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Place dossier plate
SheetFL-CEDAR-KEY-FL · Cedar Key, FL 756 pop · income 48th pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Cedar Key
Lowest/highest poles plus peers nearest Cedar Key on median household income. Full ladder: /browse and /rankings.
median HH income
Mound City · lowest
39,808
Mound City · lowest
39,808 median HH income
20.2% of the leader · rank #1
Chapin · near
69,213
Chapin · near
69,213 median HH income
35.2% of the leader · rank #2
Counce · near
69,224
Counce · near
69,224 median HH income
35.2% of the leader · rank #3
Cedar Key · this city
69,226
Cedar Key · this city
69,226 median HH income
35.2% of the leader · rank #4
Dalton City · near
69,231
Dalton City · near
69,231 median HH income
35.2% of the leader · rank #5
Four Corners · near
69,232
Four Corners · near
69,232 median HH income
35.2% of the leader · rank #6
Gulf Stream · highest
196,806
Gulf Stream · highest
196,806 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Cedar Key on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 756.
Out of every US city with 1,000+ residents, Cedar Key places in the 48th percentile for household income. Source: Census ACS.
48th
percentile, household income
69th
percentile, home value
73rd
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Cedar Key, FL
Florida's Cedar Key is a small town, with 756 residents per the latest Census Bureau ACS figures. Median household income here is $69,226 per year, below the median for U.S. cities on this measure, with a poverty rate of 15.4%. Typical homes in Cedar Key are valued around $331,100, and the median resident age is 68.4 years. Educational attainment runs 49.7% of adults with a bachelor's degree or higher. Separately, 35.7% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 0 residential units were authorized in 2024 (No Permits), down 100% from five years earlier.
Florida carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Florida at 103.4 on a 100-equals-national-average scale (Above Average). A typical two-bedroom carries a HUD Fair Market Rent of $1,526 per month statewide. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). Natural-hazard exposure scores 75.7 out of 100 on FEMA's National Risk Index (High).
A decision-led reading path
Useful questions to ask of Cedar Key's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from housing and income to work and mobility to comparison shortlist to population change to schools and households; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Cedar Key, city-specific coverage includes annual population history, matched public-school count, commute-mode shares, local building permits.
No matched row is reported here for FBI reported-crime rates, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
How far does income reach against housing in Cedar Key?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 4.8 times median household income. The ACS poverty estimate is 15.4%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
What does the journey to work look like in Cedar Key?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 55.4%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Which cities make useful reference points for Cedar Key?
Within Florida, the closest population matches are Duck Key (755 residents, $135,000 income); Heritage Bay (752 residents, $105,972 income); Paisley (762 residents, $64,291 income). Outside the state, the closest population matches in this dataset are Aguanga, CA (756 residents); Horseshoe Bend, ID (756 residents); Farmersville, IL (756 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Is Cedar Key growing, shrinking, or holding steady?
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +51 residents from 2020 to 2025, a +7.4% change. Separately, Census BPS recorded 0 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Schools and households
What does the education layer cover for Cedar Key?
The NCES join finds 1 public school within the city match. 49.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The matched institution count is small, so district boundaries and schools outside the city line may matter more than the municipal count suggests. Use the number as a coverage cue, then verify attendance zones with the district before making a household decision.
Matched public schools
1
Bachelor's degree+
49.7%
Poverty estimate
15.4%
NCES Common Core of Data school locations plus Census ACS resident characteristics.
Below median income · poverty 15.4% (High poverty)
Cost of Living Index (state)
103.4 (US=100)
Above-average cost · BEA RPP 2024, Florida average
D
City profile score · Cedar Key, FL
43/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A-
49.7%
Adults with a bachelor's degree or higher; ACS.
Household income D
$69,226
Median household income vs U.S. cities (pop ≥1,000); ACS.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Poverty rate F
15.4%
Share of residents below the poverty line; lower scores better on this axis.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Cedar Key profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 84/100 (A-) · 49.7%
Household income: 48/100 (D) · $69,226
Cost of living: 25/100 (F) · 103.4 index
Poverty rate: 22/100 (F) · 15.4%
How does Cedar Key compare to other US cities?
Where Cedar Key sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income48% higher than other cities
Home value69% pricier than other cities
Median rent73% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Cedar Key against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places Cedar Key near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Cedar Key ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Cedar Key only against its own state's cities, not the full US field.
Median Household Income
#436 of 903
52nd percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#363 of 894
59th percentile in Florida
Poverty Rate
#199 of 930
79th percentile in Florida
Bachelor's Degree or Higher
#144 of 930
84th percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
48th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Cedar Key's home value compares nationally
Median home value vs. every US city (population 1,000+)
$331,10031st percentilemore affordable than 31% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Cedar Key's home-value-to-income ratio: 4.8×
ACS median home value divided by median household income.
Band
moderate
3.0–5.0×
National rank
#12,526 of 15,516
More affordable than 19% of tracked cities (pop. 1,000+)
Size class
#9,530 of 11,323
Micro cities (under 10,000)
At 4.8×, Cedar Key sits in the moderate band:
national rank #12,526 of 15,516 and #9,530 of 11,323micro cities (under 10,000).
Income and home value move in the same broad scale; check same-state peers before treating the multiple as an advantage or a warning.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$69,226Cedar Key, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Cedar Key, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Cedar Key, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)49.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)15.4%
Census ACS S1701, poverty status
Labor force participation (adults 16+)35.7%
Census ACS S2301, share of working-age residents in the labor force
Population
756
Median Income
$69,226
Median Home Value
$331,100
Median Age
68.4
Poverty Rate
15.4%
Labor force participation
35.7%
Bachelor's Degree+
49.7%
Schools
Total Schools
1
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Cedar Key's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
693 residents
2021
710 residents
2022
726 residents
2023
739 residents
2024
743 residents
2025
744 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
Total Permits (2024)
0
housing units authorized
Single-Family
0
detached homes
Multifamily
0
apartments & condos
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
3
3
0
$0.5M
2020
0
0
0
-
2021
0
0
0
-
2022
0
0
0
-
2023
0
0
0
-
2024
0
0
0
-
Permit volume decreased 100% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
55.4%
Carpool
3.6%
Public Transit
0.0%
Walk
5.2%
Work from Home
25.7%
Other
10.1%
Based on 249 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for Cedar Key. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Cedar Key is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Cedar Key sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Cedar Key compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.