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Place dossier plate
SheetNJ-HARVEY-CEDARS-NJ · Harvey Cedars, NJ 478 pop · income 94th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Harvey Cedars
Lowest/highest poles plus peers nearest Harvey Cedars on median household income. Full ladder: /browse and /rankings.
median HH income
Pluckemin · lowest
51,863
Pluckemin · lowest
51,863 median HH income
20.7% of the leader · rank #1
Nesconset · near
148,291
Nesconset · near
148,291 median HH income
59.3% of the leader · rank #2
Trego-Rohrers… · near
148,309
Trego-Rohrers… · near
148,309 median HH income
59.3% of the leader · rank #3
Harvey Cedars · this city
148,333
Harvey Cedars · this city
148,333 median HH income
59.3% of the leader · rank #4
Launiupoko · near
148,333
Launiupoko · near
148,333 median HH income
59.3% of the leader · rank #5
Dorset · near
148,385
Dorset · near
148,385 median HH income
59.4% of the leader · rank #6
Mantoloking · highest
250,001
Mantoloking · highest
250,001 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Harvey Cedars on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 478.
Nationally, Harvey Cedars sits in the 94th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.
94th
percentile, household income
98th
percentile, home value
94th
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Harvey Cedars, NJ
New Jersey's Harvey Cedars is a small town, with 478 residents per the latest Census Bureau ACS figures. Households in Harvey Cedars report a median income of $148,333 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.0%. Harvey Cedars's housing stock carries a median value of $1,207,500, and the median resident age is 63.3 years. 70.9% of adults here have a bachelor's degree or higher; 42.2% of working-age residents are in the labor force.
The Census Building Permit Survey recorded 17 residential units authorized here in 2024 (Growing), up 13% from five years earlier.
New Jersey carries a cost-of-living premium: the state registers 108.8 on a 100-equals-national-average index (Well Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $2,132 per month statewide. Monthly utility costs average around $275 across New Jersey, per EIA 2023 residential energy estimates. FEMA's National Risk Index rates natural-hazard exposure at 90.8 out of 100 (Very High).
A decision-led reading path
Useful questions to ask of Harvey Cedars's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Harvey Cedars, city-specific coverage includes local building permits, annual population history, commute-mode shares.
No matched row is reported here for FBI reported-crime rates, within-city Census tract profiles, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
1. Housing and income
How far does income reach against housing in Harvey Cedars?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 8.1 times median household income. The ACS poverty estimate is 3.0%, which keeps the citywide median from describing every household.
Which cities make useful reference points for Harvey Cedars?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Within New Jersey, the closest population matches are Cream Ridge (477 residents, $235,761 income); Barnegat Light (473 residents, $104,583 income); Washington Crossing (487 residents, $155,060 income). Outside the state, the closest population matches in this dataset are Nutrioso, AZ (478 residents); Solomon, AZ (478 residents); Pescadero, CA (478 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
What does the journey to work look like in Harvey Cedars?
Driving alone is the largest reported mode at 69.5%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Is Harvey Cedars growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +10 residents from 2020 to 2025, a +2.5% change. Separately, Census BPS recorded 17 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A+
70.9%
Adults with a bachelor's degree or higher; ACS.
Household income A+
$148,333
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate B+
3.0%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
108.8 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Harvey Cedars profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 98/100 (A+) · 70.9%
Household income: 96/100 (A+) · $148,333
Poverty rate: 79/100 (B+) · 3.0%
Cost of living: 10/100 (F) · 108.8 index
How does Harvey Cedars compare to other US cities?
Harvey Cedars measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.
Household income94% higher than other cities
Home value98% pricier than other cities
Median rent94% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Harvey Cedars against every qualifying US city; each in-state rank narrows that to New Jersey only. Full formula and direction notes: methodology.
New Jersey-relative analysis
Median Gross Rent places Harvey Cedars near the bottom of New Jersey's cities
Among the 686 New Jersey cities PlainCities tracks with reported median gross rent data, Harvey Cedars ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Harvey Cedars only against its own state's cities, not the full US field.
Median Household Income
#133 of 659
80th percentile in New Jersey
Median Gross Rent
#1 of 686
0th percentile in New Jersey
Median Home Value
#20 of 672
97th percentile in New Jersey
Poverty Rate
#347 of 680
48th percentile in New Jersey
Bachelor's Degree or Higher
#75 of 686
89th percentile in New Jersey
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within New Jersey only, not a livability score. See the methodology for the source and calculation.
Gauge source note
94th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Harvey Cedars's home value compares nationally
Median home value vs. every US city (population 1,000+)
$1,207,5002nd percentilemore affordable than 2% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Harvey Cedars's home-value-to-income ratio: 8.1×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#15,082 of 15,516
More affordable than 3% of tracked cities (pop. 1,000+)
Size class
#11,066 of 11,323
Micro cities (under 10,000)
At 8.1×, Harvey Cedars sits in the pressured band:
national rank #15,082 of 15,516 and #11,066 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$148,333Harvey Cedars, NJ median household income (Census ACS)
Show U.S. national quintile / Lorenz context Harvey Cedars, NJ median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Harvey Cedars, NJ.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)70.9%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)3.0%
Census ACS S1701, poverty status
Labor force participation (adults 16+)42.2%
Census ACS S2301, share of working-age residents in the labor force
Population
478
Median Income
$148,333
Median Home Value
$1,207,500
Median Age
63.3
Poverty Rate
3.0%
Labor force participation
42.2%
Bachelor's Degree+
70.9%
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Harvey Cedars's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
394 residents
2021
401 residents
2022
401 residents
2023
400 residents
2024
402 residents
2025
404 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
🏗️ Growing
Total Permits (2024)
17
housing units authorized
Single-Family
17
detached homes
Multifamily
0
apartments & condos
Supply Intensity
35.6
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
15
15
0
$8.2M
2020
18
18
0
$5.7M
2021
12
12
0
$6.5M
2022
43
43
0
$20.2M
2023
19
19
0
$8.5M
2024
17
17
0
$9.9M
Permit volume increased 13% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
69.5%
Carpool
3.2%
Public Transit
1.6%
Walk
0.0%
Work from Home
22.6%
Other
3.1%
Based on 190 workers 16 and over.
Monthly Utility Costs
New Jersey statewide monthly utility average (EIA 2023): $275
EIA 2023 residential energy data puts average monthly utilities across New Jersey at $275 (electricity about $120 , water and sewer about $60 ).
These are New Jersey statewide averages, not a meter reading for Harvey Cedars. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
New Jersey's BEA cost-of-living index is 108.8 (Well Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Harvey Cedars is $2,132/mo. FEMA's National Risk Index, averaged to New Jersey statewide on PlainCities, rates natural-hazard exposure at 90.8 / 100 (Very High).
Cost/risk geography note
Cost of living is a New Jersey statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Harvey Cedars sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Harvey Cedars compares to similar-size New Jersey cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.