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Place dossier plate
SheetMO-MONTICELLO-MO · Monticello, MO 358 pop · income 79th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Monticello
Lowest/highest poles plus peers nearest Monticello on median household income. Full ladder: /browse and /rankings.
median HH income
Maynard · lowest
32,750
Maynard · lowest
32,750 median HH income
24.1% of the leader · rank #1
Boca Raton · near
102,722
Boca Raton · near
102,722 median HH income
75.7% of the leader · rank #2
Greens Landing · near
102,727
Greens Landing · near
102,727 median HH income
75.7% of the leader · rank #3
Monticello · this city
102,750
Monticello · this city
102,750 median HH income
75.7% of the leader · rank #4
Bedford Hills · near
102,750
Bedford Hills · near
102,750 median HH income
75.7% of the leader · rank #5
Golden Valley · near
102,757
Golden Valley · near
102,757 median HH income
75.7% of the leader · rank #6
Mesa · highest
135,667
Mesa · highest
135,667 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Monticello on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 358.
Nationally, Monticello sits in the 79th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
79th
percentile, household income
11th
percentile, home value
7th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Monticello, MO
358 people live in Monticello, Missouri - a small town by U.S. Census Bureau ACS 2023 estimates. Monticello households earn a median of $102,750 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.0%. Monticello's housing stock carries a median value of $104,700, and the median resident age is 28.3 years. About 19.0% of adults hold a bachelor's degree or higher, while 78.1% of working-age residents are in the labor force.
Living costs in Missouri run below the national norm: BEA Regional Price Parities 2024 puts Missouri at 90.8 on a 100-equals-national-average scale (Well Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $972 monthly. EIA 2023 residential energy data puts Missouri's average monthly utility costs around $219 (state average). On FEMA's National Risk Index, this area rates 50.6 out of 100 for natural-hazard exposure (Low).
A decision-led reading path
Useful questions to ask of Monticello's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to work and mobility to housing and income to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Monticello, city-specific coverage includes annual population history, commute-mode shares.
No matched row is reported here for matched public-school count, FBI reported-crime rates, local building permits, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Comparison shortlist
Which cities make useful reference points for Monticello?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Missouri, the closest population matches are Oak Grove Village (358 residents, $46,250 income); Uplands Park (358 residents, $50,313 income); Blythedale (357 residents, $36,818 income). Outside the state, the closest population matches in this dataset are Topawa, AZ (358 residents); Maynard, AR (358 residents); New Blaine, AR (358 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
What does the journey to work look like in Monticello?
Driving alone is the largest reported mode at 70.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
How far does income reach against housing in Monticello?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. The ratio makes housing the clearest place to start this profile, but a low multiple can coexist with slow demand, older stock, or household-level hardship. Compare the home-value distribution and same-state peer table before treating it as an advantage.
The home-value-to-income reference is relatively compact: the ACS median home value is 1.0 times median household income. The ACS poverty estimate is 0.0%, which keeps the citywide median from describing every household.
Is Monticello growing, shrinking, or holding steady?
Census PEP estimates show the population declined by -2 residents from 2020 to 2025, a -1.9% change. No comparable local building-permit series is available here, so population change should not be read as a housing-supply measure. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point downward. A falling count can reflect migration, household size, annexation boundaries, or estimation noise, so it is a prompt to inspect the full series rather than a claim about local economic health.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate A+
0.0%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living A-
90.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Household income B+
$102,750
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
19.0%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Monticello profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 100/100 (A+) · 0.0%
Cost of living: 83/100 (A-) · 90.8 index
Household income: 78/100 (B+) · $102,750
Bachelor's+ share: 31/100 (F) · 19.0%
How does Monticello compare to other US cities?
Where Monticello sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income79% higher than other cities
Home value11% pricier than other cities
Median rent7% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Monticello against every qualifying US city; each in-state rank narrows that to Missouri only. Full formula and direction notes: methodology.
Missouri-relative analysis
Median Gross Rent places Monticello near the bottom of Missouri's cities
Among the 875 Missouri cities PlainCities tracks with reported median gross rent data, Monticello ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Monticello only against its own state's cities, not the full US field.
Median Household Income
#74 of 842
91st percentile in Missouri
Median Gross Rent
#1 of 875
0th percentile in Missouri
Median Home Value
#498 of 833
40th percentile in Missouri
Poverty Rate
#795 of 875
0th percentile in Missouri
Bachelor's Degree or Higher
#330 of 875
62nd percentile in Missouri
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Missouri only, not a livability score. See the methodology for the source and calculation.
Gauge source note
79th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Monticello's home value compares nationally
Median home value vs. every US city (population 1,000+)
$104,700Among the most affordablemore affordable than 89% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Monticello's home-value-to-income ratio: 1.0×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#43 of 15,516
More affordable than 100% of tracked cities (pop. 1,000+)
Size class
#43 of 11,323
Micro cities (under 10,000)
At 1.0×, Monticello sits in the affordable band:
national rank #43 of 15,516 and #43 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$102,750Monticello, MO median household income (Census ACS)
Show U.S. national quintile / Lorenz context Monticello, MO median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Monticello, MO.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)19.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)0.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)78.1%
Census ACS S2301, share of working-age residents in the labor force
Population
358
Median Income
$102,750
Median Home Value
$104,700
Median Age
28.3
Poverty Rate
0.0%
Labor force participation
78.1%
Bachelor's Degree+
19.0%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Monticello's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
107 residents
2021
107 residents
2022
105 residents
2023
104 residents
2024
105 residents
2025
105 residents
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
70.0%
Carpool
28.1%
Public Transit
0.5%
Walk
0.0%
Work from Home
1.4%
Based on 217 workers 16 and over.
Monthly Utility Costs
Missouri statewide monthly utility average (EIA 2023): $219
EIA 2023 residential energy data puts average monthly utilities across Missouri at $219 (electricity about $105 , water and sewer about $42 ).
These are Missouri statewide averages, not a meter reading for Monticello. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Missouri's BEA cost-of-living index is 90.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Monticello is $972/mo. FEMA's National Risk Index, averaged to Missouri statewide on PlainCities, rates natural-hazard exposure at 50.6 / 100 (Low).
Cost/risk geography note
Cost of living is a Missouri statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Monticello sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Monticello compares to similar-size Missouri cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.