City profile · Iowa · Census ACS 2023

Bernard, IA

Population, income, housing, safety, climate and schools for Bernard - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

101
Residents
$63,750
Median income
$165,600
Median home
$1,077
Median rent (state)

Bernard - the verdict

Nationally, Bernard sits in the 41st percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

41st
percentile, household income
32nd
percentile, home value
26th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Bernard, IA

101 people live in Bernard, Iowa - a small town by U.S. Census Bureau ACS 2023 estimates. Median household income here is $63,750 per year, below the median for U.S. cities on this measure, with a poverty rate of 0.0%. Typical homes in Bernard are valued around $165,600, and the median resident age is 29.8 years. About 25.0% of adults hold a bachelor's degree or higher, while 81.3% of working-age residents are in the labor force.

Living costs in Iowa run below the national norm: BEA Regional Price Parities 2024 puts Iowa at 87.8 on a 100-equals-national-average scale (Well Below Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,077 monthly. Monthly utility costs average around $212 across Iowa, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 63.6 out of 100 (Moderate).

Population

101 residents

Census ACS 2023 - Iowa

Median Household Income

$63,750 /yr

Poverty 0.0%

Cost of Living Index (state)

87.8 (US=100)

Well Below Average - BEA RPP 2024, Iowa average

How does Bernard compare to other US cities?

Here's how Bernard stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 41% higher than other cities
Home value 32% pricier than other cities
Median rent 26% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Bernard against every qualifying US city; each in-state rank narrows that to Iowa only. Full formula and direction notes: methodology.

Iowa-relative analysis

Poverty Rate places Bernard near the bottom of Iowa's cities

Among the 858 Iowa cities PlainCities tracks with reported poverty rate data, Bernard ranks #764 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Bernard only against its own state's cities, not the full US field.

Median Household Income
#460 of 845
45th percentile in Iowa
Median Gross Rent
#162 of 858
79th percentile in Iowa
Median Home Value
#207 of 849
76th percentile in Iowa
Poverty Rate
#764 of 858
0th percentile in Iowa
Bachelor's Degree or Higher
#195 of 858
77th percentile in Iowa

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Iowa only, not a livability score. See the methodology for the source and calculation.

41stIncome percentile

41st percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Bernard's home value compares nationally

Median home value vs. every US city (population 1,000+)

$165,600 Among the most affordable more affordable than 68% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). This entry sits in this band. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Bernard $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Bernard, IA Bernard, IA's reported median household income shown against the U.S. national quintile-share pattern (not Bernard, IA-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Bernard, IA median $63,750/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Bernard, IA's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Bernard, IA. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 25.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 81.3%

Census ACS S2301, share of working-age residents in the labor force

Population
101
Median Income
$63,750
Median Home Value
$165,600
Median Age
29.8
Poverty Rate
0.0%
Labor force participation
81.3%
Bachelor's Degree+
25.0%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
113 residents114 residents115 residents116 residents117 residents118 residents 202020212022202320242025 115 residents 117 residents ▲ +1.7%
Bernard's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
85.3%
Carpool
4.4%
Public Transit
0.0%
Walk
4.4%
Work from Home
5.9%

Based on 68 workers 16 and over.

Monthly Utility Costs

State-average estimates for Iowa - EIA 2023 residential energy data

Electricity
$95
avg/month
Natural Gas
$75
avg/month
Water & Sewer
$42
avg/month
Total Utilities
$212
estimated/month

Estimates reflect Iowa state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Iowa state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Bernard sits in

Cost of Living Index
87.8
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,077/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
63.6 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Iowa

Dolliver
100 people
Douds
100 people
Spragueville
102 people
Hartwick
104 people
Westwood
104 people
Green Mountain
105 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Bernard's 101 residents (Census ACS 5-Year 2023).

Providence, AL
101 people
Santa Cruz, AZ
101 people
New Pine Creek, CA
101 people
Whitley Gardens, CA
101 people
Exeter, IL
101 people
Pearl, IL
101 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Bernard's $63,750 (Census ACS 5-Year 2023, table B19013).

Kellyton, AL
$63,750 median income
Golovin, AK
$63,750 median income
Peeples Valley, AZ
$63,750 median income
Banks, AR
$63,750 median income
Lakeview, CA
$63,750 median income
Malaga, CA
$63,750 median income

Race & Ethnicity Composition

Race and ethnicity - Bernard, IA Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Bernard, IA - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 99.0% ETHNICITY, Hispanic or Latino (any race) 0.0% White 99.0% Black or African American 0.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 1.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Bernard compares to nearby Iowa cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Bernard (this city) 101 $63,750
Dolliver 100 $85,625
Douds 100 $107,534
Spragueville 102 $76,250
Census ACS 5-year FIPS IA OMB Bulletin 23-01

What do people ask about Bernard, IA?

What is the population of Bernard, IA? +

The population of Bernard, IA stands at 101 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Bernard, IA? +

In Bernard, the typical household earns $63,750 per year, based on Census ACS 2023 data.

What is the cost of living in Bernard? +

BEA does not publish a city-level cost-of-living figure for Bernard; the closest available measure is the Iowa state average, a cost of living index of 87.8 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Iowa vary by metro area.

What is the median home value in Bernard, IA? +

Homes in Bernard carry a median value of $165,600, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.