City profile · Montana · Census ACS 2023

Terry, MT

Population, income, housing, safety, climate and schools for Terry - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

430
Residents
$36,154
Median income
$104,300
Median home
$1,548
Median rent (state)

Terry - the verdict

Measured against every US city with at least 1,000 residents, Terry lands in the 5th percentile for household income. Source: Census ACS.

5th
percentile, household income
11th
percentile, home value
61st
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Terry, MT

430 people live in Terry, Montana - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in Terry brings in $36,154 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 0.0%. Home values in Terry run a median of $104,300, and the median resident age is 66.1 years. 32.0% of adults here have a bachelor's degree or higher; 40.6% of working-age residents are in the labor force.

NOAA puts Terry's yearly average temperature at 45.3°F with 13.4 inches of precipitation per year and 11.8 inches of snowfall.

Living costs in Montana run below the national norm: BEA Regional Price Parities 2024 puts Montana at 94.6 on a 100-equals-national-average scale (Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,548 monthly. Monthly utility costs average around $175 across Montana, per EIA 2023 residential energy estimates. On FEMA's National Risk Index, this area rates 4.2 out of 100 for natural-hazard exposure (Very Low).

Population

430 residents

Census ACS 2023 - Montana

Median Household Income

$36,154 /yr

Poverty 0.0%

Cost of Living Index (state)

94.6 (US=100)

Below Average - BEA RPP 2024, Montana average

How does Terry compare to other US cities?

Here's how Terry stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 5% higher than other cities
Home value 11% pricier than other cities
Median rent 61% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Terry's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Montana, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

5thIncome percentile

5th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Terry's home value compares nationally

Median home value vs. every US city (population 1,000+)

$104,300 Among the most affordable more affordable than 89% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). This entry sits in this band. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Terry $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Terry, MT Terry, MT's reported median household income shown against the U.S. national quintile-share pattern (not Terry, MT-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Terry, MT median $36,154/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Terry, MT's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Terry, MT. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 32.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 40.6%

Census ACS S2301, share of working-age residents in the labor force

Population
430
Median Income
$36,154
Median Home Value
$104,300
Median Age
66.1
Poverty Rate
0.0%
Labor force participation
40.6%
Bachelor's Degree+
32.0%

Climate

Avg Temperature
45.3°F
Annual Precipitation
13.4"
Annual Snowfall
11.8"

Schools

Total Schools
3
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
560 residents565 residents570 residents575 residents580 residents 202020212022202320242025 563 residents 574 residents ▲ +2.0%
Terry's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
68.8%
Carpool
6.3%
Public Transit
0.6%
Walk
1.9%
Work from Home
22.5%

Based on 160 workers 16 and over.

Monthly Utility Costs

State-average estimates for Montana - EIA 2023 residential energy data

Electricity
$80
avg/month
Natural Gas
$55
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$175
estimated/month

Estimates reflect Montana state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Montana state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Terry sits in

Cost of Living Index
94.6
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,548/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
4.2 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in Montana

Kerr
432 people
Broadus
426 people
Lindisfarne
434 people
Twin Creeks
435 people
Finley Point
436 people
Coram
415 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Terry's 430 residents (Census ACS 5-Year 2023).

Tolani Lake, AZ
430 people
Portland, AR
430 people
Edison, CA
430 people
Indian Field, CT
430 people
Big Lake, IN
430 people
Otwell, IN
430 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Terry's $36,154 (Census ACS 5-Year 2023, table B19013).

Waynesboro, GA
$36,156 median income
Loris, SC
$36,158 median income
Higbee, MO
$36,146 median income
Emporium, PA
$36,167 median income
Willow Valley, AZ
$36,136 median income
Century, WV
$36,136 median income

Race & Ethnicity Composition

Race and ethnicity - Terry, MT Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Terry, MT - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 97.2% ETHNICITY, Hispanic or Latino (any race) 0.0% White 97.2% Black or African American 0.0% Asian 2.6% American Indian 0.2% Native Hawaiian 0.0% Some other race 0.0% Two or more races 0.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Terry compares to nearby Montana cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Terry (this city) 430 $36,154
Kerr 432 $46,944
Broadus 426 $54,792
Lindisfarne 434 N/A
Census ACS 5-year FIPS MT NOAA Normals NCES CCD OMB Bulletin 23-01

What do people ask about Terry, MT?

What is the population of Terry, MT? +

Terry, MT has a population of 430 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Terry, MT? +

Median annual household income in Terry runs $36,154, based on Census ACS 2023 data.

What is the cost of living in Terry? +

BEA does not publish a city-level cost-of-living figure for Terry; the closest available measure is the Montana state average, a cost of living index of 94.6 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within Montana vary by metro area.

What is the median home value in Terry, MT? +

A typical home in Terry is worth $104,300, according to Census ACS 2023 estimates.

What is the climate like in Terry? +

Climate normals put Terry's yearly average temperature at 45.3°F, 13.4 inches of precipitation, and 11.8 inches of snowfall per year. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.