts pending

Nearest income peer: Fontanelle, IA (+ $0 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Silver Creek

Lowest/highest poles plus peers nearest Silver Creek on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Silver Creek on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 156.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $66,500. Population peers are excluded.

4 peers

Silver Creek - the verdict

Nationally, Silver Creek sits in the 45th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

45th
percentile, household income
77th
percentile, home value
36th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Silver Creek, MN

156 people live in Silver Creek, Minnesota - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in Silver Creek brings in $66,500 a year, below the median for U.S. cities on this measure, with a poverty rate of 9.8%. Home values in Silver Creek run a median of $400,000, and the median resident age is 64.8 years. 14.3% of adults here have a bachelor's degree or higher; 46.4% of working-age residents are in the labor force.

Minnesota tracks close to the national cost-of-living baseline: on BEA's 100-equals-national-average cost index, Minnesota scores 98.6 (Near Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,125 per month statewide. Monthly utility costs average around $225 across Minnesota, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 42.4 out of 100 (Low).

A decision-led reading path

Useful questions to ask of Silver Creek's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to housing and income to work and mobility; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Silver Creek, city-specific coverage includes commute-mode shares. No matched row is reported here for local building permits, FBI reported-crime rates, matched public-school count, annual population history, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

Which cities make useful reference points for Silver Creek?

Within Minnesota, the closest population matches are Erhard (156 residents); Kinney (156 residents, $53,438 income); Big Falls (157 residents, $26,071 income). Outside the state, the closest population matches in this dataset are Hobson, AL (156 residents); Fisher, AR (156 residents); Rover, AR (156 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

Question 2

How far does income reach against housing in Silver Creek?

The home-value-to-income reference is comparatively stretched: the ACS median home value is 6.0 times median household income. The ACS poverty estimate is 9.8%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.

Compare the housing trade-off →

3. Work and mobility

What does the journey to work look like in Silver Creek?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. The profile is strongly car-oriented, so a relocation comparison should put trip distance, vehicle access, and household fuel costs ahead of a citywide commute average. The same-state peer links offer a more relevant benchmark than a national label.

Driving alone is the largest reported mode at 85.9%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Compare commute patterns →

Population

156 residents

Micro place (under 10k)

Median Household Income

$66,500 /yr

Below median income · poverty 9.8% (Above-median poverty)

Cost of Living Index (state)

98.6 (US=100)

Above-average cost · BEA RPP 2024, Minnesota average

City profile score · Silver Creek, MN

39/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Cost of living D
98.6 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Household income D
$66,500

Median household income vs U.S. cities (pop ≥1,000); ACS.

Poverty rate D
9.8%

Share of residents below the poverty line; lower scores better on this axis.

Bachelor's+ share F
14.3%

Adults with a bachelor's degree or higher; ACS.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Silver Creek profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Cost of living, Household income, Poverty rate, Bachelor's+ share. Cost of livingHousehold incomePoverty rateBachelor's+ share 39 F
Silver Creek profile (scored ACS/FBI dimensions)
Read the chart values
  • Cost of living: 46/100 (D) · 98.6 index
  • Household income: 44/100 (D) · $66,500
  • Poverty rate: 40/100 (D) · 9.8%
  • Bachelor's+ share: 18/100 (F) · 14.3%

How does Silver Creek compare to other US cities?

Where Silver Creek sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 45% higher than other cities
Home value 77% pricier than other cities
Median rent 36% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Silver Creek against every qualifying US city; each in-state rank narrows that to Minnesota only. Full formula and direction notes: methodology.

Minnesota-relative analysis

Median Gross Rent places Silver Creek near the bottom of Minnesota's cities

Among the 785 Minnesota cities PlainCities tracks with reported median gross rent data, Silver Creek ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Silver Creek only against its own state's cities, not the full US field.

Median Household Income
#409 of 775
47th percentile in Minnesota
Median Gross Rent
#1 of 785
0th percentile in Minnesota
Median Home Value
#61 of 774
92nd percentile in Minnesota
Poverty Rate
#205 of 785
73rd percentile in Minnesota
Bachelor's Degree or Higher
#578 of 784
26th percentile in Minnesota
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Minnesota only, not a livability score. See the methodology for the source and calculation.

45thIncome percentile
Gauge source note

45th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Silver Creek's home value compares nationally

Median home value vs. every US city (population 1,000+)

$400,000 23rd percentile more affordable than 23% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). This entry sits in this band. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Silver Creek $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Silver Creek's home-value-to-income ratio: 6.0×

ACS median home value divided by median household income.

Band
pressured
> 5.0×
National rank
#14,107 of 15,516
More affordable than 9% of tracked cities (pop. 1,000+)
Size class
#10,463 of 11,323
Micro cities (under 10,000)

At 6.0×, Silver Creek sits in the pressured band: national rank #14,107 of 15,516 and #10,463 of 11,323micro cities (under 10,000). Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$66,500 Silver Creek, MN median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Silver Creek, MN Silver Creek, MN's median household income ($66,500) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Silver Creek, MN-specific shares. $ Household Income Distribution Silver Creek, MN median $66,500/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Silver Creek, MN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Silver Creek, MN.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 14.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 9.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 46.4%

Census ACS S2301, share of working-age residents in the labor force

Population
156
Median Income
$66,500
Median Home Value
$400,000
Median Age
64.8
Poverty Rate
9.8%
Labor force participation
46.4%
Bachelor's Degree+
14.3%

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
85.9%
Carpool
6.3%
Public Transit
0.0%
Walk
0.0%
Work from Home
7.8%

Based on 64 workers 16 and over.

Monthly Utility Costs

Minnesota statewide monthly utility average (EIA 2023): $225

EIA 2023 residential energy data puts average monthly utilities across Minnesota at $225 (electricity about $95 , water and sewer about $45 ).

These are Minnesota statewide averages, not a meter reading for Silver Creek. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Minnesota's BEA cost-of-living index is 98.6 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Silver Creek is $1,125/mo. FEMA's National Risk Index, averaged to Minnesota statewide on PlainCities, rates natural-hazard exposure at 42.4 / 100 (Low).

Cost/risk geography note

Cost of living is a Minnesota statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Silver Creek sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Silver Creek compares to similar-size Minnesota cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Silver Creek (this city) 156 $66,500
Erhard 156 N/A
Kinney 156 $53,438
Big Falls 157 $26,071
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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