City profile · New Jersey · Census ACS 2023

Cream Ridge, NJ

Population, income, housing, safety, climate and schools for Cream Ridge - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

477
Residents
$235,761
Median income
$808,000
Median home
$1,950
Median rent (state)

Cream Ridge - the verdict

Measured against every US city with at least 1,000 residents, Cream Ridge lands in the 99th percentile for household income. Source: Census ACS.

99th
percentile, household income
95th
percentile, home value
81st
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Cream Ridge, NJ

477 people live in Cream Ridge, New Jersey - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in Cream Ridge brings in $235,761 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 0.0%. Home values in Cream Ridge run a median of $808,000, and the median resident age is 51.1 years. 60.7% of adults here have a bachelor's degree or higher; 56.4% of working-age residents are in the labor force.

New Jersey carries a cost-of-living premium: the state registers 108.8 on a 100-equals-national-average index (Well Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,950 per month statewide. Statewide, average monthly utility bills in New Jersey run around $275, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 95.4 out of 100 for natural-hazard exposure (Very High).

Population

477 residents

Census ACS 2023 - New Jersey

Median Household Income

$235,761 /yr

Poverty 0.0%

Cost of Living Index (state)

108.8 (US=100)

Well Above Average - BEA RPP 2024, New Jersey average

How does Cream Ridge compare to other US cities?

Cream Ridge measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 99% higher than other cities
Home value 95% pricier than other cities
Median rent 81% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Cream Ridge against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.

New Jersey-relative analysis

Poverty Rate places Cream Ridge near the bottom of New Jersey's cities

Among the 680 New Jersey cities PlainCities tracks with reported poverty rate data, Cream Ridge ranks #540 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cream Ridge only against its own state's cities, not the full US field.

Median Household Income
#18 of 659
97th percentile in New Jersey
Median Gross Rent
#409 of 686
36th percentile in New Jersey
Median Home Value
#69 of 672
90th percentile in New Jersey
Poverty Rate
#540 of 680
0th percentile in New Jersey
Bachelor's Degree or Higher
#156 of 686
77th percentile in New Jersey

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.

99thIncome percentile

99th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Cream Ridge's home value compares nationally

Median home value vs. every US city (population 1,000+)

$808,000 5th percentile more affordable than 5% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). This entry sits in this band. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Cream Ridge $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Cream Ridge, NJ Cream Ridge, NJ's reported median household income shown against the U.S. national quintile-share pattern (not Cream Ridge, NJ-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Cream Ridge, NJ median $235,761/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Cream Ridge, NJ's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Cream Ridge, NJ. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 60.7%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 0.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 56.4%

Census ACS S2301, share of working-age residents in the labor force

Population
477
Median Income
$235,761
Median Home Value
$808,000
Median Age
51.1
Poverty Rate
0.0%
Labor force participation
56.4%
Bachelor's Degree+
60.7%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
75.8%
Carpool
5.9%
Public Transit
0.0%
Walk
0.0%
Work from Home
18.3%

Based on 219 workers 16 and over.

Monthly Utility Costs

State-average estimates for New Jersey - EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$95
avg/month
Water & Sewer
$60
avg/month
Total Utilities
$275
estimated/month

Estimates reflect New Jersey state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a New Jersey state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Cream Ridge sits in

Cost of Living Index
108.8
Well Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,950/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
95.4 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in New Jersey

Harvey Cedars
478 people
Barnegat Light
473 people
Mantoloking
468 people
Washington Crossing
487 people
Pluckemin
490 people
Vincentown
490 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Cream Ridge's 477 residents (Census ACS 5-Year 2023).

Port Penn, DE
477 people
Doon, IA
477 people
Lovilia, IA
477 people
Lewis, KS
477 people
Fessenden, ND
477 people
Ridgewood, OH
477 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Cream Ridge's $235,761 (Census ACS 5-Year 2023, table B19013).

North Oaks, MN
$235,858 median income
Wyndham, VA
$235,886 median income
East Williston, NY
$236,000 median income
Broadlands, VA
$235,491 median income
Grandview Lake, IN
$236,042 median income
South Gull Lake, MI
$236,094 median income

Race & Ethnicity Composition

Race and ethnicity - Cream Ridge, NJ Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Cream Ridge, NJ - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 77.4% 17.2% ETHNICITY, Hispanic or Latino (any race) 0.0% White 77.4% Black or African American 5.5% Asian 17.2% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 0.0% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Cream Ridge compares to nearby New Jersey cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Cream Ridge (this city) 477 $235,761
Harvey Cedars 478 $148,333
Barnegat Light 473 $104,583
Mantoloking 468 $250,001
Census ACS 5-year FIPS NJ OMB Bulletin 23-01

What do people ask about Cream Ridge, NJ?

What is the population of Cream Ridge, NJ? +

477 people live in Cream Ridge, NJ according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Cream Ridge, NJ? +

Cream Ridge households earn a median of $235,761 annually, based on Census ACS 2023 data.

What is the cost of living in Cream Ridge? +

BEA does not publish a city-level cost-of-living figure for Cream Ridge; the closest available measure is the New Jersey state average, a cost of living index of 108.8 (U.S. average = 100), rated "Well Above Average" based on BEA Regional Price Parities 2024 data. Costs within New Jersey vary by metro area.

What is the median home value in Cream Ridge, NJ? +

The median home value in Cream Ridge is $808,000, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.