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Place dossier plate
SheetFL-HOLMES-BEACH-FL · Holmes Beach, FL 3,042 pop · income 77th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Holmes Beach
Lowest/highest poles plus peers nearest Holmes Beach on median household income. Full ladder: /browse and /rankings.
median HH income
Harlem · lowest
44,960
Harlem · lowest
44,960 median HH income
28.8% of the leader · rank #1
Holmes Beach · this city
99,063
Holmes Beach · this city
99,063 median HH income
63.5% of the leader · rank #2
Andale · near
99,063
Andale · near
99,063 median HH income
63.5% of the leader · rank #3
Mountain Lake · near
99,063
Mountain Lake · near
99,063 median HH income
63.5% of the leader · rank #4
Fellsburg · near
99,063
Fellsburg · near
99,063 median HH income
63.5% of the leader · rank #5
Josephine · near
99,063
Josephine · near
99,063 median HH income
63.5% of the leader · rank #6
Windermere · highest
156,042
Windermere · highest
156,042 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Holmes Beach on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 3,042.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Holmes Beach - the verdict
Nationally, Holmes Beach sits in the 77th percentile for household income and the 53rd percentile for safety among US cities with a population of 1,000 or more. Source: Census ACS + FBI UCR.
77th
percentile, household income
92nd
percentile, home value
73rd
percentile, median rent
53rd
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Holmes Beach, FL
Census ACS 2023 estimates count 3,042 residents in Holmes Beach, a small town within Florida. Holmes Beach households earn a median of $99,063 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 1.8%. Home values in Holmes Beach run a median of $667,800, and the median resident age is 69.8 years. About 61.9% of adults hold a bachelor's degree or higher, while 32.1% of working-age residents are in the labor force.
In 2024, 15 residential building permits were authorized in Holmes Beach (Construction Slowdown), down 35% from five years earlier, per Census BPS data. Holmes Beach reports a comparatively low crime rate: FBI UCR figures show 1286.3 crimes per 100,000 residents, below the national average (reporting is voluntary across agencies, so treat this as reporting activity rather than a definitive danger score).
Florida carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Florida at 103.4 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,526 per month. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. On FEMA's National Risk Index, this area rates 75.7 out of 100 for natural-hazard exposure (High).
A decision-led reading path
Useful questions to ask of Holmes Beach's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to reported crime to comparison shortlist to population change to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Holmes Beach, city-specific coverage includes FBI reported-crime rates, commute-mode shares, matched public-school count, annual population history, local building permits.
No matched row is reported here for within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
1. Schools and households
What does the education layer cover for Holmes Beach?
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
The NCES join finds 1 public school within the city match. 61.9% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
What can the FBI record say about safety in Holmes Beach?
The joined FBI UCR record reports 1286.3 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 44% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
Which cities make useful reference points for Holmes Beach?
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
Within Florida, the closest population matches are North Sarasota (3,041 residents, $73,099 income); Dade City North (3,049 residents, $50,443 income); Harlem (3,050 residents, $44,960 income). Outside the state, the closest population matches in this dataset are Auberry, CA (3,043 residents); National Park, NJ (3,043 residents); Rutgers University-Livingston Campus, NJ (3,041 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Is Holmes Beach growing, shrinking, or holding steady?
Census PEP estimates show the population grew by +15 residents from 2020 to 2025, a +0.5% change. Separately, Census BPS recorded 15 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
The recent population line is broadly flat. That makes the composition of change more important than the headline count: housing turnover, household size, and age structure can shift even when the total barely moves.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Holmes Beach?
Driving alone is the largest reported mode at 69.7%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Drive alone
69.7%
Work from home
20.3%
Public transit
3.5%
City-level Census ACS commuting estimates covering 911 workers age 16+.
How far does income reach against housing in Holmes Beach?
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
The home-value-to-income reference is comparatively stretched: the ACS median home value is 6.7 times median household income. The ACS poverty estimate is 1.8%, which keeps the citywide median from describing every household.
Value / income
6.7×
Home value
$667,800
Household income
$99,063
City-level Census ACS 2023 medians. The ratio divides two separate medians and is descriptive only.
Above-average cost · BEA RPP 2024, Florida average
B
City profile score · Holmes Beach, FL
73/100
5 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A+
61.9%
Adults with a bachelor's degree or higher; ACS.
Violent crime A
33 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Poverty rate A
1.8%
Share of residents below the poverty line; lower scores better on this axis.
Household income B+
$99,063
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Holmes Beach profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 93/100 (A+) · 61.9%
Violent crime: 88/100 (A) · 33 /100k
Poverty rate: 87/100 (A) · 1.8%
Household income: 76/100 (B+) · $99,063
Cost of living: 25/100 (F) · 103.4 index
Where Holmes Beach sits on home value vs crime among peer cities
Holmes Beach's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Holmes Beach highlighted among 23 peers.Read the chart values
Holmes Beach, FL (this city): home $667,800, crime 1,286/100k
Sherrill, NY : home $207,400, crime 135/100k
Little Flock, AR : home $383,900, crime 759/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Holmes Beach compare to other US cities?
Here's how Holmes Beach stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.
Household income77% higher than other cities
Home value92% pricier than other cities
Median rent73% pricier than other cities
Safety53% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
National percentiles can mask local variation. Looking only at Florida, Holmes Beach ranks #41 of 120 Florida cities by lowest crime rate - a narrower, more locally useful cut than the national comparison above.
How we calculate these percentiles & ranks
Each percentile compares Holmes Beach against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places Holmes Beach near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Holmes Beach ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Holmes Beach only against its own state's cities, not the full US field.
Median Household Income
#160 of 903
82nd percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#62 of 894
93rd percentile in Florida
Poverty Rate
#813 of 930
12th percentile in Florida
Bachelor's Degree or Higher
#43 of 930
95th percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
77th percentile nationally for median household income · 53rd percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Holmes Beach's profile vs. every US city
Income, affordability, and safety percentile
Holmes Beach's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Holmes Beach's home value compares nationally
Median home value vs. every US city (population 1,000+)
$667,8008th percentilemore affordable than 8% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Holmes Beach's home-value-to-income ratio: 6.7×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#14,559 of 15,516
More affordable than 6% of tracked cities (pop. 1,000+)
Size class
#10,738 of 11,323
Micro cities (under 10,000)
At 6.7×, Holmes Beach sits in the pressured band:
national rank #14,559 of 15,516 and #10,738 of 11,323micro cities (under 10,000).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$99,063Holmes Beach, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Holmes Beach, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Holmes Beach, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)61.9%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)1.8%
Census ACS S1701, poverty status
Labor force participation (adults 16+)32.1%
Census ACS S2301, share of working-age residents in the labor force
Population
3,042
Median Income
$99,063
Median Home Value
$667,800
Median Age
69.8
Poverty Rate
1.8%
Labor force participation
32.1%
Bachelor's Degree+
61.9%
Safety & Crime
Total Crime Rate
1286.3
per 100,000 residents
Violent Crime
33.0
per 100,000 residents
Property Crime
1253.3
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Holmes Beach's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
3,012 residents
2021
3,039 residents
2022
3,062 residents
2023
3,060 residents
2024
3,056 residents
2025
3,027 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📉 Construction Slowdown
Total Permits (2024)
15
housing units authorized
Single-Family
15
detached homes
Multifamily
0
apartments & condos
Supply Intensity
4.9
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
23
19
4
$16.6M
2020
17
15
2
$12.8M
2021
23
23
0
$20.5M
2022
28
28
0
$28.6M
2023
21
21
0
$25.8M
2024
15
15
0
$19.5M
Permit volume decreased 35% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
69.7%
Carpool
2.4%
Public Transit
3.5%
Walk
1.1%
Work from Home
20.3%
Other
3.0%
Based on 911 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for Holmes Beach. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Holmes Beach is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Holmes Beach sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Holmes Beach compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.