City profile · Kentucky · Census ACS 2023

Waverly, KY

Population, income, housing, safety, climate and schools for Waverly - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

361
Residents
$61,250
Median income
$100,000
Median home
$911
Median rent (state)

Waverly - the verdict

Nationally, Waverly sits in the 37th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

37th
percentile, household income
10th
percentile, home value
5th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Waverly, KY

Census ACS 2023 estimates count 361 residents in Waverly, a small town within Kentucky. The typical household in Waverly brings in $61,250 a year, below the median for U.S. cities on this measure, with a poverty rate of 17.9%. Waverly's housing stock carries a median value of $100,000, and the median resident age is 46.5 years. Educational attainment runs 8.4% of adults with a bachelor's degree or higher. Separately, 51.3% of working-age residents are in the labor force.

Living costs in Kentucky run below the national norm: the state registers 90.2 on a 100-equals-national-average index (Well Below Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $911 monthly. Monthly utility costs average around $225 across Kentucky, per EIA 2023 residential energy estimates. Commute times here average 26.6 minutes, with 93.6% driving alone and 2.5% working from home, per Census ACS commuting data. Natural-hazard exposure scores 42.8 out of 100 on FEMA's National Risk Index (Low).

Population

361 residents

Census ACS 2023 - Kentucky

Median Household Income

$61,250 /yr

Poverty 17.9%

Cost of Living Index (state)

90.2 (US=100)

Well Below Average - BEA RPP 2024, Kentucky average

How does Waverly compare to other US cities?

Here's how Waverly stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 37% higher than other cities
Home value 10% pricier than other cities
Median rent 5% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Waverly against every qualifying US city; each in-state rank narrows that to Kentucky only. Full formula and direction notes: methodology.

Kentucky-relative analysis

Bachelor's Degree or Higher places Waverly toward the bottom of Kentucky's cities

Among the 520 Kentucky cities PlainCities tracks with reported bachelor's degree or higher data, Waverly ranks #414 - the 20th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Waverly only against its own state's cities, not the full US field.

Median Household Income
#201 of 485
58th percentile in Kentucky
Median Gross Rent
#323 of 520
37th percentile in Kentucky
Median Home Value
#381 of 484
21st percentile in Kentucky
Poverty Rate
#170 of 519
67th percentile in Kentucky
Bachelor's Degree or Higher
#414 of 520
20th percentile in Kentucky

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Kentucky only, not a livability score. See the methodology for the source and calculation.

37thIncome percentile

37th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Waverly's home value compares nationally

Median home value vs. every US city (population 1,000+)

$100,000 Among the most affordable more affordable than 90% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). This entry sits in this band. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Waverly $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Waverly, KY Waverly, KY's reported median household income shown against the U.S. national quintile-share pattern (not Waverly, KY-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Waverly, KY median $61,250/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Waverly, KY's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Waverly, KY. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 8.4%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 17.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 51.3%

Census ACS S2301, share of working-age residents in the labor force

Population
361
Median Income
$61,250
Median Home Value
$100,000
Median Age
46.5
Poverty Rate
17.9%
Labor force participation
51.3%
Bachelor's Degree+
8.4%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
295 residents300 residents305 residents310 residents315 residents 202020212022202320242025 313 residents 301 residents ▼ -3.8%
Waverly's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Average Commute Time
26.6 minutes
Drive Alone
93.6%
Carpool
3.8%
Public Transit
0.0%
Walk
0.0%
Work from Home
2.5%

Based on 157 workers 16 and over.

Monthly Utility Costs

State-average estimates for Kentucky - EIA 2023 residential energy data

Electricity
$115
avg/month
Natural Gas
$70
avg/month
Water & Sewer
$40
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Kentucky state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Kentucky state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Waverly sits in

Cost of Living Index
90.2
Well Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$911/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
42.8 / 100
Low
FEMA NRI composite score (county)

Similar Cities in Kentucky

Summersville
360 people
Wayland
360 people
Gamaliel
359 people
Spring Mill
363 people
Willisburg
359 people
McHenry
355 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Waverly's 361 residents (Census ACS 5-Year 2023).

Epes, AL
361 people
Woodville Farm Labor Camp, CA
361 people
Talmo, GA
361 people
Ringsted, IA
361 people
Sudlersville, MD
361 people
Hitterdal, MN
361 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Waverly's $61,250 (Census ACS 5-Year 2023, table B19013).

Graysville, AL
$61,250 median income
Copper Center, AK
$61,250 median income
Allensworth, CA
$61,250 median income
Tranquillity, CA
$61,250 median income
Wiley, CO
$61,250 median income
Ellenton, GA
$61,250 median income

Race & Ethnicity Composition

Race and ethnicity - Waverly, KY Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Waverly, KY - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 99.2% ETHNICITY, Hispanic or Latino (any race) 0.0% White 99.2% Black or African American 0.0% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 0.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Waverly compares to nearby Kentucky cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Waverly (this city) 361 $61,250
Summersville 360 $51,696
Wayland 360 $31,042
Gamaliel 359 $37,000
Census ACS 5-year FIPS KY OMB Bulletin 23-01

What do people ask about Waverly, KY?

What is the population of Waverly, KY? +

The population of Waverly, KY stands at 361 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Waverly, KY? +

Median annual household income in Waverly runs $61,250, based on Census ACS 2023 data.

What is the cost of living in Waverly? +

BEA does not publish a city-level cost-of-living figure for Waverly; the closest available measure is the Kentucky state average, a cost of living index of 90.2 (U.S. average = 100), rated "Well Below Average" based on BEA Regional Price Parities 2024 data. Costs within Kentucky vary by metro area.

What is the median home value in Waverly, KY? +

Homes in Waverly carry a median value of $100,000, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Verify with HUD →

Verify with FBI →

Verify with NOAA →

Verify with U.S. Census Bureau →

Verify with EPA →

Verify with FEMA →

Verify with BEA →

Verify with EIA →

Verify with NCES →

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.