City profile · Minnesota · Census ACS 2023

North Oaks, MN

North Oaks's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

5,175
Residents
$235,858
Median income
$756,300
Median home
$1,125
Median rent (state)
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See how it ranks

State rank, size-class rank, and four peer cities for North Oaks.

Place dossier plate

Sheet MN-NORTH-OAKS-MN · North Oaks, MN 5,175 pop · income 99th pct

POP-TOWN · INC-TOP · COL-PAR · SAFE-UNK · RANK-TOP · PHOTO-FINISH · HOME-TOP · BOOK-UNK

  • POP-TOWN 5,175
  • INC-TOP $235,858
  • COL-PAR 98.6
  • SAFE-UNK Safety pending
  • RANK-TOP 99th
  • PHOTO-FINISH ≈ Wyndham
  • HOME-TOP $756,300
  • BOOK-UNK Tracts pending

Nearest income peer: Wyndham, VA (+ $28 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around North Oaks

Lowest/highest poles plus peers nearest North Oaks on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for North Oaks on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 5,175.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $235,858. Population peers are excluded.

4 peers

North Oaks - the verdict

North Oaks ranks in the 99th percentile for household income nationally, out of every US city with at least 1,000 residents. Source: Census ACS.

99th
percentile, household income
94th
percentile, home value
36th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: North Oaks, MN

Census ACS 2023 estimates count 5,175 residents in North Oaks, a small town within Minnesota. Median household income here is $235,858 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.9%. Typical homes in North Oaks are valued around $756,300, and the median resident age is 43.6 years. 72.4% of adults here have a bachelor's degree or higher; 52.5% of working-age residents are in the labor force.

In 2024, 33 residential building permits were authorized in North Oaks (Growing), up 6% from five years earlier, per Census BPS data.

Minnesota tracks close to the national cost-of-living baseline: the state registers 98.6 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,125 monthly. Statewide, average monthly utility bills in Minnesota run around $225, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 42.4 out of 100 for natural-hazard exposure (Low).

A decision-led reading path

Useful questions to ask of North Oaks's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to comparison shortlist to work and mobility to schools and households to population change; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For North Oaks, city-specific coverage includes annual population history, commute-mode shares, matched public-school count, local building permits. No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.

Question 1

How far does income reach against housing in North Oaks?

The home-value-to-income reference sits in a middle range: the ACS median home value is 3.2 times median household income. The ACS poverty estimate is 3.9%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.

Compare the housing trade-off →

Question 2

Which cities make useful reference points for North Oaks?

Within Minnesota, the closest population matches are Falcon Heights (5,145 residents, $93,233 income); Morris (5,092 residents, $63,807 income); La Crescent (5,266 residents, $82,109 income). Outside the state, the closest population matches in this dataset are New Martinsville, WV (5,175 residents); Samsula-Spruce Creek, FL (5,174 residents); Mayfair, CA (5,173 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

3. Work and mobility

What does the journey to work look like in North Oaks?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.

Driving alone is the largest reported mode at 57.8%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Compare commute patterns →

Question 4

What does the education layer cover for North Oaks?

The NCES join finds 1 public school within the city match. 72.4% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.

The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.

See how the family ranking is built →

Other supported questions

Why these stay compact

These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.

Population change

Is North Oaks growing, shrinking, or holding steady?

The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.

Census PEP estimates show the population grew by +10 residents from 2020 to 2025, a +0.2% change. Separately, Census BPS recorded 33 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.

Period change
+0.2%
2025 estimate
5,283
2020 estimate
5,273

Census Population Estimates Program, 2020–2025; permit context uses Census BPS.

See the national growth ranking →

Population

5,175 residents

Micro place (under 10k)

Median Household Income

$235,858 /yr

Top-decile income · poverty 3.9% (Below-median poverty)

Cost of Living Index (state)

98.6 (US=100)

Above-average cost · BEA RPP 2024, Minnesota average

City profile score · North Oaks, MN

79/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Household income A+
$235,858

Median household income vs U.S. cities (pop ≥1,000); ACS.

Bachelor's+ share A+
72.4%

Adults with a bachelor's degree or higher; ACS.

Poverty rate B
3.9%

Share of residents below the poverty line; lower scores better on this axis.

Cost of living D
98.6 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

North Oaks profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Household income, Bachelor's+ share, Poverty rate, Cost of living. Household incomeBachelor's+ sharePoverty rateCost of living 79 B+
North Oaks profile (scored ACS/FBI dimensions)
Read the chart values
  • Household income: 100/100 (A+) · $235,858
  • Bachelor's+ share: 99/100 (A+) · 72.4%
  • Poverty rate: 72/100 (B) · 3.9%
  • Cost of living: 46/100 (D) · 98.6 index

How does North Oaks compare to other US cities?

North Oaks measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 99% higher than other cities
Home value 94% pricier than other cities
Median rent 36% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares North Oaks against every qualifying US city; each in-state rank narrows that to Minnesota only. Full formula and direction notes: methodology.

Minnesota-relative analysis

Median Gross Rent places North Oaks near the bottom of Minnesota's cities

Among the 785 Minnesota cities PlainCities tracks with reported median gross rent data, North Oaks ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares North Oaks only against its own state's cities, not the full US field.

Median Household Income
#3 of 775
100th percentile in Minnesota
Median Gross Rent
#1 of 785
0th percentile in Minnesota
Median Home Value
#12 of 774
98th percentile in Minnesota
Poverty Rate
#491 of 785
37th percentile in Minnesota
Bachelor's Degree or Higher
#9 of 784
99th percentile in Minnesota
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Minnesota only, not a livability score. See the methodology for the source and calculation.

99thIncome percentile
Gauge source note

99th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How North Oaks's home value compares nationally

Median home value vs. every US city (population 1,000+)

$756,300 6th percentile more affordable than 6% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). This entry sits in this band. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. North Oaks $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

North Oaks's home-value-to-income ratio: 3.2×

ACS median home value divided by median household income.

Band
moderate
3.0–5.0×
National rank
#7,730 of 15,516
More affordable than 50% of tracked cities (pop. 1,000+)
Size class
#6,381 of 11,323
Micro cities (under 10,000)

At 3.2×, North Oaks sits in the moderate band: national rank #7,730 of 15,516 and #6,381 of 11,323micro cities (under 10,000). Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$235,858 North Oaks, MN median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - North Oaks, MN North Oaks, MN's median household income ($235,858) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not North Oaks, MN-specific shares. $ Household Income Distribution North Oaks, MN median $235,858/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
North Oaks, MN median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for North Oaks, MN.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 72.4%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 3.9%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 52.5%

Census ACS S2301, share of working-age residents in the labor force

Population
5,175
Median Income
$235,858
Median Home Value
$756,300
Median Age
43.6
Poverty Rate
3.9%
Labor force participation
52.5%
Bachelor's Degree+
72.4%

Schools

Total Schools
1
Public schools in this city

Population Change

PEP vintage

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
5,000 residents5,100 residents5,200 residents5,300 residents5,400 residents 202020212022202320242025 5,273 residents 5,283 residents ▲ +0.2%
North Oaks's Census PEP population estimates, 2020–2025.
Read the chart as text
Period Population
2020 5,273 residents
2021 5,171 residents
2022 5,088 residents
2023 5,176 residents
2024 5,218 residents
2025 5,283 residents

Housing Supply

BPS source

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

🏗️ Growing
Total Permits (2024)
33
housing units authorized
Single-Family
33
detached homes
Multifamily
0
apartments & condos
Supply Intensity
6.4
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 31
2020 14
2021 17
2022 57
2023 21
2024 33

Permit volume increased 6% from 2019 to 2024.

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
57.8%
Carpool
6.6%
Public Transit
1.3%
Walk
0.2%
Work from Home
33.2%
Other
0.9%

Based on 1,976 workers 16 and over.

Monthly Utility Costs

Minnesota statewide monthly utility average (EIA 2023): $225

EIA 2023 residential energy data puts average monthly utilities across Minnesota at $225 (electricity about $95 , water and sewer about $45 ).

These are Minnesota statewide averages, not a meter reading for North Oaks. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Minnesota's BEA cost-of-living index is 98.6 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around North Oaks is $1,125/mo. FEMA's National Risk Index, averaged to Minnesota statewide on PlainCities, rates natural-hazard exposure at 42.4 / 100 (Low).

Cost/risk geography note

Cost of living is a Minnesota statewide BEA average; rent is a county-level HUD Fair Market Rent for the county North Oaks sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How North Oaks compares to similar-size Minnesota cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
North Oaks (this city) 5,175 $235,858
Falcon Heights 5,145 $93,233
Morris 5,092 $63,807
La Crescent 5,266 $82,109
NCES CCD Census BPS 2024
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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