City profile · Florida · Census ACS 2023

Indian River Shores, FL

Population, income, housing, safety, climate and schools for Indian River Shores - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

4,324
Residents
$149,722
Median income
$1,085,600
Median home
$1,604
Median rent (state)

Indian River Shores - the verdict

Measured against every US city with at least 1,000 residents, Indian River Shores lands in the 94th percentile for household income. Source: Census ACS.

94th
percentile, household income
98th
percentile, home value
64th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Indian River Shores, FL

Census ACS 2023 estimates count 4,324 residents in Indian River Shores, a small town within Florida. Median household income here is $149,722 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 1.8%. Indian River Shores's housing stock carries a median value of $1,085,600, and the median resident age is 74.5 years. Educational attainment runs 78.6% of adults with a bachelor's degree or higher. Separately, 18.1% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 9 residential units were authorized in 2024 (Construction Slowdown), down 73% from five years earlier.

Florida carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Florida at 103.4 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,604 per month. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 95.6 out of 100 on FEMA's National Risk Index (Very High).

Population

4,324 residents

Census ACS 2023 - Florida

Median Household Income

$149,722 /yr

Poverty 1.8%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Indian River Shores compare to other US cities?

Where Indian River Shores sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 94% higher than other cities
Home value 98% pricier than other cities
Median rent 64% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Indian River Shores's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Florida, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

94thIncome percentile

94th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Indian River Shores's home value compares nationally

Median home value vs. every US city (population 1,000+)

$1,085,600 2nd percentile more affordable than 2% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). Below this entry. $925,000–$950,000: 37 US cities (0%). Below this entry. $950,000–$975,000: 31 US cities (0%). Below this entry. $975,000–$1,000,000: 470 US cities (3%). Below this entry. $1,000,000–$1,025,000: 0 US cities (0%). This entry sits in this band. Indian River Shores $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Indian River Shores, FL Indian River Shores, FL's reported median household income shown against the U.S. national quintile-share pattern (not Indian River Shores, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Indian River Shores, FL median $149,722/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Indian River Shores, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Indian River Shores, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 78.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 1.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 18.1%

Census ACS S2301, share of working-age residents in the labor force

Population
4,324
Median Income
$149,722
Median Home Value
$1,085,600
Median Age
74.5
Poverty Rate
1.8%
Labor force participation
18.1%
Bachelor's Degree+
78.6%

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
4,200 residents4,300 residents4,400 residents4,500 residents 202020212022202320242025 4,254 residents 4,467 residents ▲ +5.0%
Indian River Shores's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
9
housing units authorized
Single-Family
9
detached homes
Multifamily
0
apartments & condos
Supply Intensity
2.1
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 33
2020 42
2021 48
2022 40
2023 23
2024 9

Permit volume decreased 73% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
64.4%
Carpool
1.5%
Public Transit
2.2%
Walk
0.0%
Work from Home
26.1%
Other
5.8%

Based on 735 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Indian River Shores sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,604/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
95.6 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

Lower Grand Lagoon
4,305 people
Belleair
4,350 people
Hutchinson Island South
4,350 people
Parker
4,358 people
Bagdad
4,285 people
Laguna Beach
4,367 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Indian River Shores's 4,324 residents (Census ACS 5-Year 2023).

Hebbronville, TX
4,324 people
Lake Darby, OH
4,323 people
Sunset Beach, NC
4,326 people
Mathis, TX
4,322 people
Mount Hermon, VA
4,326 people
Kimberly, AL
4,327 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Indian River Shores's $149,722 (Census ACS 5-Year 2023, table B19013).

Lake Panorama, IA
$149,722 median income
Buckner, KY
$149,700 median income
Kensington, MD
$149,698 median income
Lookout Mountain, GA
$149,688 median income
Kittredge, CO
$149,758 median income
Flanders, NJ
$149,769 median income

Race & Ethnicity Composition

Race and ethnicity - Indian River Shores, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Indian River Shores, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 91.7% ETHNICITY, Hispanic or Latino (any race) 2.9% White 91.7% Black or African American 0.5% Asian 4.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 0.0% Two or more races 3.8% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Indian River Shores compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Indian River Shores (this city) 4,324 $149,722
Lower Grand Lagoon 4,305 $77,639
Belleair 4,350 $117,500
Hutchinson Island South 4,350 $61,422
Census ACS 5-year FIPS FL Census BPS 2024 OMB Bulletin 23-01

What do people ask about Indian River Shores, FL?

What is the population of Indian River Shores, FL? +

The population of Indian River Shores, FL stands at 4,324 according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Indian River Shores, FL? +

Median annual household income in Indian River Shores runs $149,722, based on Census ACS 2023 data.

What is the cost of living in Indian River Shores? +

BEA does not publish a city-level cost-of-living figure for Indian River Shores; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Indian River Shores, FL? +

The median home value in Indian River Shores is $1,085,600, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.