City profile · Florida · Census ACS 2023

Live Oak, FL

Population, income, housing, safety, climate and schools for Live Oak - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

6,901
Residents
$53,578
Median income
$158,200
Median home
$1,110
Median rent (state)

Live Oak - the verdict

Out of every US city with 1,000+ residents, Live Oak places in the 25th percentile for household income. Source: Census ACS.

25th
percentile, household income
29th
percentile, home value
30th
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Live Oak, FL

Florida's Live Oak is a small town, with 6,901 residents per the latest Census Bureau ACS figures. Live Oak households earn a median of $53,578 annually, below the median for U.S. cities on this measure, with a poverty rate of 18.4%. Home values in Live Oak run a median of $158,200, and the median resident age is 37.9 years. About 13.3% of adults hold a bachelor's degree or higher, while 58.5% of working-age residents are in the labor force.

In 2024, 6 residential building permits were authorized in Live Oak (Building Boom), up 200% from five years earlier, per Census BPS data. NOAA climate normals record an annual average temperature of 71.2°F with 51.9 inches of precipitation per year.

Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,110 monthly. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). FEMA's National Risk Index rates natural-hazard exposure at 71.3 out of 100 (High).

Population

6,901 residents

Census ACS 2023 - Florida

Median Household Income

$53,578 /yr

Poverty 18.4%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Live Oak compare to other US cities?

Live Oak measured against every US city with 1,000+ residents, computed live from the same Census and FBI data shown throughout this page.

Household income 25% higher than other cities
Home value 29% pricier than other cities
Median rent 30% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Live Oak's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Florida, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

25thIncome percentile

25th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Live Oak's home value compares nationally

Median home value vs. every US city (population 1,000+)

$158,200 Among the most affordable more affordable than 71% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). This entry sits in this band. $175,000–$200,000: 1,229 US cities (8%). Above this entry. $200,000–$225,000: 1,035 US cities (7%). Above this entry. $225,000–$250,000: 976 US cities (6%). Above this entry. $250,000–$275,000: 754 US cities (5%). Above this entry. $275,000–$300,000: 712 US cities (5%). Above this entry. $300,000–$325,000: 521 US cities (3%). Above this entry. $325,000–$350,000: 526 US cities (3%). Above this entry. $350,000–$375,000: 465 US cities (3%). Above this entry. $375,000–$400,000: 393 US cities (3%). Above this entry. $400,000–$425,000: 317 US cities (2%). Above this entry. $425,000–$450,000: 300 US cities (2%). Above this entry. $450,000–$475,000: 307 US cities (2%). Above this entry. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Live Oak $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Live Oak, FL Live Oak, FL's reported median household income shown against the U.S. national quintile-share pattern (not Live Oak, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Live Oak, FL median $53,578/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Live Oak, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Live Oak, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 13.3%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 18.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 58.5%

Census ACS S2301, share of working-age residents in the labor force

Population
6,901
Median Income
$53,578
Median Home Value
$158,200
Median Age
37.9
Poverty Rate
18.4%
Labor force participation
58.5%
Bachelor's Degree+
13.3%

Climate

Avg Temperature
71.2°F
Annual Precipitation
51.9"
Annual Snowfall
0.0"

Schools

Total Schools
9
Public schools in this city

Population Change

Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025

See the fastest-growing cities →
6,600 residents6,800 residents7,000 residents7,200 residents7,400 residents 202020212022202320242025 6,747 residents 7,248 residents ▲ +7.4%
Live Oak's Census PEP population estimates, 2020–2025.

Housing Supply

Census Bureau Building Permits Survey (BPS) - annual residential permits authorized

📈 Building Boom
Total Permits (2024)
6
housing units authorized
Single-Family
0
detached homes
Multifamily
6
apartments & condos
Supply Intensity
0.9
permits per 1,000 residents

5-Year Permit Trend (2019–2024)

Year Total
2019 2
2020 2
2021 47
2022 9
2023 9
2024 6

Permit volume increased 200% from 2019 to 2024.

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
86.6%
Carpool
6.6%
Public Transit
0.0%
Walk
2.4%
Work from Home
3.1%
Other
1.3%

Based on 3,251 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Live Oak sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,110/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
71.3 / 100
High
FEMA NRI composite score (county)

Similar Cities in Florida

Orlovista
6,928 people
Lecanto
6,929 people
Port LaBelle
6,856 people
Ormond-by-the-Sea
6,962 people
Perry
6,965 people
Ave Maria
6,826 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Live Oak's 6,901 residents (Census ACS 5-Year 2023).

Lincroft, NJ
6,901 people
Radisson, NY
6,901 people
St. James, NC
6,901 people
Tellico, TN
6,901 people
Oyster Bay, NY
6,900 people
Wayne, PA
6,902 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Live Oak's $53,578 (Census ACS 5-Year 2023, table B19013).

Plainfield, OH
$53,578 median income
Fort Bragg, CA
$53,580 median income
Chester, MT
$53,583 median income
Leslie, GA
$53,571 median income
Copeland, OK
$53,571 median income
Nesquehoning, PA
$53,571 median income

Race & Ethnicity Composition

Race and ethnicity - Live Oak, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Live Oak, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 47.6% 30.7% 17.1% ETHNICITY, Hispanic or Latino (any race) 10.5% White 47.6% Black or African American 30.7% Asian 0.0% American Indian 0.0% Native Hawaiian 0.0% Some other race 4.5% Two or more races 17.1% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Live Oak compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Live Oak (this city) 6,901 $53,578
Orlovista 6,928 $50,344
Lecanto 6,929 $52,996
Port LaBelle 6,856 $53,648
Census ACS 5-year FIPS FL NOAA Normals NCES CCD Census BPS 2024 OMB Bulletin 23-01

What do people ask about Live Oak, FL?

What is the population of Live Oak, FL? +

6,901 people live in Live Oak, FL according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Live Oak, FL? +

Live Oak households earn a median of $53,578 annually, based on Census ACS 2023 data.

What is the cost of living in Live Oak? +

BEA does not publish a city-level cost-of-living figure for Live Oak; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Live Oak, FL? +

A typical home in Live Oak is worth $158,200, according to Census ACS 2023 estimates.

What is the climate like in Live Oak? +

Live Oak has an average annual temperature of 71.2°F, 51.9 inches of precipitation. Source: NOAA Climate Normals.

Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.