City profile · Texas · Census ACS 2023

Emerald Bay, TX

Population, income, housing, safety, climate and schools for Emerald Bay - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,074
Residents
$120,139
Median income
$279,200
Median home
$1,338
Median rent (state)

Emerald Bay - the verdict

Emerald Bay ranks in the 87th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

87th
percentile, household income
61st
percentile, home value
49th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Emerald Bay, TX

Emerald Bay is a small town in Texas, home to 1,074 residents per U.S. Census Bureau ACS 2023 estimates. Median household income here is $120,139 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.0%. Typical homes in Emerald Bay are valued around $279,200, and the median resident age is 69.6 years. 49.6% of adults here have a bachelor's degree or higher; 30.7% of working-age residents are in the labor force.

Texas tracks close to the national cost-of-living baseline: BEA Regional Price Parities 2024 puts Texas at 97.1 on a 100-equals-national-average scale (Near Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,338 per month. Statewide, average monthly utility bills in Texas run around $223, per EIA 2023 residential energy data. Commute times here average 18.0 minutes, with 67.0% driving alone and 33.0% working from home, per Census ACS commuting data. On FEMA's National Risk Index, this area rates 84.2 out of 100 for natural-hazard exposure (High).

Population

1,074 residents

Census ACS 2023 - Texas

Median Household Income

$120,139 /yr

Poverty 0.0%

Cost of Living Index (state)

97.1 (US=100)

Near Average - BEA RPP 2024, Texas average

How does Emerald Bay compare to other US cities?

Where Emerald Bay sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 87% higher than other cities
Home value 61% pricier than other cities
Median rent 49% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Emerald Bay against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.

Texas-relative analysis

Poverty Rate places Emerald Bay near the bottom of Texas's cities

Among the 1,663 Texas cities PlainCities tracks with reported poverty rate data, Emerald Bay ranks #1,440 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Emerald Bay only against its own state's cities, not the full US field.

Median Household Income
#140 of 1,520
91st percentile in Texas
Median Gross Rent
#562 of 1,663
65th percentile in Texas
Median Home Value
#312 of 1,505
79th percentile in Texas
Poverty Rate
#1,440 of 1,663
0th percentile in Texas
Bachelor's Degree or Higher
#136 of 1,663
92nd percentile in Texas

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.

87thIncome percentile

87th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Emerald Bay's home value compares nationally

Median home value vs. every US city (population 1,000+)

$279,200 39th percentile more affordable than 39% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). This entry sits in this band. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Emerald Bay $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Emerald Bay, TX Emerald Bay, TX's reported median household income shown against the U.S. national quintile-share pattern (not Emerald Bay, TX-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Emerald Bay, TX median $120,139/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Emerald Bay, TX's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Emerald Bay, TX. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 49.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 30.7%

Census ACS S2301, share of working-age residents in the labor force

Population
1,074
Median Income
$120,139
Median Home Value
$279,200
Median Age
69.6
Poverty Rate
0.0%
Labor force participation
30.7%
Bachelor's Degree+
49.6%

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
18.0 minutes
Drive Alone
67.0%
Carpool
0.0%
Public Transit
0.0%
Walk
0.0%
Work from Home
33.0%

Based on 285 workers 16 and over.

Monthly Utility Costs

State-average estimates for Texas - EIA 2023 residential energy data

Electricity
$130
avg/month
Natural Gas
$45
avg/month
Water & Sewer
$48
avg/month
Total Utilities
$223
estimated/month

Estimates reflect Texas state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Texas state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Emerald Bay sits in

Cost of Living Index
97.1
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,338/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
84.2 / 100
High
FEMA NRI composite score (county)

Similar Cities in Texas

Beauxart Gardens
1,073 people
Rosebud
1,077 people
Menard
1,078 people
Ricardo
1,070 people
Garrett
1,067 people
Ransom Canyon
1,081 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Emerald Bay's 1,074 residents (Census ACS 5-Year 2023).

Lookout Mountain, AL
1,074 people
Notasulga, AL
1,074 people
Fayette, OH
1,074 people
Andalusia, IL
1,073 people
Little Rock, MN
1,075 people
Indian Lake, MO
1,075 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Emerald Bay's $120,139 (Census ACS 5-Year 2023, table B19013).

Slatedale, PA
$120,133 median income
Smoke Rise, AL
$120,100 median income
Brooktrails, CA
$120,099 median income
Beckett Ridge, OH
$120,179 median income
Bohemia, NY
$120,094 median income
Danwood, SC
$120,188 median income

Race & Ethnicity Composition

Race and ethnicity - Emerald Bay, TX Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Emerald Bay, TX - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 96.5% ETHNICITY, Hispanic or Latino (any race) 2.6% White 96.5% Black or African American 0.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 3.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Emerald Bay compares to nearby Texas cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Emerald Bay (this city) 1,074 $120,139
Beauxart Gardens 1,073 $60,702
Rosebud 1,077 $26,797
Menard 1,078 $43,179
Census ACS 5-year FIPS TX OMB Bulletin 23-01

What do people ask about Emerald Bay, TX?

What is the population of Emerald Bay, TX? +

1,074 people live in Emerald Bay, TX according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Emerald Bay, TX? +

The median household income in Emerald Bay is $120,139 per year, based on Census ACS 2023 data.

What is the cost of living in Emerald Bay? +

BEA does not publish a city-level cost-of-living figure for Emerald Bay; the closest available measure is the Texas state average, a cost of living index of 97.1 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data. Costs within Texas vary by metro area.

What is the median home value in Emerald Bay, TX? +

A typical home in Emerald Bay is worth $279,200, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.