City profile · Florida · Census ACS 2023

Indian River Shores, FL

Indian River Shores's Census ACS profile: residents, income, housing, and the joined public-record layers available for this place.

4,324
Residents
$149,722
Median income
$1,085,600
Median home
$1,526
Median rent (state)
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Starting with Indian River Shores, FL - add up to three more cities on the compare page.

See how it ranks

State rank, size-class rank, and four peer cities for Indian River Shores.

Place dossier plate

Sheet FL-INDIAN-RIVER-SHORES-FL · Indian River Shores, FL 4,324 pop · income 94th pct

POP-VILLAGE · INC-TOP · COL-PAR · SAFE-UNK · RANK-TOP · PHOTO-FINISH · HOME-TOP · BOOK-UNK

  • POP-VILLAGE 4,324
  • INC-TOP $149,722
  • COL-PAR 103.4
  • SAFE-UNK Safety pending
  • RANK-TOP 94th
  • PHOTO-FINISH ≈ Lake Panorama
  • HOME-TOP $1,085,600
  • BOOK-UNK Tracts pending

Nearest income peer: Lake Panorama, IA (+ $0 income $)

Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.

Income neighbourhood around Indian River Shores

Lowest/highest poles plus peers nearest Indian River Shores on median household income. Full ladder: /browse and /rankings.

median HH income

What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-08

Compare beyond this state

Nationwide peers by population, income

Out-of-state nearest neighbors for Indian River Shores on ACS population and median household income . Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.

Similar population

Nearest out-of-state cities by ACS population. This city: 4,324.

4 peers

Similar household income

Nearest out-of-state cities by ACS median household income. This city: $149,722. Population peers are excluded.

4 peers

Indian River Shores - the verdict

Measured against every US city with at least 1,000 residents, Indian River Shores lands in the 94th percentile for household income. Source: Census ACS.

94th
percentile, household income
98th
percentile, home value
73rd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Indian River Shores, FL

Census ACS 2023 estimates count 4,324 residents in Indian River Shores, a small town within Florida. Indian River Shores households earn a median of $149,722 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 1.8%. Indian River Shores's housing stock carries a median value of $1,085,600, and the median resident age is 74.5 years. Educational attainment runs 78.6% of adults with a bachelor's degree or higher. Separately, 18.1% of working-age residents are in the labor force.

Housing supply pressure shows in Census Building Permit Survey data: 9 residential units were authorized in 2024 (Construction Slowdown), down 73% from five years earlier.

Florida carries a cost-of-living premium: BEA Regional Price Parities 2024 puts Florida at 103.4 on a 100-equals-national-average scale (Above Average). HUD Fair Market Rent for a typical two-bedroom in this state is $1,526 per month. Monthly utility costs average around $225 across Florida, per EIA 2023 residential energy estimates. Natural-hazard exposure scores 75.7 out of 100 on FEMA's National Risk Index (High).

A decision-led reading path

Useful questions to ask of Indian River Shores's data

How this reading path is ordered

This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from population change to comparison shortlist to work and mobility to housing and income; another city can have a different sequence or fewer supported layers because the source joins are not uniform.

For Indian River Shores, city-specific coverage includes annual population history, commute-mode shares, local building permits. No matched row is reported here for FBI reported-crime rates, matched public-school count, within-city Census tract profiles; the page leaves those layers out instead of substituting a statewide or national value.

1. Population change

Is Indian River Shores growing, shrinking, or holding steady?

Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.

Census PEP estimates show the population grew by +213 residents from 2020 to 2025, a +5.0% change. Separately, Census BPS recorded 9 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.

See the national growth ranking →

Question 2

Which cities make useful reference points for Indian River Shores?

Within Florida, the closest population matches are Lower Grand Lagoon (4,305 residents, $77,639 income); Belleair (4,350 residents, $117,500 income); Hutchinson Island South (4,350 residents, $61,422 income). Outside the state, the closest population matches in this dataset are Hebbronville, TX (4,324 residents); Lake Darby, OH (4,323 residents); Sunset Beach, NC (4,326 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.

Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.

Open a side-by-side comparison →

3. Work and mobility

What does the journey to work look like in Indian River Shores?

Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.

Driving alone is the largest reported mode at 64.4%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.

Compare commute patterns →

Question 4

How far does income reach against housing in Indian River Shores?

The home-value-to-income reference is comparatively stretched: the ACS median home value is 7.3 times median household income. The ACS poverty estimate is 1.8%, which keeps the citywide median from describing every household.

This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.

Compare the housing trade-off →

Population

4,324 residents

Micro place (under 10k)

Median Household Income

$149,722 /yr

Top-decile income · poverty 1.8% (Low poverty)

Cost of Living Index (state)

103.4 (US=100)

Above-average cost · BEA RPP 2024, Florida average

City profile score · Indian River Shores, FL

77/100

4 published dimensions · ACS/FBI 2023

Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians (income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when published. Higher means a stronger standing on those published figures, not a livability rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out and redistribute weight. How it is calculated.

Bachelor's+ share A+
78.6%

Adults with a bachelor's degree or higher; ACS.

Household income A+
$149,722

Median household income vs U.S. cities (pop ≥1,000); ACS.

Poverty rate A
1.8%

Share of residents below the poverty line; lower scores better on this axis.

Cost of living F
103.4 index

BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.

Violent crime N/A
N/A

No FBI UCR violent-crime rate for this place (coverage is incomplete).

Indian River Shores profile (scored ACS/FBI dimensions) 4-axis radar comparing 1 series across Bachelor's+ share, Household income, Poverty rate, Cost of living. Bachelor's+ shareHousehold incomePoverty rateCost of living 77 B+
Indian River Shores profile (scored ACS/FBI dimensions)
Read the chart values
  • Bachelor's+ share: 100/100 (A+) · 78.6%
  • Household income: 96/100 (A+) · $149,722
  • Poverty rate: 87/100 (A) · 1.8%
  • Cost of living: 25/100 (F) · 103.4 index

How does Indian River Shores compare to other US cities?

Where Indian River Shores sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 94% higher than other cities
Home value 98% pricier than other cities
Median rent 73% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

Each percentile compares Indian River Shores against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.

Florida-relative analysis

Median Gross Rent places Indian River Shores near the bottom of Florida's cities

Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Indian River Shores ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Indian River Shores only against its own state's cities, not the full US field.

Median Household Income
#24 of 903
97th percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#20 of 894
98th percentile in Florida
Poverty Rate
#813 of 930
12th percentile in Florida
Bachelor's Degree or Higher
#4 of 930
100th percentile in Florida
How in-state ranks are ordered

Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.

94thIncome percentile
Gauge source note

94th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Indian River Shores's home value compares nationally

Median home value vs. every US city (population 1,000+)

$1,085,600 2nd percentile more affordable than 2% of 15,600 US cities

Show national distribution $0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). Below this entry. $475,000–$500,000: 250 US cities (2%). Below this entry. $500,000–$525,000: 160 US cities (1%). Below this entry. $525,000–$550,000: 156 US cities (1%). Below this entry. $550,000–$575,000: 172 US cities (1%). Below this entry. $575,000–$600,000: 172 US cities (1%). Below this entry. $600,000–$625,000: 163 US cities (1%). Below this entry. $625,000–$650,000: 167 US cities (1%). Below this entry. $650,000–$675,000: 135 US cities (1%). Below this entry. $675,000–$700,000: 101 US cities (1%). Below this entry. $700,000–$725,000: 95 US cities (1%). Below this entry. $725,000–$750,000: 71 US cities (0%). Below this entry. $750,000–$775,000: 65 US cities (0%). Below this entry. $775,000–$800,000: 70 US cities (0%). Below this entry. $800,000–$825,000: 57 US cities (0%). Below this entry. $825,000–$850,000: 67 US cities (0%). Below this entry. $850,000–$875,000: 60 US cities (0%). Below this entry. $875,000–$900,000: 58 US cities (0%). Below this entry. $900,000–$925,000: 47 US cities (0%). Below this entry. $925,000–$950,000: 37 US cities (0%). Below this entry. $950,000–$975,000: 31 US cities (0%). Below this entry. $975,000–$1,000,000: 470 US cities (3%). Below this entry. $1,000,000–$1,025,000: 0 US cities (0%). This entry sits in this band. Indian River Shores $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Indian River Shores's home-value-to-income ratio: 7.3×

ACS median home value divided by median household income.

Band
pressured
> 5.0×
National rank
#14,791 of 15,516
More affordable than 5% of tracked cities (pop. 1,000+)
Size class
#10,868 of 11,323
Micro cities (under 10,000)

At 7.3×, Indian River Shores sits in the pressured band: national rank #14,791 of 15,516 and #10,868 of 11,323micro cities (under 10,000). Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.

How this ratio is calculated

Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000. Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0). This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.

Income distribution context

$149,722 Indian River Shores, FL median household income (Census ACS)

Show U.S. national quintile / Lorenz context Household income distribution - Indian River Shores, FL Indian River Shores, FL's median household income ($149,722) against the U.S. national quintile-share pattern. The Lorenz curve and quintile bars are national context, not Indian River Shores, FL-specific shares. $ Household Income Distribution Indian River Shores, FL median $149,722/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Indian River Shores, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Indian River Shores, FL.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 78.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 1.8%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 18.1%

Census ACS S2301, share of working-age residents in the labor force

Population
4,324
Median Income
$149,722
Median Home Value
$1,085,600
Median Age
74.5
Poverty Rate
1.8%
Labor force participation
18.1%
Bachelor's Degree+
78.6%

Population Change

PEP vintage

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
4,200 residents4,300 residents4,400 residents4,500 residents 202020212022202320242025 4,254 residents 4,467 residents ▲ +5.0%
Indian River Shores's Census PEP population estimates, 2020–2025.
Read the chart as text
Period Population
2020 4,254 residents
2021 4,340 residents
2022 4,416 residents
2023 4,475 residents
2024 4,453 residents
2025 4,467 residents

Housing Supply

BPS source

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📉 Construction Slowdown
Total Permits (2024)
9
housing units authorized
Single-Family
9
detached homes
Multifamily
0
apartments & condos
Supply Intensity
2.1
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 33
2020 42
2021 48
2022 40
2023 23
2024 9

Permit volume decreased 73% from 2019 to 2024.

Commute Patterns

Commute source

How workers travel to work, Census ACS 2023

Drive Alone
64.4%
Carpool
1.5%
Public Transit
2.2%
Walk
0.0%
Work from Home
26.1%
Other
5.8%

Based on 735 workers 16 and over.

Monthly Utility Costs

Florida statewide monthly utility average (EIA 2023): $225

EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).

These are Florida statewide averages, not a meter reading for Indian River Shores. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Indian River Shores is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).

Cost/risk geography note

Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Indian River Shores sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.

How Indian River Shores compares to similar-size Florida cities

Same-state peer method

Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.

City Population Median Household Income
Indian River Shores (this city) 4,324 $149,722
Lower Grand Lagoon 4,305 $77,639
Belleair 4,350 $117,500
Hutchinson Island South 4,350 $61,422
Census BPS 2024
Primary sources on this page

Source: U.S. Census Bureau ACS 5-Year 2023, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES. Joins use OMB Bulletin 23-01 / FIPS keys.

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Estimate caveats

ACS and UCR figures are citywide estimates with vintage lags; they do not replace a local visit, school visit, or insurance quote.

Editorial standards, provenance, and how to cite this page

Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

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