City profile · Florida · Census ACS 2023

Holmes Beach, FL

Population, income, housing, safety, climate and schools for Holmes Beach - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

3,042
Residents
$99,063
Median income
$667,800
Median home
$1,958
Median rent (state)

Holmes Beach - the verdict

Nationally, Holmes Beach sits in the 77th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

77th
percentile, household income
92nd
percentile, home value
81st
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Holmes Beach, FL

Census ACS 2023 estimates count 3,042 residents in Holmes Beach, a small town within Florida. The typical household in Holmes Beach brings in $99,063 a year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 1.8%. Home values in Holmes Beach run a median of $667,800, and the median resident age is 69.8 years. About 61.9% of adults hold a bachelor's degree or higher, while 32.1% of working-age residents are in the labor force.

In 2024, 15 residential building permits were authorized in Holmes Beach (Construction Slowdown), down 35% from five years earlier, per Census BPS data.

Florida carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Florida at 103.4 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,958 per month. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 97.6 out of 100 for natural-hazard exposure (Very High).

Population

3,042 residents

Census ACS 2023 - Florida

Median Household Income

$99,063 /yr

Poverty 1.8%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Holmes Beach compare to other US cities?

Here's how Holmes Beach stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 77% higher than other cities
Home value 92% pricier than other cities
Median rent 81% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Holmes Beach against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Bachelor's Degree or Higher is Holmes Beach's strongest outlier among Florida cities

Among the 930 Florida cities PlainCities tracks with reported bachelor's degree or higher data, Holmes Beach ranks #43 - the 95th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Holmes Beach only against its own state's cities, not the full US field.

Median Household Income
#160 of 903
82nd percentile in Florida
Median Gross Rent
#436 of 930
48th percentile in Florida
Median Home Value
#62 of 894
93rd percentile in Florida
Poverty Rate
#813 of 930
12th percentile in Florida
Bachelor's Degree or Higher
#43 of 930
95th percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

77thIncome percentile

77th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Holmes Beach's home value compares nationally

Median home value vs. every US city (population 1,000+)

$667,800 8th percentile more affordable than 8% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). This entry sits in this band. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Holmes Beach $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Holmes Beach, FL Holmes Beach, FL's reported median household income shown against the U.S. national quintile-share pattern (not Holmes Beach, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Holmes Beach, FL median $99,063/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Holmes Beach, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Holmes Beach, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 61.9%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 1.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 32.1%

Census ACS S2301, share of working-age residents in the labor force

Population
3,042
Median Income
$99,063
Median Home Value
$667,800
Median Age
69.8
Poverty Rate
1.8%
Labor force participation
32.1%
Bachelor's Degree+
61.9%

Schools

Total Schools
1
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
3,000 residents3,020 residents3,040 residents3,060 residents3,080 residents 202020212022202320242025 3,012 residents 3,027 residents ▲ +0.5%
Holmes Beach's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
15
housing units authorized
Single-Family
15
detached homes
Multifamily
0
apartments & condos
Supply Intensity
4.9
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 23
2020 17
2021 23
2022 28
2023 21
2024 15

Permit volume decreased 35% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
69.7%
Carpool
2.4%
Public Transit
3.5%
Walk
1.1%
Work from Home
20.3%
Other
3.0%

Based on 911 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Holmes Beach sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,958/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
97.6 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

North Sarasota
3,041 people
Dade City North
3,049 people
Harlem
3,050 people
Windermere
3,034 people
Indialantic
3,033 people
Williston
3,055 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Holmes Beach's 3,042 residents (Census ACS 5-Year 2023).

Auberry, CA
3,043 people
National Park, NJ
3,043 people
Rutgers University-Livingston Campus, NJ
3,041 people
Sherrill, NY
3,041 people
Lakeview, OR
3,043 people
Little Flock, AR
3,040 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Holmes Beach's $99,063 (Census ACS 5-Year 2023, table B19013).

Andale, KS
$99,063 median income
Mountain Lake, NJ
$99,063 median income
Fellsburg, PA
$99,063 median income
Josephine, TX
$99,063 median income
Indian Trail, NC
$99,073 median income
Metamora, IL
$99,091 median income

Race & Ethnicity Composition

Race and ethnicity - Holmes Beach, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Holmes Beach, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 91.6% ETHNICITY, Hispanic or Latino (any race) 3.4% White 91.6% Black or African American 0.0% Asian 1.8% American Indian 0.0% Native Hawaiian 0.0% Some other race 1.0% Two or more races 5.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Holmes Beach compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Holmes Beach (this city) 3,042 $99,063
North Sarasota 3,041 $73,099
Dade City North 3,049 $50,443
Harlem 3,050 $44,960
Census ACS 5-year FIPS FL NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Holmes Beach, FL?

What is the population of Holmes Beach, FL? +

3,042 people live in Holmes Beach, FL according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Holmes Beach, FL? +

In Holmes Beach, the typical household earns $99,063 per year, based on Census ACS 2023 data.

What is the cost of living in Holmes Beach? +

BEA does not publish a city-level cost-of-living figure for Holmes Beach; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Holmes Beach, FL? +

Holmes Beach's median home value sits at $667,800, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.