City profile · Massachusetts · Census ACS 2023

Oak Bluffs, MA

Population, income, housing, safety, climate and schools for Oak Bluffs - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

1,357
Residents
$59,082
Median income
$1,013,900
Median home
$2,143
Median rent (state)

Oak Bluffs - the verdict

Out of every US city with 1,000+ residents, Oak Bluffs places in the 34th percentile for household income and the 38th percentile for safety. Source: Census ACS + FBI UCR.

34th
percentile, household income
97th
percentile, home value
86th
percentile, median rent
38th
percentile, safety
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Oak Bluffs, MA

Oak Bluffs is a small town in Massachusetts, home to 1,357 residents per U.S. Census Bureau ACS 2023 estimates. The typical household in Oak Bluffs brings in $59,082 a year, below the median for U.S. cities on this measure, with a poverty rate of 12.5%. Home values in Oak Bluffs run a median of $1,013,900, and the median resident age is 57.2 years. Educational attainment runs 36.0% of adults with a bachelor's degree or higher. Separately, 30.5% of working-age residents are in the labor force.

Oak Bluffs reports a comparatively low crime rate: the FBI's Uniform Crime Reporting program logs 1769.1 total incidents per 100,000 residents here, below the national average (agency reporting is voluntary, so this measures reporting activity, not a definitive danger score).

Massachusetts carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Massachusetts at 105.8 on a 100-equals-national-average scale (Above Average). Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $2,143 monthly. Monthly utility costs average around $330 across Massachusetts, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 16.8 out of 100 (Very Low).

Population

1,357 residents

Census ACS 2023 - Massachusetts

Median Household Income

$59,082 /yr

Poverty 12.5%

Cost of Living Index (state)

105.8 (US=100)

Above Average - BEA RPP 2024, Massachusetts average

How does Oak Bluffs compare to other US cities?

Where Oak Bluffs sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 34% higher than other cities
Home value 97% pricier than other cities
Median rent 86% pricier than other cities
Safety 38% safer than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

National percentiles can mask local variation. Looking only at Massachusetts, Oak Bluffs ranks #130 of 149 Massachusetts cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.

How we calculate these percentiles & ranks

Each percentile compares Oak Bluffs against every qualifying US city; each in-state rank narrows that to Massachusetts only. Full formula and direction notes: methodology.

Massachusetts-relative analysis

Median Home Value is Oak Bluffs's strongest outlier among Massachusetts cities

Among the 240 Massachusetts cities PlainCities tracks with reported median home value data, Oak Bluffs ranks #17 - the 93rd percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Oak Bluffs only against its own state's cities, not the full US field.

Median Household Income
#211 of 233
9th percentile in Massachusetts
Median Gross Rent
#151 of 247
33rd percentile in Massachusetts
Median Home Value
#17 of 240
93rd percentile in Massachusetts
Poverty Rate
#24 of 247
90th percentile in Massachusetts
Bachelor's Degree or Higher
#169 of 247
32nd percentile in Massachusetts

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Massachusetts only, not a livability score. See the methodology for the source and calculation.

34thIncome percentile
38thSafety percentile

34th percentile nationally for median household income · 38th percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.

Oak Bluffs's profile vs. every US city

Income, affordability, and safety percentile

Oak Bluffs's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown. 3-axis radar comparing 1 series across Income, Affordability, Safety. IncomeAffordabilitySafety 27 Avg. percentile National median
Oak Bluffs's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.

How Oak Bluffs's home value compares nationally

Median home value vs. every US city (population 1,000+)

$1,013,900 3rd percentile more affordable than 3% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). Below this entry. $925,000–$950,000: 37 US cities (0%). Below this entry. $950,000–$975,000: 31 US cities (0%). Below this entry. $975,000–$1,000,000: 470 US cities (3%). Below this entry. $1,000,000–$1,025,000: 0 US cities (0%). This entry sits in this band. Oak Bluffs $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Oak Bluffs, MA Oak Bluffs, MA's reported median household income shown against the U.S. national quintile-share pattern (not Oak Bluffs, MA-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Oak Bluffs, MA median $59,082/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Oak Bluffs, MA's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Oak Bluffs, MA. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 36.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 12.5%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 30.5%

Census ACS S2301, share of working-age residents in the labor force

Population
1,357
Median Income
$59,082
Median Home Value
$1,013,900
Median Age
57.2
Poverty Rate
12.5%
Labor force participation
30.5%
Bachelor's Degree+
36.0%

Safety & Crime

Total Crime Rate
1769.1
per 100,000 residents
Violent Crime
364.8
per 100,000 residents
Property Crime
1404.3
per 100,000 residents

Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.

Schools

Total Schools
2
Public schools in this city

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
49.0%
Carpool
24.2%
Public Transit
0.0%
Walk
10.6%
Work from Home
16.2%

Based on 396 workers 16 and over.

Monthly Utility Costs

State-average estimates for Massachusetts - EIA 2023 residential energy data

Electricity
$160
avg/month
Natural Gas
$110
avg/month
Water & Sewer
$60
avg/month
Total Utilities
$330
estimated/month

Estimates reflect Massachusetts state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Massachusetts state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Oak Bluffs sits in

Cost of Living Index
105.8
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,143/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
16.8 / 100
Very Low
FEMA NRI composite score (county)

Similar Cities in Massachusetts

Hatfield
1,361 people
East Brookfield
1,349 people
West Chatham
1,337 people
Weweantic
1,384 people
Holland
1,313 people
Shirley
1,256 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Oak Bluffs's 1,357 residents (Census ACS 5-Year 2023).

Bainbridge, PA
1,357 people
Mount Ida, AR
1,358 people
Pine Knot, KY
1,358 people
Corvallis, MT
1,356 people
Brewster Heights, NY
1,356 people
Alamance, NC
1,358 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Oak Bluffs's $59,082 (Census ACS 5-Year 2023, table B19013).

Italy, TX
$59,082 median income
Newborn, GA
$59,083 median income
Eugene, MO
$59,083 median income
Quincy, MI
$59,079 median income
Daisetta, TX
$59,079 median income
Dumbarton, VA
$59,085 median income

Race & Ethnicity Composition

Race and ethnicity - Oak Bluffs, MA Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Oak Bluffs, MA - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 82.4% 15.6% ETHNICITY, Hispanic or Latino (any race) 2.4% White 82.4% Black or African American 15.6% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 2.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Oak Bluffs compares to nearby Massachusetts cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Oak Bluffs (this city) 1,357 $59,082
Hatfield 1,361 $109,625
East Brookfield 1,349 $70,625
West Chatham 1,337 $135,199
Census ACS 5-year FIPS MA FBI UCR NCES CCD OMB Bulletin 23-01

What do people ask about Oak Bluffs, MA?

What is the population of Oak Bluffs, MA? +

Oak Bluffs, MA has a population of 1,357 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Oak Bluffs, MA? +

Oak Bluffs households earn a median of $59,082 annually, based on Census ACS 2023 data.

What is the cost of living in Oak Bluffs? +

BEA does not publish a city-level cost-of-living figure for Oak Bluffs; the closest available measure is the Massachusetts state average, a cost of living index of 105.8 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Massachusetts vary by metro area.

Is Oak Bluffs, MA safe? +

Oak Bluffs has a total crime rate of 1769.1 per 100,000 residents, which is below the national average. This reflects incidents reported to the FBI UCR program, not a definitive safety score -- agency reporting is voluntary and completeness varies by jurisdiction.

What is the median home value in Oak Bluffs, MA? +

A typical home in Oak Bluffs is worth $1,013,900, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.