City profile · New Jersey · Census ACS 2023

Mountain Lake, NJ

Population, income, housing, safety, climate and schools for Mountain Lake — drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

566
Residents
$99,063
Median income
$329,900
Median home
$2,132
Median rent

Data Snapshot: Mountain Lake, NJ

Mountain Lake is a city in New Jersey with a population of 566 residents based on U.S. Census Bureau ACS 2023 estimates. Median household income here reaches $99,063 per year, while the poverty rate sits at 2.3%. Typical homes in Mountain Lake are valued around $329,900, and the median resident age is 56.1 years. About 23.0% of adults hold a bachelor's degree or higher, while 76.4% of working-age residents are in the labor force.

On a cost-of-living index where 100 equals the national average, New Jersey registers 108.8 (Near Average) per BEA Regional Price Parities 2024. HUD Fair Market Rent for a typical two-bedroom in this state is $2,132 per month. Average monthly utility bills run around $275 based on EIA 2023 residential energy data. FEMA's National Risk Index rates natural-hazard exposure at 90.8 out of 100 (Very High).

According to the U.S. Census Bureau's 2023 American Community Survey (ACS) 5-year estimates, PlainCities renders standardized city-level demographic, income, education, employment, and housing indicators across more than 19,000 incorporated places nationwide. Population counts and median household income figures are sourced directly from Census Table B01003 and B19013 respectively, with poverty rates from B17001 and cost-of-living adjustments from the Bureau of Economic Analysis (BEA) Regional Price Parities (RPP) 2024 release. Every value displayed in this snapshot links back to the official upstream tables and is refreshed on the ACS annual release cadence (typically December of the survey year + 1).

Methodology: city boundaries follow the Census Bureau's place-level geography (incorporated places, census-designated places, and consolidated city-county governments), with FIPS codes ensuring consistent identifiers across decennial and annual surveys. Cost-of-living comparisons use BEA's Regional Price Parities (RPP) indexed to the national average (100), enabling cross-city purchasing-power comparisons. See our methodology page for full source attribution, refresh cadence, and known data quality limitations including margin-of-error disclosure and sample-size thresholds.

Population

566 residents

Census ACS 2023 — New Jersey

Median Household Income

$99,063 /yr

Poverty 2.3%

Cost of Living Index

108.8 (US=100)

Near Average — BEA RPP 2024

How does Mountain Lake compare to other US cities?

Where Mountain Lake sits among all US cities (population 1,000+) on each measure — computed live from Census and FBI data.

Household income 77% higher than other cities
Home value 69% pricier than other cities
Median rent 94% pricier than other cities

Percentiles compare Mountain Lake against every US city with at least 1,000 residents. "Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

Income distribution context

Household income distribution — Mountain Lake, NJ Quintile shares of aggregate household income for Mountain Lake, NJ. The Lorenz curve traces cumulative income share against cumulative population share — perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Mountain Lake, NJ — median $99,063/yr — Census ACS quintile shares QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Household income distribution for Mountain Lake, NJ — Census ACS 5-year estimates. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 23.0%

Census ACS S1501 — educational attainment

Poverty rate (households below FPL) 2.3%

Census ACS S1701 — poverty status

Labor force participation (adults 16+) 76.4%

Census ACS S2301 — share of working-age residents in the labor force

Population
566
Median Income
$99,063
Median Home Value
$329,900
Median Age
56.1
Poverty Rate
2.3%
Labor force participation
76.4%
Bachelor's Degree+
23.0%

Commute Patterns

How workers travel to work — Census ACS 2023

Drive Alone
80.3%
Carpool
9.0%
Public Transit
2.5%
Walk
2.2%
Work from Home
6.0%

Based on 401 workers 16 and over.

Monthly Utility Costs

State-average estimates for New Jersey — EIA 2023 residential energy data

Electricity
$120
avg/month
Natural Gas
$95
avg/month
Water & Sewer
$60
avg/month
Total Utilities
$275
estimated/month

Estimates reflect New Jersey state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

New Jersey state-level data from PlainCost, PlainRent, and PlainHazard

Cost of Living Index
108.8
Near Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,132/mo
HUD Fair Market Rent
State-level FMR estimate
Natural Hazard Risk
90.8 / 100
Very High
FEMA NRI composite score

Race & Ethnicity Composition

Race and ethnicity — Mountain Lake, NJ Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Mountain Lake, NJ — Census ACS, OMB race + ethnicity categories RACE — sums to 100% 59.5% 12.1% 6.1% 10.6% 10.3% ETHNICITY — Hispanic or Latino (any race) 18.7% White 59.5% Black or African American 12.1% Asian 6.1% American Indian 1.2% Native Hawaiian 0.2% Some other race 10.6% Two or more races 10.3% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

National-average reference values shown when city-level race/ethnicity table is not loaded. Source: Census ACS 5-year, OMB Directive 15 race-and-ethnicity categories.

How Mountain Lake compares to nearby New Jersey cities

Census ACS 2023 — population and median income benchmarks

Side-by-side population + income comparison anchored on the current city (Mountain Lake) plus the nearest peer cities in New Jersey, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).
Selected

NJ

Mountain Lake

99.06% top marginal rate
Structure
Progressive
Burden @ $100K
$99,063
Brackets
1
Selected

NJ

Three Bridges

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$60
Brackets
1
Selected

NJ

West Wildwood

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$60
Brackets
1
Selected

NJ

Newport

65.00% top marginal rate
Structure
Progressive
Burden @ $100K
$60
Brackets
1
Census ACS 5-year FIPS NJ OMB Bulletin 23-01

What do people ask about Mountain Lake, NJ?

What is the population of Mountain Lake, NJ? +

Mountain Lake, NJ has a population of 566 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Mountain Lake, NJ? +

The median household income in Mountain Lake is $99,063 per year, based on Census ACS 2023 data.

What is the cost of living in Mountain Lake? +

Mountain Lake has a cost of living index of 108.8 (U.S. average = 100), rated "Near Average" based on BEA Regional Price Parities 2024 data.

What is the median home value in Mountain Lake, NJ? +

The median home value in Mountain Lake is $329,900, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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