City profile · Florida · Census ACS 2023

Holden Lakes, FL

Population, income, housing, safety, climate and schools for Holden Lakes - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

3,506
Residents
$66,196
Median income
$354,600
Median home
$1,972
Median rent (state)

Holden Lakes - the verdict

Measured against every US city with at least 1,000 residents, Holden Lakes lands in the 45th percentile for household income. Source: Census ACS.

45th
percentile, household income
72nd
percentile, home value
82nd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Holden Lakes, FL

3,506 people live in Holden Lakes, Florida - a small town by U.S. Census Bureau ACS 2023 estimates. The typical household in Holden Lakes brings in $66,196 a year, below the median for U.S. cities on this measure, with a poverty rate of 2.8%. Typical homes in Holden Lakes are valued around $354,600, and the median resident age is 55.0 years. 31.7% of adults here have a bachelor's degree or higher; 53.9% of working-age residents are in the labor force.

Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,972 per month statewide. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). FEMA's National Risk Index rates natural-hazard exposure at 98.4 out of 100 (Very High).

Population

3,506 residents

Census ACS 2023 - Florida

Median Household Income

$66,196 /yr

Poverty 2.8%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Holden Lakes compare to other US cities?

Where Holden Lakes sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 45% higher than other cities
Home value 72% pricier than other cities
Median rent 82% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Holden Lakes against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Poverty Rate places Holden Lakes toward the bottom of Florida's cities

Among the 930 Florida cities PlainCities tracks with reported poverty rate data, Holden Lakes ranks #770 - the 17th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Holden Lakes only against its own state's cities, not the full US field.

Median Household Income
#490 of 903
46th percentile in Florida
Median Gross Rent
#303 of 930
58th percentile in Florida
Median Home Value
#305 of 894
66th percentile in Florida
Poverty Rate
#770 of 930
17th percentile in Florida
Bachelor's Degree or Higher
#392 of 930
58th percentile in Florida

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

45thIncome percentile

45th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Holden Lakes's home value compares nationally

Median home value vs. every US city (population 1,000+)

$354,600 28th percentile more affordable than 28% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). This entry sits in this band. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Holden Lakes $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Holden Lakes, FL Holden Lakes, FL's reported median household income shown against the U.S. national quintile-share pattern (not Holden Lakes, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Holden Lakes, FL median $66,196/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Holden Lakes, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Holden Lakes, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 31.7%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 2.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 53.9%

Census ACS S2301, share of working-age residents in the labor force

Population
3,506
Median Income
$66,196
Median Home Value
$354,600
Median Age
55.0
Poverty Rate
2.8%
Labor force participation
53.9%
Bachelor's Degree+
31.7%

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
70.5%
Carpool
4.8%
Public Transit
2.8%
Walk
1.1%
Work from Home
20.2%
Other
0.6%

Based on 1,683 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Holden Lakes sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,972/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
98.4 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

Midway
3,504 people
Bunnell
3,511 people
Port St. Joe
3,499 people
Geneva
3,520 people
Vineyards
3,484 people
Lake Clarke Shores
3,550 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Holden Lakes's 3,506 residents (Census ACS 5-Year 2023).

Buckhorn, CA
3,506 people
Riverton, IL
3,506 people
Hot Springs, SD
3,506 people
Elroy, NC
3,507 people
Laureles, TX
3,505 people
Durham, CT
3,508 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Holden Lakes's $66,196 (Census ACS 5-Year 2023, table B19013).

Calverton Park, MO
$66,194 median income
Elma, WA
$66,194 median income
Oakland, NE
$66,202 median income
Williams, AZ
$66,183 median income
Whitesboro, AL
$66,215 median income
Moorcroft, WY
$66,176 median income

Race & Ethnicity Composition

Race and ethnicity - Holden Lakes, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Holden Lakes, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 63.9% 18.8% 9.3% 7.5% ETHNICITY, Hispanic or Latino (any race) 19.8% White 63.9% Black or African American 18.8% Asian 0.3% American Indian 0.2% Native Hawaiian 0.0% Some other race 9.3% Two or more races 7.5% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Holden Lakes compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Holden Lakes (this city) 3,506 $66,196
Midway 3,504 $61,048
Bunnell 3,511 $52,564
Port St. Joe 3,499 $60,347
Census ACS 5-year FIPS FL OMB Bulletin 23-01

What do people ask about Holden Lakes, FL?

What is the population of Holden Lakes, FL? +

Holden Lakes, FL has a population of 3,506 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Holden Lakes, FL? +

Holden Lakes households earn a median of $66,196 annually, based on Census ACS 2023 data.

What is the cost of living in Holden Lakes? +

BEA does not publish a city-level cost-of-living figure for Holden Lakes; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Holden Lakes, FL? +

Homes in Holden Lakes carry a median value of $354,600, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.