City profile · North Carolina · Census ACS 2023

Oak City, NC

Population, income, housing, safety, climate and schools for Oak City - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

472
Residents
$60,739
Median income
$87,400
Median home
$925
Median rent (state)

Oak City - the verdict

Measured against every US city with at least 1,000 residents, Oak City lands in the 36th percentile for household income. Source: Census ACS.

36th
percentile, household income
6th
percentile, home value
7th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Oak City, NC

Census ACS 2023 estimates count 472 residents in Oak City, a small town within North Carolina. Oak City households earn a median of $60,739 annually, below the median for U.S. cities on this measure, with a poverty rate of 2.5%. Home values in Oak City run a median of $87,400, and the median resident age is 50.0 years. Educational attainment runs 7.0% of adults with a bachelor's degree or higher. Separately, 62.1% of working-age residents are in the labor force.

Living costs in North Carolina run below the national norm: the state registers 94.3 on a 100-equals-national-average index (Below Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $925 per month. Statewide, average monthly utility bills in North Carolina run around $215, per EIA 2023 residential energy data. Natural-hazard exposure scores 65.5 out of 100 on FEMA's National Risk Index (Moderate).

Population

472 residents

Census ACS 2023 - North Carolina

Median Household Income

$60,739 /yr

Poverty 2.5%

Cost of Living Index (state)

94.3 (US=100)

Below Average - BEA RPP 2024, North Carolina average

How does Oak City compare to other US cities?

Here's how Oak City stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 36% higher than other cities
Home value 6% pricier than other cities
Median rent 7% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Oak City against every qualifying US city; each in-state rank narrows that to North Carolina only. Full formula and direction notes: methodology.

North Carolina-relative analysis

Median Gross Rent places Oak City near the bottom of North Carolina's cities

Among the 746 North Carolina cities PlainCities tracks with reported median gross rent data, Oak City ranks #552 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Oak City only against its own state's cities, not the full US field.

Median Household Income
#325 of 700
54th percentile in North Carolina
Median Gross Rent
#552 of 746
0th percentile in North Carolina
Median Home Value
#661 of 708
7th percentile in North Carolina
Poverty Rate
#601 of 746
19th percentile in North Carolina
Bachelor's Degree or Higher
#675 of 746
10th percentile in North Carolina

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within North Carolina only, not a livability score. See the methodology for the source and calculation.

36thIncome percentile

36th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Oak City's home value compares nationally

Median home value vs. every US city (population 1,000+)

$87,400 Among the most affordable more affordable than 94% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). This entry sits in this band. $100,000–$125,000: 1,516 US cities (10%). Above this entry. $125,000–$150,000: 1,170 US cities (8%). Above this entry. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Oak City $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Oak City, NC Oak City, NC's reported median household income shown against the U.S. national quintile-share pattern (not Oak City, NC-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Oak City, NC median $60,739/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Oak City, NC's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Oak City, NC. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 7.0%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 2.5%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 62.1%

Census ACS S2301, share of working-age residents in the labor force

Population
472
Median Income
$60,739
Median Home Value
$87,400
Median Age
50.0
Poverty Rate
2.5%
Labor force participation
62.1%
Bachelor's Degree+
7.0%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
260 residents265 residents270 residents275 residents 202020212022202320242025 272 residents 266 residents ▼ -2.2%
Oak City's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
87.0%
Carpool
2.1%
Public Transit
0.0%
Walk
0.0%
Work from Home
9.6%
Other
1.3%

Based on 239 workers 16 and over.

Monthly Utility Costs

State-average estimates for North Carolina - EIA 2023 residential energy data

Electricity
$115
avg/month
Natural Gas
$55
avg/month
Water & Sewer
$45
avg/month
Total Utilities
$215
estimated/month

Estimates reflect North Carolina state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a North Carolina state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Oak City sits in

Cost of Living Index
94.3
Below Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$925/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
65.5 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in North Carolina

Cape Colony
470 people
Montreat
474 people
Pink Hill
470 people
Washington Park
470 people
Bolton
469 people
Bunn
468 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Oak City's 472 residents (Census ACS 5-Year 2023).

Witches Woods, CT
472 people
Buckley, IL
472 people
De Land, IL
472 people
Hoyleton, IL
472 people
Pippa Passes, KY
472 people
Union, LA
472 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Oak City's $60,739 (Census ACS 5-Year 2023, table B19013).

Brooklyn, IN
$60,742 median income
St. Ignace, MI
$60,735 median income
Mound City, MO
$60,735 median income
Miles City, MT
$60,732 median income
Irwin, PA
$60,747 median income
Port Charlotte, FL
$60,729 median income

Race & Ethnicity Composition

Race and ethnicity - Oak City, NC Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Oak City, NC - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 27.3% 71.2% ETHNICITY, Hispanic or Latino (any race) 2.1% White 27.3% Black or African American 71.2% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 1.5% Two or more races 0.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Oak City compares to nearby North Carolina cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Oak City (this city) 472 $60,739
Cape Colony 470 $73,438
Montreat 474 N/A
Pink Hill 470 $42,670
Census ACS 5-year FIPS NC OMB Bulletin 23-01

What do people ask about Oak City, NC?

What is the population of Oak City, NC? +

Oak City, NC counts 472 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Oak City, NC? +

Oak City households earn a median of $60,739 annually, based on Census ACS 2023 data.

What is the cost of living in Oak City? +

BEA does not publish a city-level cost-of-living figure for Oak City; the closest available measure is the North Carolina state average, a cost of living index of 94.3 (U.S. average = 100), rated "Below Average" based on BEA Regional Price Parities 2024 data. Costs within North Carolina vary by metro area.

What is the median home value in Oak City, NC? +

The median home value in Oak City is $87,400, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.