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Place dossier plate
SheetMA-OAK-BLUFFS-MA · Oak Bluffs, MA 1,357 pop · income 34th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Oak Bluffs
Lowest/highest poles plus peers nearest Oak Bluffs on median household income. Full ladder: /browse and /rankings.
median HH income
Mount Ida · lowest
43,114
Mount Ida · lowest
43,114 median HH income
30.5% of the leader · rank #1
Quincy · near
59,079
Quincy · near
59,079 median HH income
41.7% of the leader · rank #2
Oak Bluffs · this city
59,082
Oak Bluffs · this city
59,082 median HH income
41.7% of the leader · rank #3
Italy · near
59,082
Italy · near
59,082 median HH income
41.7% of the leader · rank #4
Newborn · near
59,083
Newborn · near
59,083 median HH income
41.7% of the leader · rank #5
Eugene · near
59,083
Eugene · near
59,083 median HH income
41.7% of the leader · rank #6
Brewster Heig… · highest
141,563
Brewster Heig… · highest
141,563 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Oak Bluffs on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 1,357.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Oak Bluffs - the verdict
Out of every US city with 1,000+ residents, Oak Bluffs places in the 34th percentile for household income and the 38th percentile for safety. Source: Census ACS + FBI UCR.
34th
percentile, household income
97th
percentile, home value
98th
percentile, median rent
38th
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Oak Bluffs, MA
Oak Bluffs is a small town in Massachusetts, home to 1,357 residents per U.S. Census Bureau ACS 2023 estimates. Households in Oak Bluffs report a median income of $59,082 per year, below the median for U.S. cities on this measure, with a poverty rate of 12.5%. Home values in Oak Bluffs run a median of $1,013,900, and the median resident age is 57.2 years. Educational attainment runs 36.0% of adults with a bachelor's degree or higher. Separately, 30.5% of working-age residents are in the labor force.
Oak Bluffs reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 1769.1 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).
Massachusetts carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Massachusetts at 105.8 on a 100-equals-national-average scale (Above Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $2,261 monthly. Monthly utility costs average around $330 across Massachusetts, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 78.8 out of 100 (High).
A decision-led reading path
Useful questions to ask of Oak Bluffs's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to schools and households to comparison shortlist to reported crime; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Oak Bluffs, city-specific coverage includes commute-mode shares, FBI reported-crime rates, matched public-school count.
No matched row is reported here for local building permits, annual population history, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in Oak Bluffs?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 17.2 times median household income. The ACS poverty estimate is 12.5%, which keeps the citywide median from describing every household.
What does the journey to work look like in Oak Bluffs?
Driving alone is the largest reported mode at 49.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
What does the education layer cover for Oak Bluffs?
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
The NCES join finds 2 public schools within the city match. 36.0% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
Which cities make useful reference points for Oak Bluffs?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Massachusetts, the closest population matches are Hatfield (1,361 residents, $109,625 income); East Brookfield (1,349 residents, $70,625 income); West Chatham (1,337 residents, $135,199 income). Outside the state, the closest population matches in this dataset are Bainbridge, PA (1,357 residents); Mount Ida, AR (1,358 residents); Pine Knot, KY (1,358 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in Oak Bluffs?
The joined FBI UCR record reports 1769.1 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 22% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Total reported rate
1769.1
Violent rate
364.8
Property rate
1404.3
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Below median income · poverty 12.5% (Above-median poverty)
Cost of Living Index (state)
105.8 (US=100)
High cost · BEA RPP 2024, Massachusetts average
F
City profile score · Oak Bluffs, MA
33/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share B-
36.0%
Adults with a bachelor's degree or higher; ACS.
Household income F
$59,082
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate F
12.5%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime F
365 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Cost of living F
105.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Oak Bluffs profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 68/100 (B-) · 36.0%
Household income: 33/100 (F) · $59,082
Poverty rate: 30/100 (F) · 12.5%
Violent crime: 24/100 (F) · 365 /100k
Cost of living: 18/100 (F) · 105.8 index
Where Oak Bluffs sits on home value vs crime among peer cities
Oak Bluffs's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Oak Bluffs highlighted among 25 peers.Read the chart values
Oak Bluffs, MA (this city): home $1,013,900, crime 1,769/100k
Hatfield, MA : home $460,300, crime 181/100k
East Brookfield, MA : home $337,500, crime 626/100k
Holland, MA : home $281,000, crime 383/100k
Shirley, MA : home $378,700, crime 379/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Oak Bluffs compare to other US cities?
Where Oak Bluffs sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income34% higher than other cities
Home value97% pricier than other cities
Median rent98% pricier than other cities
Safety38% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Massachusetts, Oak Bluffs ranks #130 of 149 Massachusetts cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Oak Bluffs against every qualifying US city; each in-state rank narrows that to Massachusetts only. Full formula and direction notes: methodology.
Massachusetts-relative analysis
Median Gross Rent places Oak Bluffs near the bottom of Massachusetts's cities
Among the 247 Massachusetts cities PlainCities tracks with reported median gross rent data, Oak Bluffs ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Oak Bluffs only against its own state's cities, not the full US field.
Median Household Income
#211 of 233
9th percentile in Massachusetts
Median Gross Rent
#1 of 247
0th percentile in Massachusetts
Median Home Value
#17 of 240
93rd percentile in Massachusetts
Poverty Rate
#24 of 247
90th percentile in Massachusetts
Bachelor's Degree or Higher
#169 of 247
32nd percentile in Massachusetts
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Massachusetts only, not a livability score. See the methodology for the source and calculation.
Gauge source note
34th percentile nationally for median household income · 38th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Oak Bluffs's profile vs. every US city
Income, affordability, and safety percentile
Oak Bluffs's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Oak Bluffs's home value compares nationally
Median home value vs. every US city (population 1,000+)
$1,013,9003rd percentilemore affordable than 3% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Oak Bluffs's home-value-to-income ratio: 17.2×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#15,501 of 15,516
More affordable than 0% of tracked cities (pop. 1,000+)
Size class
#11,310 of 11,323
Micro cities (under 10,000)
At 17.2×, Oak Bluffs sits in the pressured band:
national rank #15,501 of 15,516 and #11,310 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$59,082Oak Bluffs, MA median household income (Census ACS)
Show U.S. national quintile / Lorenz context Oak Bluffs, MA median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Oak Bluffs, MA.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)36.0%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)12.5%
Census ACS S1701, poverty status
Labor force participation (adults 16+)30.5%
Census ACS S2301, share of working-age residents in the labor force
Population
1,357
Median Income
$59,082
Median Home Value
$1,013,900
Median Age
57.2
Poverty Rate
12.5%
Labor force participation
30.5%
Bachelor's Degree+
36.0%
Safety & Crime
Total Crime Rate
1769.1
per 100,000 residents
Violent Crime
364.8
per 100,000 residents
Property Crime
1404.3
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
2
Public schools in this city
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
49.0%
Carpool
24.2%
Public Transit
0.0%
Walk
10.6%
Work from Home
16.2%
Based on 396 workers 16 and over.
Monthly Utility Costs
Massachusetts statewide monthly utility average (EIA 2023): $330
EIA 2023 residential energy data puts average monthly utilities across Massachusetts at $330 (electricity about $160 , water and sewer about $60 ).
These are Massachusetts statewide averages, not a meter reading for Oak Bluffs. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Massachusetts's BEA cost-of-living index is 105.8 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Oak Bluffs is $2,261/mo. FEMA's National Risk Index, averaged to Massachusetts statewide on PlainCities, rates natural-hazard exposure at 78.8 / 100 (High).
Cost/risk geography note
Cost of living is a Massachusetts statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Oak Bluffs sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Oak Bluffs compares to similar-size Massachusetts cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.