City profile · Missouri · Census ACS 2023

Saginaw, MO

Population, income, housing, safety, climate and schools for Saginaw - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

347
Residents
$54,167
Median income
$164,700
Median home
$947
Median rent (state)

Saginaw - the verdict

Out of every US city with 1,000+ residents, Saginaw places in the 26th percentile for household income. Source: Census ACS.

26th
percentile, household income
32nd
percentile, home value
10th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Saginaw, MO

Saginaw is a small town in Missouri, home to 347 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $54,167 per year, below the median for U.S. cities on this measure, with a poverty rate of 4.8%. Saginaw's housing stock carries a median value of $164,700, and the median resident age is 41.5 years. About 26.4% of adults hold a bachelor's degree or higher, while 52.4% of working-age residents are in the labor force.

The Census Building Permit Survey recorded 2 residential units authorized here in 2024 (Building Boom), up 100% from five years earlier.

Living costs in Missouri run below the national norm: BEA Regional Price Parities 2024 puts Missouri at 90.8 on a 100-equals-national-average scale (Well Below Average). A typical two-bedroom carries a HUD Fair Market Rent of $947 per month statewide. Statewide, average monthly utility bills in Missouri run around $219, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 77.5 out of 100 (High).

Population

347 residents

Census ACS 2023 - Missouri

Median Household Income

$54,167 /yr

Poverty 4.8%

Cost of Living Index (state)

90.8 (US=100)

Well Below Average - BEA RPP 2024, Missouri average

How does Saginaw compare to other US cities?

Saginaw measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 26% higher than other cities
Home value 32% pricier than other cities
Median rent 10% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Saginaw against every qualifying US city; each in-state rank narrows that to Missouri only. Full formula and direction notes: methodology.

Missouri-relative analysis

Bachelor's Degree or Higher places Saginaw toward the top of Missouri's cities

Among the 875 Missouri cities PlainCities tracks with reported bachelor's degree or higher data, Saginaw ranks #198 - the 77th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Saginaw only against its own state's cities, not the full US field.

Median Household Income
#396 of 842
53rd percentile in Missouri
Median Gross Rent
#392 of 875
52nd percentile in Missouri
Median Home Value
#264 of 833
68th percentile in Missouri
Poverty Rate
#622 of 875
28th percentile in Missouri
Bachelor's Degree or Higher
#198 of 875
77th percentile in Missouri

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Missouri only, not a livability score. See the methodology for the source and calculation.

26thIncome percentile

26th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Saginaw's home value compares nationally

Median home value vs. every US city (population 1,000+)

$164,700 Among the most affordable more affordable than 68% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). This entry sits in this band. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Saginaw $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Saginaw, MO Saginaw, MO's reported median household income shown against the U.S. national quintile-share pattern (not Saginaw, MO-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Saginaw, MO median $54,167/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Saginaw, MO's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Saginaw, MO. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 26.4%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 52.4%

Census ACS S2301, share of working-age residents in the labor force

Population
347
Median Income
$54,167
Median Home Value
$164,700
Median Age
41.5
Poverty Rate
4.8%
Labor force participation
52.4%
Bachelor's Degree+
26.4%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
290 residents300 residents310 residents320 residents330 residents340 residents 202020212022202320242025 300 residents 333 residents ▲ +11.0%
Saginaw's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
2
housing units authorized
Single-Family
2
detached homes
Multifamily
0
apartments & condos
Supply Intensity
5.8
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 1
2020 1
2021 1
2022 5
2023 2
2024 2

Permit volume increased 100% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
76.8%
Carpool
10.6%
Public Transit
0.0%
Walk
0.0%
Work from Home
8.5%
Other
4.1%

Based on 142 workers 16 and over.

Monthly Utility Costs

State-average estimates for Missouri - EIA 2023 residential energy data

Electricity
$105
avg/month
Natural Gas
$72
avg/month
Water & Sewer
$42
avg/month
Total Utilities
$219
estimated/month

Estimates reflect Missouri state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Missouri state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Saginaw sits in

Cost of Living Index
90.8
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$947/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
77.5 / 100
High
FEMA NRI composite score (county)

Similar Cities in Missouri

Fidelity
348 people
Preston
348 people
Henrietta
345 people
Kingsville
345 people
Eagleville
350 people
Harrisburg
344 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Saginaw's 347 residents (Census ACS 5-Year 2023).

Shonto, AZ
347 people
Chidester, AR
347 people
Red Feather Lakes, CO
347 people
Shady Dale, GA
347 people
Turin, GA
347 people
Bush, IL
347 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Saginaw's $54,167 (Census ACS 5-Year 2023, table B19013).

New Stuyahok, AK
$54,167 median income
Tanana, AK
$54,167 median income
Raisin, CA
$54,167 median income
Fanning Springs, FL
$54,167 median income
Colbert, GA
$54,167 median income
Broadwell, IL
$54,167 median income

Race & Ethnicity Composition

Race and ethnicity - Saginaw, MO Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Saginaw, MO - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 90.8% ETHNICITY, Hispanic or Latino (any race) 0.3% White 90.8% Black or African American 0.0% Asian 0.6% American Indian 3.8% Native Hawaiian 0.0% Some other race 0.3% Two or more races 4.6% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Saginaw compares to nearby Missouri cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Saginaw (this city) 347 $54,167
Fidelity 348 $51,458
Preston 348 $30,500
Henrietta 345 $57,917
Census ACS 5-year FIPS MO Census BPS 2024 OMB Bulletin 23-01

What do people ask about Saginaw, MO?

What is the population of Saginaw, MO? +

Saginaw, MO has a population of 347 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Saginaw, MO? +

Median annual household income in Saginaw runs $54,167, based on Census ACS 2023 data.

What is the cost of living in Saginaw? +

BEA does not publish a city-level cost-of-living figure for Saginaw; the closest available measure is the Missouri state average, a cost of living index of 90.8 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Missouri vary by metro area.

What is the median home value in Saginaw, MO? +

A typical home in Saginaw is worth $164,700, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.