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Place dossier plate
SheetFL-NAPLES-FL · Naples, FL 19,421 pop · income 92nd pct
Instrument codes from this place’s ACS population and household income, BEA state COL, FBI safety, national income percentile, photo-finish peer city, home-value band, and matched Census-tract book - not a moving recommendation.
Income neighbourhood around Naples
Lowest/highest poles plus peers nearest Naples on median household income. Full ladder: /browse and /rankings.
median HH income
Sweetwater · lowest
55,154
Sweetwater · lowest
55,154 median HH income
39.1% of the leader · rank #1
Paradise Vall… · near
140,792
Paradise Vall… · near
140,792 median HH income
99.9% of the leader · rank #2
Sound Beach · near
140,797
Sound Beach · near
140,797 median HH income
99.9% of the leader · rank #3
Fox Point · near
140,818
Fox Point · near
140,818 median HH income
100.0% of the leader · rank #4
Naples · this city
140,833
Naples · this city
140,833 median HH income
100.0% of the leader · rank #5
Park City · near
140,875
Park City · near
140,875 median HH income
100.0% of the leader · rank #6
Scotts Valley · highest
140,887
Scotts Valley · highest
140,887 median HH income
100.0% of the leader · rank #7
What this shows Neighbourhood peers only - not a full nationwide city board. Open a near peer when the gap is small; open the poles when the spread is wide.
Compare beyond this state
Nationwide peers by population, income
Out-of-state nearest neighbors for Naples on ACS population and median household income
. Link sets are deduped so each column is a distinct comparison path, not a forecast that peers share a labor market or climate.
Similar population
Nearest out-of-state cities by ACS population. This city: 19,421.
Measured against every US city with at least 1,000 residents, Naples lands in the 92nd percentile for household income. Source: Census ACS.
92nd
percentile, household income
99th
percentile, home value
73rd
percentile, median rent
📝 How we sourced this
Population, income, and housing-cost figures come from the U.S. Census Bureau American Community Survey 5-year estimates (B-series tables). Crime data uses FBI UCR; climate uses NOAA Climate Normals; school counts come from NCES Common Core of Data; permits use the Census Building Permits Survey (BPS). See our methodology page for the full ETL pipeline and OMB / FIPS join keys.
Data Snapshot: Naples, FL
Census ACS 2023 estimates count 19,421 residents in Naples, a small town within Florida. Households in Naples report a median income of $140,833 per year, placing it in the top quartile of U.S. cities for household income, with a poverty rate of 4.1%. Home values in Naples run a median of $1,254,200, and the median resident age is 67.6 years. 63.7% of adults here have a bachelor's degree or higher; 34.3% of working-age residents are in the labor force.
Housing supply pressure shows in Census Building Permit Survey data: 174 residential units were authorized in 2024 (Rapid Growth), up 38% from five years earlier. NOAA climate normals record an annual average temperature of 73.5°F with 61.3 inches of precipitation per year.
Florida carries a cost-of-living premium: on BEA's 100-equals-national-average cost index, Florida scores 103.4 (Above Average), per the 2024 Regional Price Parities release. A typical two-bedroom carries a HUD Fair Market Rent of $1,526 per month statewide. EIA 2023 residential energy data puts Florida's average monthly utility costs around $225 (state average). Natural-hazard exposure scores 75.7 out of 100 on FEMA's National Risk Index (High).
A decision-led reading path
Useful questions to ask of Naples's data
How this reading path is ordered
This is not a composite city score. It is a city-specific route through the available public records, ordered for this profile so the page starts with questions the joined data can actually answer. The route here runs from schools and households to housing and income to comparison shortlist to population change to work and mobility to climate and hazard context; another city can have a different sequence or fewer supported layers because the source joins are not uniform.
For Naples, city-specific coverage includes matched public-school count, commute-mode shares, local building permits, annual population history.
No matched row is reported here for within-city Census tract profiles, FBI reported-crime rates; the page leaves those layers out instead of substituting a statewide or national value.
Question 1
What does the education layer cover for Naples?
The NCES join finds 52 public schools within the city match. 63.7% of adults age 25+ hold a bachelor's degree or higher in the ACS estimate. These measures answer different questions: the school count describes local institutions, while adult attainment describes residents and cannot be used as a school-quality rating.
The city has a broader matched school footprint, but count alone does not describe performance, capacity, program availability, or attendance boundaries. This profile deliberately avoids converting it into an unsupported family-friendliness score.
How far does income reach against housing in Naples?
The home-value-to-income reference is comparatively stretched: the ACS median home value is 8.9 times median household income. The ACS poverty estimate is 4.1%, which keeps the citywide median from describing every household.
This is a citywide price-to-income reference, not a mortgage-affordability test; it does not include interest rates, taxes, insurance, household size, or an individual buyer's down payment. Housing value is high relative to the citywide income median. That flags a question for comparison, not a verdict: tenure, household composition, financing costs, and the age of the ACS estimate can all change what a resident actually pays.
Which cities make useful reference points for Naples?
Within Florida, the closest population matches are Lynn Haven (19,451 residents, $83,093 income); Englewood (19,385 residents, $65,557 income); Seminole (19,336 residents, $77,335 income). Outside the state, the closest population matches in this dataset are South El Monte, CA (19,413 residents); Hermiston, OR (19,406 residents); Warrensburg, MO (19,437 residents). A third, income-matched reference set of 6 out-of-state cities sits in the income neighbourhood chart near the Place Dossier plate. These are mechanical peer sets, not claims that the places share a labor market, climate, culture, or metro context.
Use the in-state set to hold state policy and broad price conditions more nearly constant. Use the nationwide size set to ask whether cities with a similar resident count produce different housing, income, or commute outcomes. The income set is a third lens, deliberately separate from population matching.
Recent estimates point upward. Growth can increase housing demand and service needs, but the permit record must move in the same direction before calling it a supply response; the two series measure different things.
Census PEP estimates show the population grew by +968 residents from 2020 to 2025, a +5.1% change. Separately, Census BPS recorded 174 housing units authorized in 2024. PEP and ACS are different Census series, so the trend is kept separate from the headline ACS population.
These joined records add useful context, but they do not need another full-size panel. Each remains a separate measure with its own geography and source boundary.
Work and mobility
What does the journey to work look like in Naples?
Mode share answers how workers usually travel; it does not measure congestion, reliability, distance to a particular job, or the quality of transit service. Remote work has a visible role in the local pattern. That can reduce commute exposure for some workers, but it says nothing about job availability or broadband quality; read it alongside income and housing rather than as a stand-alone lifestyle score.
Driving alone is the largest reported mode at 58.1%. A reliable mean commute time is not available for this row, so the mode shares carry the comparison.
Public transit
0.2%
Work from home
34.6%
Drive alone
58.1%
City-level Census ACS commuting estimates covering 6,049 workers age 16+.
NOAA normals put the annual mean temperature at 73.5°F, with 61.3 inches of precipitation. FEMA's state-averaged National Risk Index score for Florida is 75.7 out of 100. Climate normals describe long-run weather; the FEMA score on PlainCities is a state average of county NRI inputs and combines hazards, exposure, vulnerability, and resilience.
The two sources should not be blended into one comfort or safety score. Use the climate values for baseline conditions and the risk index as a prompt to inspect specific hazards, insurance, and local emergency guidance for a particular address.
Mean temperature
73.5°F
Annual precipitation
61.3 in
FEMA risk index (state avg)
75.7
NOAA Climate Normals and FEMA National Risk Index (state-averaged on PlainCities). Hazard context is not address-level.
Top-decile income · poverty 4.1% (Below-median poverty)
Cost of Living Index (state)
103.4 (US=100)
Above-average cost · BEA RPP 2024, Florida average
B
City profile score · Naples, FL
71/100
4 published dimensions · ACS/FBI 2023
Comparative score against U.S. cities with population of 1,000 or more on Census ACS medians
(income, poverty, bachelor's share, cost of living) and FBI UCR violent-crime rates when
published. Higher means a stronger standing on those published figures, not a livability
rating, not a recommendation to move, buy, or pick a "best" city. Missing inputs drop out
and redistribute weight.
How it is calculated.
Bachelor's+ share A+
63.7%
Adults with a bachelor's degree or higher; ACS.
Household income A+
$140,833
Median household income vs U.S. cities (pop ≥1,000); ACS.
Poverty rate B
4.1%
Share of residents below the poverty line; lower scores better on this axis.
Cost of living F
103.4 index
BEA state Regional Price Parities index (100 ≈ national average); lower is stronger on this axis. Same value for every city in the state.
Violent crime N/A
N/A
No FBI UCR violent-crime rate for this place (coverage is incomplete).
Naples profile (scored ACS/FBI dimensions)Read the chart values
Bachelor's+ share: 94/100 (A+) · 63.7%
Household income: 93/100 (A+) · $140,833
Poverty rate: 71/100 (B) · 4.1%
Cost of living: 25/100 (F) · 103.4 index
How does Naples compare to other US cities?
Where Naples sits among all US cities (population 1,000+) on each measure, computed live from Census and FBI data.
Household income92% higher than other cities
Home value99% pricier than other cities
Median rent73% pricier than other cities
"Safer than" reflects total crime rate from FBI UCR; the others use Census ACS estimates.
How we calculate these percentiles & ranks
Each percentile compares Naples against every qualifying US city; each in-state rank narrows that to Florida only. Full formula and direction notes: methodology.
Florida-relative analysis
Median Gross Rent places Naples near the bottom of Florida's cities
Among the 930 Florida cities PlainCities tracks with reported median gross rent data, Naples ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide percentiles above: it compares Naples only against its own state's cities, not the full US field.
Median Household Income
#36 of 903
96th percentile in Florida
Median Gross Rent
#1 of 930
0th percentile in Florida
Median Home Value
#13 of 894
99th percentile in Florida
Poverty Rate
#688 of 930
25th percentile in Florida
Bachelor's Degree or Higher
#36 of 930
96th percentile in Florida
How in-state ranks are ordered
Ranked by raw value (highest first); a higher rank is not automatically "better" for every measure, see each metric's own context above. This is a comparison within Florida only, not a livability score. See the methodology for the source and calculation.
Gauge source note
92nd percentile nationally for median household income. Source: Census ACS 2023 / FBI UCR 2023.
How Naples's home value compares nationally
Median home value vs. every US city (population 1,000+)
$1,254,2001st percentilemore affordable than 1% of 15,600 US cities
Show national distribution
Each bar is a $25K-wide band; taller bars hold more US cities. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau ACS 5-Year Estimates · 2023
Naples's home-value-to-income ratio: 8.9×
ACS median home value divided by median household income.
Band
pressured
> 5.0×
National rank
#15,226 of 15,516
More affordable than 2% of tracked cities (pop. 1,000+)
Size class
#3,245 of 3,317
Small cities (10,000–49,999)
At 8.9×, Naples sits in the pressured band:
national rank #15,226 of 15,516 and #3,245 of 3,317small cities (10,000–49,999).
Housing value is high relative to the citywide income median, a comparison flag, not a verdict on any household.
How this ratio is calculated
Ratio = Census ACS 2023 median home value ÷ median household income for cities with both fields and population ≥ 1,000.
Rank 1 = lowest ratio (most compact). Bands match the fleet affordability thresholds used on guides (<3.0 / 3.0–5.0 / >5.0).
This is not a mortgage payment estimate and does not include rates, taxes, insurance, or down payment.
Income distribution context
$140,833Naples, FL median household income (Census ACS)
Show U.S. national quintile / Lorenz context Naples, FL median household income (Census ACS 5-year) with U.S. national quintile shares for context. Diagonal = equality; the curve is national, not computed for Naples, FL.
Key socioeconomic indicators
Bachelor's degree or higher (adults 25+)63.7%
Census ACS S1501, educational attainment
Poverty rate (households below FPL)4.1%
Census ACS S1701, poverty status
Labor force participation (adults 16+)34.3%
Census ACS S2301, share of working-age residents in the labor force
Population
19,421
Median Income
$140,833
Median Home Value
$1,254,200
Median Age
67.6
Poverty Rate
4.1%
Labor force participation
34.3%
Bachelor's Degree+
63.7%
Climate
Avg Temperature
73.5°F
Annual Precipitation
61.3"
Annual Snowfall
0.0"
Schools
Total Schools
52
Public schools in this city
Population Change
PEP vintage
Annual U.S. Census Bureau Population Estimates Program (PEP) estimates, 2020–2025
Naples's Census PEP population estimates, 2020–2025.Read the chart as text
Period
Population
2020
19,146 residents
2021
19,497 residents
2022
19,817 residents
2023
20,076 residents
2024
20,214 residents
2025
20,114 residents
Housing Supply
BPS source
Census Bureau Building Permits Survey (BPS) - annual residential permits authorized
📈 Rapid Growth
Total Permits (2024)
174
housing units authorized
Single-Family
132
detached homes
Multifamily
42
apartments & condos
Supply Intensity
9
permits per 1,000 residents
5-Year Permit Trend (2019–2024)
Year
Total
Single-Family
Multifamily
Est. Value
2019
126
117
9
$196.5M
2020
233
143
90
$343.2M
2021
192
109
83
$284.8M
2022
234
142
92
$471.2M
2023
190
124
66
$669.1M
2024
174
132
42
$642.1M
Permit volume increased 38% from 2019 to 2024.
Commute Patterns
Commute source
How workers travel to work, Census ACS 2023
Drive Alone
58.1%
Carpool
1.9%
Public Transit
0.2%
Walk
1.5%
Work from Home
34.6%
Other
3.7%
Based on 6,049 workers 16 and over.
Monthly Utility Costs
Florida statewide monthly utility average (EIA 2023): $225
EIA 2023 residential energy data puts average monthly utilities across Florida at $225 (electricity about $145 , water and sewer about $55 ).
These are Florida statewide averages, not a meter reading for Naples. Actual bills vary by home size, usage, and local rates. Source: U.S. Energy Information Administration (EIA) 2023.
Living Costs & Risk
Florida's BEA cost-of-living index is 103.4 (Above Average; US average = 100, RPP 2024). HUD Fair Market Rent for a typical two-bedroom in the county around Naples is $1,526/mo. FEMA's National Risk Index, averaged to Florida statewide on PlainCities, rates natural-hazard exposure at 75.7 / 100 (High).
Cost/risk geography note
Cost of living is a Florida statewide BEA average; rent is a county-level HUD Fair Market Rent for the county Naples sits in; the FEMA hazard score shown here is a statewide average of county NRI inputs, not a parcel-level reading.
How Naples compares to similar-size Florida cities
Same-state peer method
Closest same-state population matches, not geographic neighbors. Population + median household income come from Census Bureau ACS 5-year B01001 and B19013.
Source: U.S. Census Bureau ACS 5-Year 2023, NOAA Climate Normals, NCES CCD, Census BPS 2024, Census ACS B08301/B08136, U.S. Energy Information Administration (EIA) 2023, BEA Regional Price Parities 2024, HUD Fair Market Rents 2026, FEMA National Risk Index.