City profile · Florida · Census ACS 2023

Gulf Stream, FL

Population, income, housing, safety, climate and schools for Gulf Stream - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

766
Residents
$196,806
Median income
$2,000,001
Median home
$2,254
Median rent (state)

Gulf Stream - the verdict

Nationally, Gulf Stream sits in the 98th percentile for household income among US cities with a population of 1,000 or more. Source: Census ACS.

98th
percentile, household income
99th
percentile, home value
88th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Gulf Stream, FL

Census ACS 2023 estimates count 766 residents in Gulf Stream, a small town within Florida. Gulf Stream households earn a median of $196,806 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.0%. Gulf Stream's housing stock carries a median value of $2,000,001, and the median resident age is 61.5 years. About 74.1% of adults hold a bachelor's degree or higher, while 34.7% of working-age residents are in the labor force.

In 2024, 1 residential building permits were authorized in Gulf Stream (Construction Slowdown), down 67% from five years earlier, per Census BPS data.

Florida carries a cost-of-living premium: the state registers 103.4 on a 100-equals-national-average index (Above Average) per BEA Regional Price Parities 2024. A typical two-bedroom carries a HUD Fair Market Rent of $2,254 per month statewide. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). Natural-hazard exposure scores 99.2 out of 100 on FEMA's National Risk Index (Very High).

Population

766 residents

Census ACS 2023 - Florida

Median Household Income

$196,806 /yr

Poverty 4.0%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Gulf Stream compare to other US cities?

Here's how Gulf Stream stacks up against the full field of US cities (population 1,000+), computed live from Census and FBI data.

Household income 98% higher than other cities
Home value 99% pricier than other cities
Median rent 88% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Gulf Stream's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Florida, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

98thIncome percentile

98th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Gulf Stream's home value compares nationally

Median home value vs. every US city (population 1,000+)

$2,000,001 1st percentile more affordable than 1% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). Below this entry. $925,000–$950,000: 37 US cities (0%). Below this entry. $950,000–$975,000: 31 US cities (0%). Below this entry. $975,000–$1,000,000: 470 US cities (3%). Below this entry. $1,000,000–$1,025,000: 0 US cities (0%). This entry sits in this band. Gulf Stream $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Gulf Stream, FL Gulf Stream, FL's reported median household income shown against the U.S. national quintile-share pattern (not Gulf Stream, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Gulf Stream, FL median $196,806/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Gulf Stream, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Gulf Stream, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 74.1%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 4.0%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 34.7%

Census ACS S2301, share of working-age residents in the labor force

Population
766
Median Income
$196,806
Median Home Value
$2,000,001
Median Age
61.5
Poverty Rate
4.0%
Labor force participation
34.7%
Bachelor's Degree+
74.1%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
940 residents960 residents980 residents1,000 residents 202020212022202320242025 954 residents 986 residents ▲ +3.4%
Gulf Stream's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
1
housing units authorized
Single-Family
1
detached homes
Multifamily
0
apartments & condos
Supply Intensity
1.3
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 3
2020 3
2021 1
2022 10
2023 3
2024 1

Permit volume decreased 67% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
67.1%
Carpool
1.3%
Public Transit
0.0%
Walk
6.4%
Work from Home
20.5%
Other
4.7%

Based on 234 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Gulf Stream sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$2,254/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
99.2 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

Hosford
769 people
Desoto Acres
770 people
Paisley
762 people
Steinhatchee
770 people
Bradley Junction
772 people
Lee
774 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Gulf Stream's 766 residents (Census ACS 5-Year 2023).

Nunapitchuk, AK
766 people
Savoonga, AK
766 people
Cameron, AZ
766 people
Oxford, IA
766 people
Ruthven, IA
766 people
Galena, MD
766 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Gulf Stream's $196,806 (Census ACS 5-Year 2023, table B19013).

North Hills, NY
$196,938 median income
Sleepy Hollow, CA
$196,630 median income
Tashua, CT
$197,000 median income
Woodway, WA
$196,500 median income
McLendon-Chisholm, TX
$196,458 median income
Packanack Lake, NJ
$196,343 median income

Race & Ethnicity Composition

Race and ethnicity - Gulf Stream, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Gulf Stream, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 89.7% ETHNICITY, Hispanic or Latino (any race) 4.4% White 89.7% Black or African American 0.4% Asian 4.4% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 5.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Gulf Stream compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Gulf Stream (this city) 766 $196,806
Hosford 769 $68,636
Desoto Acres 770 $77,102
Paisley 762 $64,291
Census ACS 5-year FIPS FL Census BPS 2024 OMB Bulletin 23-01

What do people ask about Gulf Stream, FL?

What is the population of Gulf Stream, FL? +

766 people live in Gulf Stream, FL according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Gulf Stream, FL? +

Median annual household income in Gulf Stream runs $196,806, based on Census ACS 2023 data.

What is the cost of living in Gulf Stream? +

BEA does not publish a city-level cost-of-living figure for Gulf Stream; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Gulf Stream, FL? +

Homes in Gulf Stream carry a median value of $2,000,001, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.