City profile · Florida · Census ACS 2023

Chipley, FL

Population, income, housing, safety, climate and schools for Chipley - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

3,678
Residents
$34,311
Median income
$132,800
Median home
$1,017
Median rent (state)

Chipley - the verdict

Nationally, Chipley sits in the 4th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

4th
percentile, household income
22nd
percentile, home value
21st
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Chipley, FL

Census ACS 2023 estimates count 3,678 residents in Chipley, a small town within Florida. Median household income here is $34,311 per year, in the lower quartile of U.S. cities for household income, with a poverty rate of 16.3%. Chipley's housing stock carries a median value of $132,800, and the median resident age is 33.0 years. 18.1% of adults here have a bachelor's degree or higher; 56.7% of working-age residents are in the labor force.

NOAA puts Chipley's yearly average temperature at 67.7°F with 60.8 inches of precipitation per year.

Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,017 monthly. Statewide, average monthly utility bills in Florida run around $225, per EIA 2023 residential energy data. Natural-hazard exposure scores 59.4 out of 100 on FEMA's National Risk Index (Moderate).

Population

3,678 residents

Census ACS 2023 - Florida

Median Household Income

$34,311 /yr

Poverty 16.3%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Chipley compare to other US cities?

Here's how Chipley stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 4% higher than other cities
Home value 22% pricier than other cities
Median rent 21% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Chipley's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Florida, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

4thIncome percentile

4th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Chipley's home value compares nationally

Median home value vs. every US city (population 1,000+)

$132,800 Among the most affordable more affordable than 78% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). This entry sits in this band. $150,000–$175,000: 1,278 US cities (8%). Above this entry. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Chipley $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Chipley, FL Chipley, FL's reported median household income shown against the U.S. national quintile-share pattern (not Chipley, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Chipley, FL median $34,311/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Chipley, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Chipley, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 18.1%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 16.3%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 56.7%

Census ACS S2301, share of working-age residents in the labor force

Population
3,678
Median Income
$34,311
Median Home Value
$132,800
Median Age
33.0
Poverty Rate
16.3%
Labor force participation
56.7%
Bachelor's Degree+
18.1%

Climate

Avg Temperature
67.7°F
Annual Precipitation
60.8"
Annual Snowfall
0.0"

Schools

Total Schools
6
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
3,650 residents3,700 residents3,750 residents3,800 residents3,850 residents 202020212022202320242025 3,669 residents 3,804 residents ▲ +3.7%
Chipley's Census PEP population estimates, 2020–2025.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
85.8%
Carpool
12.1%
Public Transit
0.0%
Walk
0.0%
Work from Home
2.0%

Based on 1,531 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Chipley sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,017/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
59.4 / 100
Moderate
FEMA NRI composite score (county)

Similar Cities in Florida

Montura
3,678 people
Indian Rocks Beach
3,667 people
North River Shores
3,655 people
Watergate
3,709 people
Hill 'n Dale
3,722 people
High Point
3,618 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Chipley's 3,678 residents (Census ACS 5-Year 2023).

Heyburn, ID
3,678 people
Taylor Lake, TX
3,678 people
Landmark, AR
3,679 people
Southgate, KY
3,680 people
Manila, AR
3,675 people
Wynantskill, NY
3,675 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Chipley's $34,311 (Census ACS 5-Year 2023, table B19013).

Jackson, KY
$34,317 median income
Browning, MT
$34,318 median income
Melbourne, AR
$34,303 median income
Skidway Lake, MI
$34,320 median income
Ford Heights, IL
$34,323 median income
Los Molinos, CA
$34,324 median income

Race & Ethnicity Composition

Race and ethnicity - Chipley, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Chipley, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 61.1% 27.7% 6.7% ETHNICITY, Hispanic or Latino (any race) 9.5% White 61.1% Black or African American 27.7% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 6.7% Two or more races 4.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Chipley compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Chipley (this city) 3,678 $34,311
Montura 3,678 $33,438
Indian Rocks Beach 3,667 $98,279
North River Shores 3,655 $73,635
Census ACS 5-year FIPS FL NOAA Normals NCES CCD OMB Bulletin 23-01

What do people ask about Chipley, FL?

What is the population of Chipley, FL? +

The population of Chipley, FL stands at 3,678 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Chipley, FL? +

Median annual household income in Chipley runs $34,311, based on Census ACS 2023 data.

What is the cost of living in Chipley? +

BEA does not publish a city-level cost-of-living figure for Chipley; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Chipley, FL? +

A typical home in Chipley is worth $132,800, according to Census ACS 2023 estimates.

What is the climate like in Chipley? +

Chipley has an average annual temperature of 67.7°F, 60.8 inches of precipitation. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.