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Place dossier plate
SheetTX-JOSEPHINE-TX · Josephine, TX 4,498 pop · income 77th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Josephine
Lowest/highest poles plus peers nearest Josephine on median household income. Full ladder: /browse and /rankings.
median HH income
Rio Bravo · lowest
46,964
Rio Bravo · lowest
46,964 median HH income
23.6% of the leader · rank #1
Josephine · this city
99,063
Josephine · this city
99,063 median HH income
49.9% of the leader · rank #2
Holmes Beach · near
99,063
Holmes Beach · near
99,063 median HH income
49.9% of the leader · rank #3
Andale · near
99,063
Andale · near
99,063 median HH income
49.9% of the leader · rank #4
Mountain Lake · near
99,063
Mountain Lake · near
99,063 median HH income
49.9% of the leader · rank #5
Fellsburg · near
99,063
Fellsburg · near
99,063 median HH income
49.9% of the leader · rank #6
Cross Mountain · highest
198,623
Cross Mountain · highest
198,623 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income, and FBI crime rate
Out-of-state nearest neighbors for Josephine on ACS population and median household income
, plus FBI UCR reporting rate when the extract covers this place. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 4,498.
Agency-reported UCR totals per 100,000 population, not a neighborhood safety grade or a prediction of personal risk.
Josephine - the verdict
Measured against every US city with at least 1,000 residents, Josephine lands in the 77th percentile for household income and the 61st percentile for safety. Source: Census ACS + FBI UCR.
77th
percentile, household income
59th
percentile, home value
40th
percentile, median rent
61st
percentile, safety
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Josephine, TX
4,498 people live in Josephine, Texas - a small town by U.S. Census Bureau ACS 2023 estimates. Households in Josephine report a median income of $99,063 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 2.9%. Home values in Josephine run a median of $267,400, and the median resident age is 30.9 years. About 31.3% of adults hold a bachelor's degree or higher, while 67.1% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 483 residential units were authorized in 2024 (Building Boom), up 189% from five years earlier. Josephine reports a comparatively low crime rate: per-100,000 total crime stands at 1067.1 in FBI UCR data, below the national average (a voluntary reporting program, read this as reporting activity, not a definitive danger score).
Texas tracks close to the national cost-of-living baseline: the state registers 97.1 on a 100-equals-national-average index (Near Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $1,149 per month statewide. Monthly utility costs average around $223 across Texas, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 49.0 out of 100 on FEMA's National Risk Index (Low).
A decision-led reading path
Useful questions to ask of Josephine's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from work and mobility to housing and income to population change to comparison shortlist to reported crime; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Josephine, city-specific coverage includes commute-mode shares, annual population history, FBI reported-crime rates, local building permits.
No matched row is reported here for within-city Census tract profiles, matched public-school count; the page leaves those layers out instead of substituting a statewide or national value.
1. Work and mobility
What does the journey to work look like in Josephine?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. No single mode completely explains the work trip here. The mix is more useful than a one-number commute grade, especially when comparing places where transit, walking, and remote work divide the non-driving share differently.
Driving alone is the largest reported mode at 77.0%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
How far does income reach against housing in Josephine?
The home-value-to-income reference sits in a middle range: the ACS median home value is 2.7 times median household income. The ACS poverty estimate is 2.9%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Income and home value move within the same broad scale here. The useful next check is not a generic affordability label, but whether similar-size cities offer a materially different income, housing, or commute trade-off.
Is Josephine growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +7,925 residents from 2020 to 2025, a +347.1% change. Separately, Census BPS recorded 483 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
Which cities make useful reference points for Josephine?
Within Texas, the closest population matches are Hallsville (4,496 residents, $71,369 income); Rio Bravo (4,502 residents, $46,964 income); Cross Mountain (4,510 residents, $198,623 income). Outside the state, the closest population matches in this dataset are Landing, NJ (4,499 residents); Rogersville, MO (4,496 residents); Buena, NJ (4,500 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching. The nationwide peer panel below adds a fourth FBI UCR reporting-rate lens, not personal risk.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Reported crime
What can the FBI record say about safety in Josephine?
Treat this as a reporting-rate comparison, not a prediction of personal risk or a neighborhood-level safety grade. Tourism, daytime population, reporting practices, and variation inside the city are not adjusted away. The state rank and same-state peer table are the narrower comparisons available on this page.
The joined FBI UCR record reports 1067.1 violent and property crimes per 100,000 residents, below the 2280.5 national reference used here. The difference is 53% lower in arithmetic terms, but agency participation is voluntary and reporting completeness varies.
Property rate
882.4
Violent rate
184.7
Total reported rate
1067.1
FBI Uniform Crime Reporting, incidents per 100,000. Voluntary agency reporting; not a danger score.
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Poverty rate B+
2.9%
Share of residents below the poverty line; lower scores better on this axis.
Household income B+
$99,063
Median household income vs U.S. cities (pop ≥1,000); ACS.
Bachelor's+ share C+
31.3%
Adults with a bachelor's degree or higher; ACS.
Cost of living C-
97.1 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime C-
185 /100k
FBI UCR violent offenses per 100,000 residents; lower is stronger on this axis.
Josephine profile (scored ACS/FBI dimensions)Read the chart values
Poverty rate: 79/100 (B+) · 2.9%
Household income: 76/100 (B+) · $99,063
Bachelor's+ share: 60/100 (C+) · 31.3%
Cost of living: 53/100 (C-) · 97.1 index
Violent crime: 50/100 (C-) · 185 /100k
Where Josephine sits on home value vs crime among peer cities
Josephine's median home value and FBI crime rate plotted with similar-size and
same-state peers (padded with large cities when the peer set is thin). The second
read: pricey does not always mean safer, check which quadrant this city lands in.
Census ACS median home value vs FBI UCR crime rate - Josephine highlighted among 25 peers.Read the chart values
Josephine, TX (this city): home $267,400, crime 1,067/100k
Rogersville, MO : home $205,900, crime 989/100k
Fox River Grove, IL : home $289,200, crime 413/100k
Hallsville, TX : home $194,600, crime 580/100k
Madisonville, TX : home $109,500, crime 943/100k
New York, NY : home $751,700, crime 3,039/100k
Los Angeles, CA : home $879,500, crime 2,212/100k
Chicago, IL : home $315,200, crime 4,012/100k
Houston, TX : home $253,400, crime 5,442/100k
Phoenix, AZ : home $381,900, crime 3,125/100k
Philadelphia, PA : home $232,400, crime 5,457/100k
San Antonio, TX : home $219,700, crime 5,218/100k
San Diego, CA : home $848,500, crime 2,082/100k
Dallas, TX : home $295,300, crime 4,010/100k
San Jose, CA : home $1,187,800, crime 3,195/100k
Austin, TX : home $512,700, crime 3,709/100k
Fort Worth, TX : home $277,300, crime 3,158/100k
Columbus, OH : home $234,500, crime 3,088/100k
Indianapolis, IN : home $207,000, crime 4,214/100k
San Francisco, CA : home $1,380,500, crime 4,526/100k
Seattle, WA : home $912,100, crime 5,783/100k
Denver, CO : home $586,700, crime 5,755/100k
Oklahoma City, OK : home $215,100, crime 3,570/100k
El Paso, TX : home $171,700, crime 1,772/100k
Washington, DC : home $724,600, crime 4,514/100k
How does Josephine compare to other US cities?
Where Josephine sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income77% higher than other cities
Home value59% pricier than other cities
Median rent40% pricier than other cities
Safety61% safer than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
Zoom in to just Texas and the picture shifts: Josephine ranks #249 of 624 Texas cities by lowest crime rate, a different read than the national percentile above.
How we calculate these percentiles & ranks
Each percentile compares Josephine against every qualifying US city; each in-state rank narrows that to Texas only. Full formula and direction notes: methodology.
Texas-relative analysis
Median Gross Rent places Josephine near the bottom of Texas's cities
Among the 1,663 Texas cities PlainCities tracks with reported median gross rent data, Josephine ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Josephine only against its own state's cities, not the full US field.
Median Household Income
#251 of 1,520
83rd percentile in Texas
Median Gross Rent
#1 of 1,663
0th percentile in Texas
Median Home Value
#348 of 1,505
77th percentile in Texas
Poverty Rate
#1,287 of 1,663
22nd percentile in Texas
Bachelor's Degree or Higher
#358 of 1,663
78th percentile in Texas
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Texas only, not a livability score. See the methodology for the source and calculation.
Gauge source note
77th percentile nationally for median household income · 61st percentile for safety (lower crime rate). Source: Census ACS 2023 / FBI UCR 2023.
Josephine's profile vs. every US city
Income, affordability, and safety percentile
Josephine's percentile rank on 3 favorable-direction measures (income, affordability, safety) vs. every tracked US city -- higher on every axis is more favorable. Not a composite quality score, just the arithmetic mean of the axes shown.
How Josephine's home value compares nationally
Median home value vs. every US city (population 1,000+)
$267,40041st percentilemore affordable than 41% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Josephine's home-value-to-income ratio: 2.7×
ACS median home value divided by median household income.
Band
affordable
< 3.0×
National rank
#5,032 of 15,516
More affordable than 68% of tracked cities (pop. 1,000+)
Size class
#4,413 of 11,323
Micro cities (under 10,000)
At 2.7×, Josephine sits in the affordable band:
national rank #5,032 of 15,516 and #4,413 of 11,323micro cities (under 10,000).
The multiple is comparatively compact among tracked cities, but a low ratio can still coexist with slow demand or household-level hardship.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$99,063Josephine, TX median household income (Census ACS)
Show U.S. national quintile / Lorenz context Josephine, TX median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Josephine, TX.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)31.3%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)2.9%
Census ACS S1701, poverty status
Labor force participation (adults 16+)67.1%
Census ACS S2301, share of working-age residents in the labor force
Population
4,498
Median Income
$99,063
Median Home Value
$267,400
Median Age
30.9
Poverty Rate
2.9%
Labor force participation
67.1%
Bachelor's Degree+
31.3%
Safety & Crime
Total Crime Rate
1067.1
per 100,000 residents
Violent Crime
184.7
per 100,000 residents
Property Crime
882.4
per 100,000 residents
Crime reporting caveat
Reflects incidents reported to the FBI's Uniform Crime Reporting program — agency participation is voluntary and reporting completeness varies by jurisdiction and year, so this reflects reporting activity, not a definitive danger score. Not adjusted for tourism, commuter, or daytime population.
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Josephine's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
2,283 residents
2021
4,569 residents
2022
6,949 residents
2023
7,205 residents
2024
8,825 residents
2025
10,208 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Building Boom
Total Permits (2024)
483
housing units authorized
Single-Family
483
detached homes
Multifamily
0
apartments & condos
Supply Intensity
107.4
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
167
167
0
$18.9M
2020
772
772
0
$124.7M
2021
797
797
0
$146.8M
2022
97
97
0
$36.8M
2023
551
551
0
$113.2M
2024
483
483
0
$97.1M
Permit volume increased 189% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
77.0%
Carpool
8.6%
Public Transit
0.0%
Walk
0.0%
Work from Home
13.4%
Other
1.0%
Based on 2,208 workers 16 and over.
Monthly Utility Costs
Texas statewide monthly utility average (EIA 2023): $223
EIA 2023 residential energy data puts average monthly utilities across Texas at $223 (electricity about $130 , water and sewer about $48 ).
These are Texas statewide averages, not a meter reading for Josephine. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Texas's BEA cost-of-living index is 97.1 (Near Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Josephine is $1,149/mo. FEMA's National Risk Index, averaged to Texas statewide on PlainCities, rates natural-hazard exposure at 49.0 / 100 (Low).
Cost/risk geography note
Cost of living is a Texas statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Josephine sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Josephine compares to similar-size Texas cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, FBI UCR, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.