City profile · Florida · Census ACS 2023

Lutz, FL

Population, income, housing, safety, climate and schools for Lutz - drawn straight from Census ACS, FBI UCR, NOAA, NCES, HUD and FEMA, refreshed on the 2024–2025 release cycle.

26,731
Residents
$114,516
Median income
$451,800
Median home
$1,977
Median rent (state)

Lutz - the verdict

Out of every US city with 1,000+ residents, Lutz places in the 85th percentile for household income. Source: Census ACS.

85th
percentile, household income
82nd
percentile, home value
83rd
percentile, median rent
📝 How we sourced this

Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.

Data Snapshot: Lutz, FL

Lutz is a small city in Florida, home to 26,731 residents per U.S. Census Bureau ACS 2023 estimates. Lutz households earn a median of $114,516 annually, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 3.4%. Typical homes in Lutz are valued around $451,800, and the median resident age is 40.2 years. About 50.6% of adults hold a bachelor's degree or higher, while 63.9% of working-age residents are in the labor force.

The city is served by 10 public schools according to NCES Common Core of Data.

Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. Statewide, HUD pegs Fair Market Rent for a two-bedroom unit at $1,977 monthly. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). On FEMA's National Risk Index, this area rates 96.0 out of 100 for natural-hazard exposure (Very High).

Population

26,731 residents

Census ACS 2023 - Florida

Median Household Income

$114,516 /yr

Poverty 3.4%

Cost of Living Index (state)

103.4 (US=100)

Above Average - BEA RPP 2024, Florida average

How does Lutz compare to other US cities?

Where Lutz sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.

Household income 85% higher than other cities
Home value 82% pricier than other cities
Median rent 83% pricier than other cities

"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.

How we calculate these percentiles & ranks

For each metric we count every US city with population 1,000+ and a non-null value, then compute what share of them fall below Lutz's value: round(cities-below ÷ total × 100). Safety is inverted (percentile = share of cities with a higher crime rate) so a higher number always means safer. The in-state rank narrows that same crime-rate comparison to only the cities PlainCities tracks in Florida, breaking ties alphabetically. See the methodology page for the full source-to-figure lineage.

85thIncome percentile

85th percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.

How Lutz's home value compares nationally

Median home value vs. every US city (population 1,000+)

$451,800 18th percentile more affordable than 18% of 15,600 US cities

$0–$25,000: 5 US cities (0%). Below this entry. $25,000–$50,000: 54 US cities (0%). Below this entry. $50,000–$75,000: 352 US cities (2%). Below this entry. $75,000–$100,000: 1,086 US cities (7%). Below this entry. $100,000–$125,000: 1,516 US cities (10%). Below this entry. $125,000–$150,000: 1,170 US cities (8%). Below this entry. $150,000–$175,000: 1,278 US cities (8%). Below this entry. $175,000–$200,000: 1,229 US cities (8%). Below this entry. $200,000–$225,000: 1,035 US cities (7%). Below this entry. $225,000–$250,000: 976 US cities (6%). Below this entry. $250,000–$275,000: 754 US cities (5%). Below this entry. $275,000–$300,000: 712 US cities (5%). Below this entry. $300,000–$325,000: 521 US cities (3%). Below this entry. $325,000–$350,000: 526 US cities (3%). Below this entry. $350,000–$375,000: 465 US cities (3%). Below this entry. $375,000–$400,000: 393 US cities (3%). Below this entry. $400,000–$425,000: 317 US cities (2%). Below this entry. $425,000–$450,000: 300 US cities (2%). Below this entry. $450,000–$475,000: 307 US cities (2%). This entry sits in this band. $475,000–$500,000: 250 US cities (2%). Above this entry. $500,000–$525,000: 160 US cities (1%). Above this entry. $525,000–$550,000: 156 US cities (1%). Above this entry. $550,000–$575,000: 172 US cities (1%). Above this entry. $575,000–$600,000: 172 US cities (1%). Above this entry. $600,000–$625,000: 163 US cities (1%). Above this entry. $625,000–$650,000: 167 US cities (1%). Above this entry. $650,000–$675,000: 135 US cities (1%). Above this entry. $675,000–$700,000: 101 US cities (1%). Above this entry. $700,000–$725,000: 95 US cities (1%). Above this entry. $725,000–$750,000: 71 US cities (0%). Above this entry. $750,000–$775,000: 65 US cities (0%). Above this entry. $775,000–$800,000: 70 US cities (0%). Above this entry. $800,000–$825,000: 57 US cities (0%). Above this entry. $825,000–$850,000: 67 US cities (0%). Above this entry. $850,000–$875,000: 60 US cities (0%). Above this entry. $875,000–$900,000: 58 US cities (0%). Above this entry. $900,000–$925,000: 47 US cities (0%). Above this entry. $925,000–$950,000: 37 US cities (0%). Above this entry. $950,000–$975,000: 31 US cities (0%). Above this entry. $975,000–$1,000,000: 470 US cities (3%). Above this entry. $1,000,000–$1,025,000: 0 US cities (0%). Above this entry. Lutz $0 $1,025,000 every US city, bucketed by value

Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau ACS 5-Year Estimates · 2023

Income distribution context

Household income distribution - Lutz, FL Lutz, FL's reported median household income shown against the U.S. national quintile-share pattern (not Lutz, FL-specific quintile data). The Lorenz curve traces the national cumulative income share against cumulative population share, perfect equality is the diagonal; observed inequality bows below. $ Household Income Distribution Lutz, FL median $114,516/yr, vs. U.S. national quintile pattern QUINTILE SHARE OF AGGREGATE INCOME Lowest 20% 3.4% Second 20% 9.2% Middle 20% 15.1% Fourth 20% 23.2% Top 20% 49.1% LORENZ CURVE cumulative income vs. population 100% 0% 100% pop. 0%
Lutz, FL's median household income (Census ACS 5-year estimate) plotted against the U.S. national income-quintile distribution pattern for context; the quintile shares and Lorenz curve are national figures, not computed specifically for Lutz, FL. Diagonal = perfect equality.

Key socioeconomic indicators

Bachelor's degree or higher (adults 25+) 50.6%

Census ACS S1501, educational attainment

Poverty rate (households below FPL) 3.4%

Census ACS S1701, poverty status

Labor force participation (adults 16+) 63.9%

Census ACS S2301, share of working-age residents in the labor force

Population
26,731
Median Income
$114,516
Median Home Value
$451,800
Median Age
40.2
Poverty Rate
3.4%
Labor force participation
63.9%
Bachelor's Degree+
50.6%

Schools

Total Schools
10
Public schools in this city

Commute Patterns

How workers travel to work, Census ACS 2023

Drive Alone
71.0%
Carpool
5.3%
Public Transit
0.2%
Walk
0.9%
Work from Home
22.3%

Based on 13,099 workers 16 and over.

Monthly Utility Costs

State-average estimates for Florida - EIA 2023 residential energy data

Electricity
$145
avg/month
Natural Gas
$25
avg/month
Water & Sewer
$55
avg/month
Total Utilities
$225
estimated/month

Estimates reflect Florida state averages. Actual costs vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.

Living Costs & Risk

Cost of living is a Florida state average from BEA; rent and hazard risk are county-level figures from HUD and FEMA for the county Lutz sits in

Cost of Living Index
103.4
Above Average
US average = 100 · BEA RPP 2024
Typical 2-BR Rent
$1,977/mo
HUD Fair Market Rent
County-level FMR estimate
Natural Hazard Risk
96.0 / 100
Very High
FEMA NRI composite score (county)

Similar Cities in Florida

Keystone
26,723 people
Palm River-Clair Mel
26,719 people
Palm Springs
26,871 people
Leisure
26,917 people
Temple Terrace
26,922 people
Venice
26,467 people

Cities of a Similar Size Nationwide

Population-matched peers from other states, closest to Lutz's 26,731 residents (Census ACS 5-Year 2023).

Batavia, IL
26,730 people
Cabot, AR
26,733 people
Ewa Gentry, HI
26,738 people
Shoreview, MN
26,724 people
Troy, OH
26,716 people
Vernon Hills, IL
26,772 people

Cities with a Similar Household Income Nationwide

Median-household-income-matched peers from other states, closest to Lutz's $114,516 (Census ACS 5-Year 2023, table B19013).

Dulles Town Center, VA
$114,503 median income
Green Valley CDP (Solano County), CA
$114,500 median income
Sunnyside, CA
$114,500 median income
Jacksonville, OR
$114,500 median income
North Hudson, WI
$114,539 median income
Noank, CT
$114,479 median income

Race & Ethnicity Composition

Race and ethnicity - Lutz, FL Race categories sum to one hundred percent per Census methodology. Hispanic or Latino is shown separately as an ethnicity overlay; it cuts across all race categories per OMB Directive 15. Race & Ethnicity Composition Lutz, FL - Census ACS, OMB race + ethnicity categories RACE, sums to 100% 68.9% 7.2% 7.8% 13.6% ETHNICITY, Hispanic or Latino (any race) 18.2% White 68.9% Black or African American 7.2% Asian 7.8% American Indian 0.1% Native Hawaiian 0.0% Some other race 2.2% Two or more races 13.6% Per OMB Directive 15: Hispanic/Latino ethnicity is reported separately from the race categories.
Race categories sum to 100%. Hispanic or Latino ethnicity is reported separately and cuts across race per Census/OMB methodology.

City-level race and ethnicity, Census ACS 5-year 2023 (tables B02001, B03001), OMB Directive 15 categories.

How Lutz compares to nearby Florida cities

Population + median household income, sourced from Census Bureau ACS 5-year B01001 (population) and B19013 (median household income).

City Population Median Household Income
Lutz (this city) 26,731 $114,516
Keystone 26,723 $155,365
Palm River-Clair Mel 26,719 $62,976
Palm Springs 26,871 $59,602
Census ACS 5-year FIPS FL NCES CCD OMB Bulletin 23-01

What do people ask about Lutz, FL?

What is the population of Lutz, FL? +

Lutz, FL counts 26,731 residents according to U.S. Census Bureau ACS 2023 estimates.

What is the median household income in Lutz, FL? +

The median household income in Lutz is $114,516 per year, based on Census ACS 2023 data.

What is the cost of living in Lutz? +

BEA does not publish a city-level cost-of-living figure for Lutz; the closest available measure is the Florida state average, a cost of living index of 103.4 (U.S. average = 100), rated "Above Average" based on BEA Regional Price Parities 2024 data. Costs within Florida vary by metro area.

What is the median home value in Lutz, FL? +

A typical home in Lutz is worth $451,800, according to Census ACS 2023 estimates.

Source: U.S. Census Bureau ACS 5-Year 2023, NCES CCD, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.

Read our methodology - how this data is sourced, computed, and verified.

Primary sources: Census ACS, FBI UCR, NOAA Climate Normals, NCES.

Citation & verification links Data sourced from the U.S. Census Bureau. See our methodology for details. Retrieved and formatted by PlainCities Editorial

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Every figure on PlainCities is rendered directly from Census ACS source data, no number is typed in by an editor. This page draws directly on Census ACS source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.