City profile · Oklahoma · Census ACS 2023

Loyal, OK

Population, income, housing, safety, climate and schools for Loyal - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

103
Residents
$27,500
Median income
$81,100
Median home
$1,055
Median rent (state)

Loyal - the verdict

Out of every US city with 1,000+ residents, Loyal places in the 2nd percentile for household income. Source: Census ACS.

2nd
percentile, household income
4th
percentile, home value
25th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Loyal, OK

Loyal is a small town in Oklahoma, home to 103 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Loyal brings in $27,500 a year, in the lower quartile of U.S. cities for household income, with a poverty rate of 45.5%. Typical homes in Loyal are valued around $81,100, and the median resident age is 39.6 years. 14.3% of adults here have a bachelor's degree or higher; 40.0% of working-age residents are in the labor force.

The city is served by 1 public schools according to NCES Common Core of Data.

Living costs in Oklahoma run below the national norm: the state registers 87.8 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,055 monthly. Monthly utility costs average around $205 across Oklahoma, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 56.8 out of 100 on FEMA's National Risk Index (Moderate).

Population

103 residents

Census ACS 2023 - Oklahoma

Median Household Income

$27,500 /yr

Poverty 45.5%

Cost of Living Index (state)

87.8 (US=100)

Well Below Average - BEA RPP 2024, Oklahoma average

How does Loyal compare to other US cities?

Where Loyal sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 2% higher than other cities
Home value 4% pricier than other cities
Median rent 25% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Loyal against every qualifying US city; each in-state rank narrows that to Oklahoma only. Full formula and direction notes: methodology.

Oklahoma-relative analysis

Poverty Rate is Loyal's strongest outlier among Oklahoma cities

Among the 671 Oklahoma cities PlainCities tracks with reported poverty rate data, Loyal ranks #15 - the 98th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Loyal only against its own state's cities, not the full US field.

Median Household Income
#629 of 639
2nd percentile in Oklahoma
Median Gross Rent
#123 of 671
81st percentile in Oklahoma
Median Home Value
#459 of 628
27th percentile in Oklahoma
Poverty Rate
#15 of 671
98th percentile in Oklahoma
Bachelor's Degree or Higher
#336 of 671
49th percentile in Oklahoma

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Oklahoma only, not a livability score. See the methodology for the source and calculation.

2ndIncome percentile

2nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Loyal's home value compares nationally

Median home value vs. every US city (population 1,000+)

$81,100 Among the most affordable more affordable than 96% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). This entry sits in this band. $100,000–$125,000: 1,516 US cities (10%). Above this entry. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Loyal $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Loyal, OK Loyal, OK's reported median household income shown against the U.S. national quintile-share pattern (not Loyal, OK-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Loyal, OK median $27,500/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Loyal, OK's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Loyal, OK. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 14.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 45.5%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 40.0%

Census ACS S2301, share of working-age residents in the labor force

Population
103
Median Income
$27,500
Median Home Value
$81,100
Median Age
39.6
Poverty Rate
45.5%
Labor force participation
40.0%
Bachelor's Degree+
14.3%

Schools

Total Schools
1
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
67 residents68 residents69 residents70 residents71 residents72 residents 202020212022202320242025 68 residents 70 residents ▲ +2.9%
Loyal's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
81.3%
Carpool
0.0%
Public Transit
0.0%
Walk
6.3%
Work from Home
12.5%

Based on 32 workers 16 and over.

Monthly Utility Costs

State-average estimates for Oklahoma - EIA 2023 residential energy data

Electricity
$115
avg/month
Natural Gas
$50
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$205
estimated/month

Estimates reflect Oklahoma state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Oklahoma state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Loyal sits in

Cost of Living Index
87.8
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,055/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
56.8 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Oklahoma

Addington
102 people
Lakeside
102 people
Longdale
102 people
Spaulding
102 people
Horntown
101 people
Nescatunga
101 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Loyal's 103 residents (Census ACS 5-Year 2023).

North Johns, AL
103 people
Vredenburgh, AL
103 people
Chalkyitsik, AK
103 people
Alpine, AZ
103 people
Rondo, AR
103 people
Dutch Flat, CA
103 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Loyal's $27,500 (Census ACS 5-Year 2023, table B19013).

Akutan, AK
$27,500 median income
Wilmot, AR
$27,500 median income
Smithboro, IL
$27,500 median income
Bowman, SC
$27,500 median income
Pinewood, SC
$27,500 median income
San Juan zona urbana, PR
$27,500 median income

Race & Ethnicity Composition

Race and ethnicity - Loyal, OK Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Loyal, OK - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 46.6% 51.5% ETHNICITY, Hispanic or Latino (any race) 55.3% White 46.6% Black or African American 0.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 51.5% Two or more races 1.9% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Loyal compares to nearby Oklahoma cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Loyal (this city) 103 $27,500
Addington 102 $41,750
Lakeside 102 $49,018
Longdale 102 $37,500
Census ACS 5-year FIPS OK NCES CCD OMB Bulletin 23-01

What do people ask about Loyal, OK?

What is the population of Loyal, OK? +

The population of Loyal, OK stands at 103 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Loyal, OK? +

Median annual household income in Loyal runs $27,500, based on Census ACS 2023 data.

What is the cost of living in Loyal? +

BEA does not publish a city-level cost-of-living figure for Loyal; the closest available measure is the Oklahoma state average, a cost of living index of 87.8 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Oklahoma vary by metro area.

What is the median home value in Loyal, OK? +

The median home value in Loyal is $81,100, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.