Side-by-side metrics and state or size-class ranks use the same Census and FBI fields shown on this profile. Results stay in the URL so you can bookmark or share them.
Place dossier plate
SheetMO-SAGINAW-MO · Saginaw, MO 347 pop · income 26th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Saginaw
Lowest/highest poles plus peers nearest Saginaw on median household income. Full ladder: /browse and /rankings.
median HH income
Chidester · lowest
21,641
Chidester · lowest
21,641 median HH income
16.2% of the leader · rank #1
Saginaw · this city
54,167
Saginaw · this city
54,167 median HH income
40.6% of the leader · rank #2
New Stuyahok · near
54,167
New Stuyahok · near
54,167 median HH income
40.6% of the leader · rank #3
Tanana · near
54,167
Tanana · near
54,167 median HH income
40.6% of the leader · rank #4
Raisin · near
54,167
Raisin · near
54,167 median HH income
40.6% of the leader · rank #5
Fanning Sprin… · near
54,167
Fanning Sprin… · near
54,167 median HH income
40.6% of the leader · rank #6
Red Feather L… · highest
133,444
Red Feather L… · highest
133,444 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Saginaw on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 347.
Out of every US city with 1,000+ residents, Saginaw places in the 26th percentile for household income. Source: Census ACS.
26th
percentile, household income
32nd
percentile, home value
7th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Saginaw, MO
Saginaw is a small town in Missouri, home to 347 residents per U.S. Census Bureau ACS 2023 estimates. Households in Saginaw report a median income of $54,167 per year, below the median for U.S. cities on this measure, with a poverty rate of 4.8%. Saginaw's housing stock carries a median value of $164,700, and the median resident age is 41.5 years. About 26.4% of adults hold a bachelor's degree or higher, while 52.4% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 2 residential units authorized here in 2024 (Building Boom), up 100% from five years earlier.
Living costs in Missouri run below the national norm: BEA Regional Price Parities 2024 puts Missouri at 90.8 on a 100-equals-national-average scale (Well Below Average). A typical two-bedroom carries a HUD Fair Market Rent of $972 per month statewide. Statewide, average monthly utility bills in Missouri run around $219, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 50.6 out of 100 (Low).
A decision-led reading path
Useful questions to ask of Saginaw's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to comparison shortlist to housing and income to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Saginaw, city-specific coverage includes local building permits, annual population history, commute-mode shares.
No matched row is reported here for within-city Census tract profiles, matched public-school count, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the journey to work look like in Saginaw?
Driving alone is the largest reported mode at 76.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Which cities make useful reference points for Saginaw?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within Missouri, the closest population matches are Fidelity (348 residents, $51,458 income); Preston (348 residents, $30,500 income); Henrietta (345 residents, $57,917 income). Outside the state, the closest population matches in this dataset are Shonto, AZ (347 residents); Chidester, AR (347 residents); Red Feather Lakes, CO (347 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
How far does income reach against housing in Saginaw?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
The home-value-to-income reference sits in a middle range: the ACS median home value is 3.0 times median household income. The ACS poverty estimate is 4.8%, which keeps the citywide median from describing every household.
Census PEP estimates show the population grew by +33 residents from 2020 to 2025, a +11.0% change. Separately, Census BPS recorded 2 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Below median income · poverty 4.8% (Below-median poverty)
Cost of Living Index (state)
90.8 (US=100)
Affordable · BEA RPP 2024, Missouri average
C
City profile score · Saginaw, MO
55/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living A-
90.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate B-
4.8%
Share of residents below the poverty line; lower scores better on this axis.
Bachelor's+ share C-
26.4%
Adults with a bachelor's degree or higher; ACS.
Household income F
$54,167
Median household income vs U.S. cities (pop ≥1,000); ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Saginaw profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 83/100 (A-) · 90.8 index
Poverty rate: 67/100 (B-) · 4.8%
Bachelor's+ share: 52/100 (C-) · 26.4%
Household income: 26/100 (F) · $54,167
How does Saginaw compare to other US cities?
Saginaw measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income26% higher than other cities
Home value32% pricier than other cities
Median rent7% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Saginaw against every qualifying US city; each in-state rank narrows that to Missouri only. Full formula and direction notes: methodology.
Missouri-relative analysis
Median Gross Rent places Saginaw near the bottom of Missouri's cities
Among the 875 Missouri cities PlainCities tracks with reported median gross rent data, Saginaw ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Saginaw only against its own state's cities, not the full US field.
Median Household Income
#396 of 842
53rd percentile in Missouri
Median Gross Rent
#1 of 875
0th percentile in Missouri
Median Home Value
#264 of 833
68th percentile in Missouri
Poverty Rate
#622 of 875
28th percentile in Missouri
Bachelor's Degree or Higher
#198 of 875
77th percentile in Missouri
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Missouri only, not a livability score. See the methodology for the source and calculation.
Gauge source note
26th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Saginaw's home value compares nationally
Median home value vs. every US city (population 1,000+)
$164,700Among the most affordablemore affordable than 68% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Saginaw's home-value-to-income ratio: 3.0×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#6,902 of 15,516
More affordable than 56% of tracked cities (pop. 1,000+)
Size class
#5,803 of 11,323
Micro cities (under 10,000)
At 3.0×, Saginaw sits in the moderate band:
national rank #6,902 of 15,516 and #5,803 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$54,167Saginaw, MO median household income (Census ACS)
Show U.S. national quintile / Lorenz context Saginaw, MO median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Saginaw, MO.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)26.4%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)4.8%
Census ACS S1701, poverty status
Labor force participation (adults 16+)52.4%
Census ACS S2301, share of working-age residents in the labor force
Population
347
Median Income
$54,167
Median Home Value
$164,700
Median Age
41.5
Poverty Rate
4.8%
Labor force participation
52.4%
Bachelor's Degree+
26.4%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Saginaw's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
300 residents
2021
305 residents
2022
308 residents
2023
320 residents
2024
327 residents
2025
333 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
5.8
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
1
1
0
$0.1M
2020
1
1
0
$0.1M
2021
1
1
0
$0.1M
2022
5
5
0
$1.6M
2023
2
2
0
$0.7M
2024
2
2
0
$0.7M
Permit volume increased 100% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
76.8%
Carpool
10.6%
Public Transit
0.0%
Walk
0.0%
Work from Home
8.5%
Other
4.1%
Based on 142 workers 16 and over.
Monthly Utility Costs
Missouri statewide monthly utility average (EIA 2023): $219
EIA 2023 residential energy data puts average monthly utilities across Missouri at $219 (electricity about $105 , water and sewer about $42 ).
These are Missouri statewide averages, not a meter reading for Saginaw. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Missouri's BEA cost-of-living index is 90.8 (Well Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Saginaw is $972/mo. FEMA's National Risk Index, averaged to Missouri statewide on PlainCities, rates natural-hazard exposure at 50.6 / 100 (Low).
Cost/risk geography note
Cost of living is a Missouri statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Saginaw sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Saginaw compares to similar-size Missouri cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.