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Place dossier plate
SheetNM-SPENCERVILLE-NM · Spencerville, NM 1,100 pop · income 36th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Spencerville
Lowest/highest poles plus peers nearest Spencerville on median household income. Full ladder: /browse and /rankings.
median HH income
Palomas comun… · lowest
13,125
Palomas comun… · lowest
13,125 median HH income
15.7% of the leader · rank #1
Plattsburgh W… · near
60,703
Plattsburgh W… · near
60,703 median HH income
72.4% of the leader · rank #2
Spencerville · this city
60,708
Spencerville · this city
60,708 median HH income
72.4% of the leader · rank #3
Watersmeet · near
60,708
Watersmeet · near
60,708 median HH income
72.4% of the leader · rank #4
Bronson · near
60,714
Bronson · near
60,714 median HH income
72.4% of the leader · rank #5
Fairview · near
60,714
Fairview · near
60,714 median HH income
72.4% of the leader · rank #6
Ponderosa Pine · highest
83,864
Ponderosa Pine · highest
83,864 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Spencerville on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,100.
Out of every US city with 1,000+ residents, Spencerville places in the 36th percentile for household income. Source: Census ACS.
36th
percentile, household income
57th
percentile, home value
39th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Spencerville, NM
1,100 people live in Spencerville, New Mexico - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $60,708 per year, below the median for U.S. cities on this measure, with a poverty rate of 5.1%. Home values in Spencerville run a median of $255,400, and the median resident age is 54.4 years. Educational attainment runs 15.7% of adults with a bachelor's degree or higher. Separately, 43.3% of working-age residents are in the labor force.
Living costs in New Mexico run below the national norm: on BEA's 100-equals-national-average cost index, New Mexico scores 92.2 (Below Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,129 per month statewide. Statewide, average monthly utility bills in New Mexico run around $167, per EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 58.9 out of 100 (Moderate).
A decision-led reading path
Useful questions to ask of Spencerville's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from comparison shortlist to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Spencerville, city-specific coverage includes commute-mode shares.
No matched row is reported here for FBI reported-crime rates, local building permits, annual population history, within-city Census tract profiles, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
Which cities make useful reference points for Spencerville?
Within New Mexico, the closest population matches are Springer (1,098 residents, $48,188 income); Black Rock (1,108 residents, $55,350 income); Ponderosa Pine (1,091 residents, $83,864 income). Outside the state, the closest population matches in this dataset are Clinton, LA (1,100 residents); Sand Ridge, NY (1,100 residents); Wakeman, OH (1,100 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
What does the journey to work look like in Spencerville?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 66.4%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
How far does income reach against housing in Spencerville?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.2 times median household income. The ACS poverty estimate is 5.1%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Below median income · poverty 5.1% (Below-median poverty)
Cost of Living Index (state)
92.2 (US=100)
Affordable · BEA RPP 2024, New Mexico average
C-
City profile score · Spencerville, NM
51/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Cost of living B+
92.2 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate B-
5.1%
Share of residents below the poverty line; lower scores better on this axis.
Household income F
$60,708
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share F
15.7%
Adults with a bachelor's degree or higher; ACS.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Spencerville profile (scored ACS/FBI dimensions)Read the chart values
Cost of living: 77/100 (B+) · 92.2 index
Poverty rate: 65/100 (B-) · 5.1%
Household income: 36/100 (F) · $60,708
Bachelor's+ share: 22/100 (F) · 15.7%
How does Spencerville compare to other US cities?
Spencerville measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income36% higher than other cities
Home value57% pricier than other cities
Median rent39% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Spencerville against every qualifying US city; each in-state rank narrows that to New Mexico only. Full formula and direction notes: methodology.
New Mexico-relative analysis
Median Gross Rent places Spencerville near the bottom of New Mexico's cities
Among the 409 New Mexico cities PlainCities tracks with reported median gross rent data, Spencerville ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Spencerville only against its own state's cities, not the full US field.
Median Household Income
#141 of 324
56th percentile in New Mexico
Median Gross Rent
#1 of 409
0th percentile in New Mexico
Median Home Value
#88 of 324
73rd percentile in New Mexico
Poverty Rate
#276 of 408
32nd percentile in New Mexico
Bachelor's Degree or Higher
#218 of 409
46th percentile in New Mexico
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Mexico only, not a livability score. See the methodology for the source and calculation.
Gauge source note
36th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Spencerville's home value compares nationally
Median home value vs. every US city (population 1,000+)
$255,40043rd percentilemore affordable than 43% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Spencerville's home-value-to-income ratio: 4.2×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#11,258 of 15,516
More affordable than 27% of tracked cities (pop. 1,000+)
Size class
#8,726 of 11,323
Micro cities (under 10,000)
At 4.2×, Spencerville sits in the moderate band:
national rank #11,258 of 15,516 and #8,726 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$60,708Spencerville, NM median household income (Census ACS)
Show U.S. national quintile / Lorenz context Spencerville, NM median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Spencerville, NM.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)15.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)5.1%
Census ACS S1701, poverty status
Labor force participation (adults 16+)43.3%
Census ACS S2301, share of working-age residents in the labor force
Population
1,100
Median Income
$60,708
Median Home Value
$255,400
Median Age
54.4
Poverty Rate
5.1%
Labor force participation
43.3%
Bachelor's Degree+
15.7%
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
66.4%
Carpool
2.2%
Public Transit
0.0%
Walk
5.6%
Work from Home
25.8%
Based on 414 workers 16 and over.
Monthly Utility Costs
New Mexico statewide monthly utility average (EIA 2023): $167
EIA 2023 residential energy data puts average monthly utilities across New Mexico at $167 (electricity about $85 , water and sewer about $42 ).
These are New Mexico statewide averages, not a meter reading for Spencerville. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New Mexico's BEA cost-of-living index is 92.2 (Below Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Spencerville is $1,129/mo. FEMA's National Risk Index, averaged to New Mexico statewide on PlainCities, rates natural-hazard exposure at 58.9 / 100 (Moderate).
Cost/risk geography note
Cost of living is a New Mexico statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Spencerville sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Spencerville compares to similar-size New Mexico cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.