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Place dossier plate
SheetMO-COSBY-MO · Cosby, MO 170 pop · income 32nd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Cosby
Lowest/highest poles plus peers nearest Cosby on median household income. Full ladder: /browse and /rankings.
median HH income
Carthage · lowest
21,429
Carthage · lowest
21,429 median HH income
24.1% of the leader · rank #1
Cosby · this city
58,125
Cosby · this city
58,125 median HH income
65.5% of the leader · rank #2
Horn Hill · near
58,125
Horn Hill · near
58,125 median HH income
65.5% of the leader · rank #3
Manokotak · near
58,125
Manokotak · near
58,125 median HH income
65.5% of the leader · rank #4
Pinal · near
58,125
Pinal · near
58,125 median HH income
65.5% of the leader · rank #5
Lewiston · near
58,125
Lewiston · near
58,125 median HH income
65.5% of the leader · rank #6
Belvue · highest
88,750
Belvue · highest
88,750 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Cosby on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 170.
Nationally, Cosby sits in the 32nd percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
32nd
percentile, household income
15th
percentile, home value
7th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Cosby, MO
Cosby is a small town in Missouri, home to 170 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $58,125 per year, below the median for U.S. cities on this measure, with a poverty rate of 2.9%. Home values in Cosby run a median of $115,000, and the median resident age is 27.3 years. Educational attainment runs 5.1% of adults with a bachelor's degree or higher. Separately, 63.2% of working-age residents are in the labor force.
The annual average temperature per NOAA climate normals runs 52.4°F with 37.1 inches of precipitation per year.
Living costs in Missouri run below the national norm: BEA Regional Price Parities 2024 puts Missouri at 90.8 on a 100-equals-national-average scale (Well Below Average). HUD Fair Market Rent for a typical two-bedroom in this state is $972 per month. EIA 2023 residential energy data puts Missouri's average monthly utility costs around $219 (state average). FEMA's National Risk Index rates natural-hazard exposure at 50.6 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Cosby's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to climate and hazard context to comparison shortlist to schools and households to housing and income to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Cosby, city-specific coverage includes commute-mode shares, matched public-school count, annual population history.
No matched row is reported here for FBI reported-crime rates, within-city Census tract profiles, local building permits; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the journey to work look like in Cosby?
Driving alone is the largest reported mode at 72.5%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
NOAA normals put the annual mean temperature at 52.4°F, with 37.1 inches of precipitation. FEMA's state-averaged National Risk Index score for Missouri is 50.6 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
Which cities make useful reference points for Cosby?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Missouri, the closest population matches are Gravois Mills (170 residents, $48,125 income); Birmingham (171 residents, $61,250 income); New Hamburg (169 residents, $73,988 income). Outside the state, the closest population matches in this dataset are Carthage, AR (170 residents); Centerville CDP (Fresno County), CA (170 residents); Manor, GA (170 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
The NCES join finds 1 public school within the city match. 5.1% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Housing and income
How far does income reach against housing in Cosby?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
The home-value-to-income reference is relatively compact: the ACS median home value is 2.0 times median household income. The ACS poverty estimate is 2.9%, which keeps the citywide median from describing every household.
Value / income
2.0×
Home value
$115,000
Household income
$58,125
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Census PEP estimates show the population was unchanged by +0 residents from 2020 to 2025, a +0.0% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
2020 estimate
114
2025 estimate
114
Period change
+0.0%
Census Population Estimates Program, 2020–2025; permit context uses Census BPS.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living A-
90.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate B+
2.9%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$58,125
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
5.1%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Cosby profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 83/100 (A-) · 90.8 index
Poverty rate: 79/100 (B+) · 2.9%
Household income: 32/100 (F) · $58,125
Bachelor's+ share: 0/100 (F) · 5.1%
How does Cosby compare to other US cities?
Cosby measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income32% higher than other cities
Home value15% pricier than other cities
Median rent7% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Cosby against every qualifying US city; each in-state rank narrows that to Missouri only. Full formula and direction notes: methodology.
Missouri-relative analysis
Median Gross Rent places Cosby near the bottom of Missouri's cities
Among the 875 Missouri cities PlainCities tracks with reported median gross rent data, Cosby ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cosby only against its own state's cities, not the full US field.
Median Household Income
#332 of 842
60th percentile in Missouri
Median Gross Rent
#1 of 875
0th percentile in Missouri
Median Home Value
#445 of 833
46th percentile in Missouri
Poverty Rate
#698 of 875
19th percentile in Missouri
Bachelor's Degree or Higher
#772 of 875
11th percentile in Missouri
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Missouri only, not a livability score. See the methodology for the source and calculation.
Gauge source note
32nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Cosby's home value compares nationally
Median home value vs. every US city (population 1,000+)
$115,000Among the most affordablemore affordable than 85% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Cosby's home-value-to-income ratio: 2.0×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#1,559 of 15,516
More affordable than 90% of tracked cities (pop. 1,000+)
Size class
#1,494 of 11,323
Micro cities (under 10,000)
At 2.0×, Cosby sits in the affordable band:
national rank #1,559 of 15,516 and #1,494 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$58,125Cosby, MO median household income (Census ACS)
Show U.S. national quintile / Lorenz context Cosby, MO median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Cosby, MO.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)5.1%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)2.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)63.2%
Census ACS S2301, share of working-age residents in the labor force
Population
170
Median Income
$58,125
Median Home Value
$115,000
Median Age
27.3
Poverty Rate
2.9%
Labor force participation
63.2%
Bachelor's Degree+
5.1%
Climate
Avg Temperature
52.4°F
Annual Precipitation
37.1"
Annual Snowfall
N/A
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Cosby's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
114 residents
2021
113 residents
2022
113 residents
2023
114 residents
2024
114 residents
2025
114 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
72.5%
Carpool
6.3%
Public Transit
0.0%
Walk
0.0%
Work from Home
21.3%
Based on 80 workers 16 and over.
Monthly Utility Costs
Missouri statewide monthly utility average (EIA 2023): $219
EIA 2023 residential energy data puts average monthly utilities across Missouri at $219 (electricity about $105 , water and sewer about $42 ).
These are Missouri statewide averages, not a meter reading for Cosby. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Missouri's BEA cost-of-living index is 90.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Cosby is $972/mo. FEMA's National Risk Index, averaged to Missouri statewide on PlainCities, rates natural-hazard exposure at 50.6 / 100 (Low).
Cost/risk geography note
Cost of living is a Missouri statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Cosby sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Cosby compares to similar-size Missouri cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.