City · Florida
Chipley, Florida
Chipley, city, in Washington County, Florida. Chipley had 3,804 residents on July 1, 2025 by the Census Bureau's estimate, up 3.9% since 2020; the 2020 Census counted 3,660 and the ACS 2020-2024 5-year estimates put it at 3,683 (±49). GEOID 1211975.
Residents, July 2025 estimate
3,804
Census Bureau estimate (no margin published)
2020 Census count: 3,660 · ACS 2020-2024: 3,683 ±49
Median household income
$46,193
±$12,961 (90% margin)
Florida: $74,568
Median home value
$143,700
±$14,929 (90% margin)
Florida: $359,000
Median gross rent
$761
±$134 (90% margin)
Florida: $1,669
Where is Chipley and what county is it in?
Chipley is a city in Washington County, Florida. It covers 4.4 square miles of land, 831 residents per square mile in 2020.
Chipley is in the Panama City-Panama City Beach, FL metropolitan statistical area, which takes in 2 counties (Census Bureau delineation, July 2023).
Source: 2024 Gazetteer and 2020 place-by-county files, U.S. Census Bureau · Census reference files
How many people live in Chipley, and is it growing?
The Census Bureau estimates that 3,804 people lived in Chipley on July 1, 2025, up 3.9% since 2020, slower than Florida (+8.9%). The 2020 Census counted 3,660 residents. The 2020-2024 American Community Survey, a five-year sample, puts the population at 3,683 (±49).
| Measure | Chipley | Washington County | Change since 2015-2019 |
|---|---|---|---|
| Total population | 3,683 ±49 | 25,529 | +158 |
| Households | 1,512 ±151 | 9,287 | +286 |
| Average household size | 2.24 ±0.23 | 2.46 | −0.52 |
| Housing units | 1,796 ±172 | 11,044 | +237 |
Chipley's population since 2000
From 3,592 in 2000 to 3,804 in 2025: up 5.9%. The 2000, 2010 and 2020 figures are census counts, each for Chipley as it was drawn that year: a place that annexed land, or a community that has since incorporated, covered a different area then. The 2005 figure is the Census Bureau's intercensal estimate, revised to fit the 2000 and 2010 counts and drawn on 2010 boundaries; 2015 and 2025 are July 1 estimates made from the census before them.
Source: The 2000, 2010 and 2020 Census counts and the Census Bureau's population estimates (intercensal 2000-2010, Vintage 2020, Vintage 2025) · Census population estimates
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); Census PEP Vintage 2025 (SUB-EST2025, CO-EST2025); 2020 Census P.L. 94-171 · Check it at data.census.gov
Who lives in Chipley?
The median resident of Chipley is 37.9 years old; 23.1% are under 18 and 16.7% are 65 or older. The largest group is non-Hispanic white residents at 56.6%, then non-Hispanic Black residents at 35.1%.
| Measure | Chipley | Washington County | Change since 2015-2019 |
|---|---|---|---|
| Median age | 37.9 ±6.7 | 41.7 | no clear change |
| Under 18 years | 23.1% ±5.1 pts | 20.0% | – |
| 65 years and over | 16.7% ±4.6 pts | 18.8% | – |
| Male | 43.3% ±6.3 pts | 53.1% | – |
| Hispanic or Latino (any race) | 3.8% ±3.7 pts | 4.0% | – |
| White alone, not Hispanic | 56.6% ±7.6 pts | 75.9% | no clear change |
| Black or African American alone, not Hispanic | 35.1% ±6.5 pts | 13.4% | no clear change |
| Asian alone, not Hispanic | 0.0% ±1.4 pts | 0.6% | – |
| American Indian and Alaska Native alone, not Hispanic | 0.0% ±1.4 pts | 0.5% | – |
| Native Hawaiian and Other Pacific Islander alone, not Hispanic | 0.0% ±1.4 pts | 0.0% | – |
| Two or more races, not Hispanic | 4.5% ±3.0 pts | 5.4% | – |
| Some other race alone, not Hispanic | 0.0% ±1.4 pts | 0.1% | – |
| Born outside the United States | 4.1% ±3.5 pts | 2.7% | – |
| Speak a language other than English at home (age 5+) | 4.8% ±4.4 pts | 4.1% | – |
| Civilian veterans (age 18+) | 7.0% ±4.6 pts | 9.1% | – |
| With a disability | 15.7% ±5.6 pts | 20.4% | – |
| No health insurance coverage | 9.8% ±4.6 pts | 14.1% | no clear change |
| High school graduate or higher (age 25+) | 88.0% ±6.4 pts | 84.3% | – |
| Bachelor's degree or higher (age 25+) | 17.1% ±5.9 pts | 11.5% | no clear change |
| Graduate or professional degree (age 25+) | 7.1% ±3.5 pts | 4.6% | – |
| Lived in the same house a year earlier | 90.0% ±5.1 pts | 86.8% | – |
| Moved from another state in the past year | 1.5% ±1.4 pts | 1.1% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profiles DP02, DP05) · Check it at data.census.gov
What do households in Chipley earn?
Half of Chipley's 1,512 households earn less than $46,193 a year (±$12,961), against $58,210 in Washington County and $74,568 in Florida. In 2015-2019 it was $36,537 in 2024 dollars; the margins of error cannot tell the two periods apart. 12.7% of residents live below the poverty line.
| Measure | Chipley | Washington County | Change since 2015-2019 |
|---|---|---|---|
| Median household income | $46,193 ±$12,961 | $58,210 | no clear change |
| Mean household income | $67,530 ±$14,243 | $73,563 | – |
| Per capita income | $28,094 ±$4,770 | $27,434 | +$10,979 |
| People below the poverty line | 12.7% ±6.4 pts | 17.3% | −22.5 pts |
| Children under 18 below the poverty line | 19.8% ±15.2 pts | 23.9% | – |
| Households receiving SNAP | 15.9% ±9.7 pts | 12.4% | – |
| Households with a computer | 96.8% ±3.0 pts | 93.5% | – |
| Households with a broadband subscription | 91.9% ±5.4 pts | 87.0% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What does housing cost in Chipley?
Owners occupy 65.7% of Chipley's occupied homes and renters 34.3%. The median owner-occupied home is valued at $143,700 by its owner (±$14,929). The median renter pays $761 a month including utilities, and 36.8% of renters pay 35% or more of their income on rent.
| Measure | Chipley | Washington County | Change since 2015-2019 |
|---|---|---|---|
| Median home value (owner-occupied) | $143,700 ±$14,929 | $171,000 | +$31,584 |
| Median gross rent | $761 ±$134 | $888 | −$173 |
| Renters paying 35% or more of income on rent | 36.8% ±21.6 pts | 35.1% | no clear change |
| Median monthly owner costs, with a mortgage | $1,272 ±$175 | $1,375 | – |
| Owner-occupied homes | 65.7% ±10.2 pts | 80.0% | no clear change |
| Renter-occupied homes | 34.3% ±10.2 pts | 20.0% | – |
| Housing units | 1,796 ±172 | 11,044 | +237 |
| Homeowner vacancy rate | 2.4% ±3.2 pts | 2.1% | – |
| Rental vacancy rate | 14.9% ±15.9 pts | 4.7% | – |
| Single-family detached homes | 66.3% ±12.1 pts | 57.5% | – |
| Mobile homes | 12.8% ±6.7 pts | 36.7% | – |
| Built 2020 or later | 0.0% ±2.9 pts | 3.1% | – |
| Built 2010 to 2019 | 4.9% ±4.9 pts | 8.2% | – |
| Built 1939 or earlier | 6.9% ±3.4 pts | 2.9% | – |
| Households with no vehicle | 2.9% ±3.4 pts | 2.9% | – |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP04) · Check it at data.census.gov
How do people in Chipley work and get to work?
87.5% of Chipley's workers drive alone. The average trip to work takes 30.1 minutes. The unemployment rate in 2020-2024 averaged 3.9%.
| Measure | Chipley | Washington County | Change since 2015-2019 |
|---|---|---|---|
| In the labor force (age 16+) | 59.4% ±6.4 pts | 46.8% | – |
| Unemployment rate | 3.9% ±2.1 pts | 3.6% | −8.6 pts |
| Drove alone to work | 87.5% ±7.5 pts | 82.5% | – |
| Carpooled | 9.2% ±7.2 pts | 7.7% | – |
| Public transportation | 0.0% ±3.2 pts | 0.0% | – |
| Walked | 0.0% ±3.2 pts | 1.4% | – |
| Worked from home | 3.3% ±3.6 pts | 7.4% | – |
| Mean travel time to work | 30.1 min ±4.0 | 36.1 min | +10.4 min |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) (Data Profile DP03) · Check it at data.census.gov
What census tracts are in Chipley?
2 census tracts lie mostly in Chipley, and 1 more reaches into it (2020 census blocks). Their median household incomes run from $48,177 (Tract 9701.04) to $65,567 (Tract 9701.03).
| Tract | Residents, 2020-2024 | Median household income |
|---|---|---|
| Tract 9701.03Washington County | 3,737 | $65,567 |
| Tract 9701.04Washington County | 2,329 | $48,177 |
| Tract 9701.02Washington County | 1,927 | $75,694 |
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026); 2020 block assignment files (tract share = share of the tract's census blocks in Chipley) · Census block assignment files
How does Chipley compare with other places in Florida?
By the Census Bureau's July 2025 estimates, Chipley is the 5,642nd-most populous of the 19,476 U.S. incorporated places that have one and the 244th-most populous of 411 in Florida.
Chipley ranks 692nd of 754 places in Florida with 1,000 or more residents and a reliable estimate, by median household income.
| Measure | Rank | Of |
|---|---|---|
| Population, July 2025 estimate | 244th | 411 |
| Growth 2020-2025 (PEP) | 172nd | 328 |
| Residents per square mile | 598th | 770 |
| Median household income | 692nd | 754 |
| Per capita income | 594th | 763 |
| Median home value | 712th | 749 |
| Median gross rent | 694th | 710 |
| Poverty rate | 291st | 634 |
| Bachelor's degree or higher | 605th | 733 |
| Median age | 569th | 762 |
| Owner-occupied share | 487th | 760 |
| Travel time to work | 237th | 764 |
Chipley's figures with every place in Florida (CSV)
Every place in Florida, sortable · Compare Chipley with other places
Source: PlainCities ranks computed from the American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026) and PEP Vintage 2025 · How ranks are computed
How reliable are the figures for Chipley?
19 of the 57 figures for Chipley on this page carry a coefficient of variation over 40% and are marked with a ring: they come from a small sample, so read them as rough.
The American Community Survey samples about one household in eight over five years, so every figure is an estimate with a 90% margin of error (shown under each value). A ring marks an estimate whose coefficient of variation is over 40%. A change is called only when the gap between the two periods is larger than their combined 90% margin (the square root of the sum of the two squared margins), the Census Bureau's test. How to read a margin of error.
Source: American Community Survey 2020-2024 5-year estimates, U.S. Census Bureau (released January 2026): margins of error as published · ACS technical documentation
How these figures are made: methodology and release checks · reading a margin of error · every state · corrections
Not on this page: crime, weather and schools for Chipley are other agencies' records. Crime: the FBI's Crime Data Explorer · climate: NOAA's U.S. Climate Normals · schools: the National Center for Education Statistics' public schools in Chipley.